Equifax breach

[CountAllVotes]

Last edited Fri Jul 26, 2019, 10:42 PM - Edit history (1)

For anyone looking to check if they were affected by the hack, they can go to this website. If you find yourself on the list, you can then submit a claim for any money you are owed.

According to The Verge, consumers affected by the breach can accept four years of credit-monitoring through Experian and up to six additional years with Equifax, but if they already use a credit-monitoring service, they can receive $125 in a check or pre-paid card.

They can also submit a claim for any time lost because of the breach, which will net them $25 per hour for up to 20 hours (which will require proof and documentation if they claim more than 10 hours).

https://finance.yahoo.com/news/affected-equifax-data-scandal-now-232832383.html

Here is where you check to find out if your name is part of the Equifax breach:

https://eligibility.equifaxbreachsettlement.com/en/eligibility

Seems that you need to have credit monitoring to claim the $125.00.

Because I've been in a few different breaches, I show up (no surprise btw) and I am presently being monitored by a few different places for quite awhile. (excuse typos --> not good today)

Best of luck folks and do what you think is best for you!

CountAllVotes

On edit also: Not sure what the pre-paid card entails!

[dawg day]

1. My credit card provider has a monitor

Opt for the $!

[CountAllVotes]

2. Yep, thats what I did!

Mr. CAV shows up too so its $250 for us (I HOPE!)!!

Let them pay for a change!

[Historic NY]

3. Why give them any more information....

I'm eligible but I already have had monitoring.

[angstlessk]

4. I have been breached, but

what I want is for them to lose my history.

I have no proof of problems, but I want them to lose MY info.

Any chance?

[CountAllVotes]

5. I don't think so

I've been hit on this one and also the one from the former Scott Trade as well as the one that included Federal employees (something I did a long time ago but they sure didn't forget me! ).

I have no answers.

Read and research!

Best of luck regardless of what you decide to do about this situation.

Good idea to be informed if nothing else!

[2naSalit]

6. ...and probably

a whole new invasion of phishing phone calls.

[More_Cowbell]

7. The $125 can be lowered if too many people claim it

I think the number is something like 248k.

I'm trying to decide if I want to try at the $125 or take the credit monitoring.

[CountAllVotes]

8. I have the free Credit Karma for monitoring

I have never had a problem with them.

They send you a report every month telling you if you show up anywhere.

You might consider it. It is free, I know that much.

https://www.creditkarma.com/

[More_Cowbell]

9. Thanks! I do have CK

CK doesn't provide FICO scores, but the reporting does indicate trends in the Vantage (sometimes called FAKO) scores.

You can also sign up for a free score once a month from Discover Credit Scorecard; you don't need to have a Discover card
https://csp.discover.com/free-credit-score/index.html

It gives you a FICO 08 Experian score.

[Lulu KC]

10. Thanks!

This is very helpful.