Well, I got my $600. Stupid debit card...

[Wounded Bear]

Oh well, it didn't seem too hard to activate it, but the on-line website demands quite a bit of personal info.

Guess I'm good to go for now. Oh, I have to see if there are any ATM restrictions. Don't want to be paying any uneccessary fees. It's supposed to be free at normal retain outlets. Oh well.

[radical noodle]

1. We got a check

I wonder how they decide who gets checks and who gets debit cards?

[Wounded Bear]

2. IDK. I got a check the first time...

Go figure.

[GReedDiamond]

24. I got a check the 1st time, the shitty debit card next...

...I went to an ATM that was supposedly "fee free," which prompted me to "check the balance," for which I was charged a quarter.

So I now had $599.75 on the card.

I took out $200 in cash, and used that to make a very nice purchase at my favorite legal cannabis dispensary, so that 33+% in taxes of that 200 went to the city/county/state tax coffers.

I used the rest of it like a debit card, mostly buying groceries.

In the end, I lost about $5 to fees.

These debit cards were a way for Preznit Impeachment King to siphon off millions to his cronies.

Direct deposit or US Treasury checks should be the standard forms of payment, not this corporate skimming bullshit!!

[radical noodle]

29. I feel so lucky we got a check both times

I had no idea they were doing debit cards. That's really crappy.

[GReedDiamond]

30. Debit cards are very clearly a skimming scam...nt

[JustABozoOnThisBus]

45. You're complaining? .25 to check the balance, $200 for cannabis, ...

... leaving 399.75 for chocolate-chip cookies and potato chips?

Sounds like a good deal!

[tblue37]

25. I got a check, too.

[SunSeeker]

3. Our family got an $1,800 debit card. Last time we got check.

I would have prefered a check, but we were not given a choice.

[Wounded Bear]

8. Same here. Oh well...nt

[Beartracks]

4. Direct deposit here.

========

[Wounded Bear]

9. Lucky you...nt

[BannonsLiver]

34. It's not luck

If you file your taxes electronically and have it set up where the refund is direct deposit the same is done for the stimulus check. If you don’t file taxes electronically and you get a paper check for your refund then the stimulus is either a check or debit card.

[flying rabbit]

36. You don't need to file electronically

You just need direct deposit set up.

[BannonsLiver]

37. Correct. Though most people who have direct deposit file online.

[cally]

40. Nope

We do all that and got a debit card. Direct deposit last time.

[BannonsLiver]

46. Okay.

[myccrider]

47. Don't think that's true.

We’ve filed electronically for years, haven’t changed accounts, receive our SS income electronically, receive all our tax refunds or payments electronically to/from the same account and got the last stimulus deposited in that same account.

We got the %^$# debit card this time!

I have no idea how they determined what form each got their money, but it seems to have had eff all to do with past events or logic.

[madaboutharry]

5. I think you can take the card to your bank

and deposit it in your account. Read the letter that came with it.

[Wounded Bear]

7. Actually, I think I can do that on line...

visited the website, it's a little obtrusive so many may not want to log in. But there is an option to transfer money to a bank account.

I may try that, or maybe I'll do it manually. I work out of a credit union and do everything electronically. There aren't a lot of offices with real tellers in them around.

[SalviaBlue]

44. I transferred to my bank online. No fees.

[captain queeg]

6. I tried loading onto my credit union accountt via an ATM

That doesn't work. I thought I was going to go down to their one office down town which would suck. Then I remembered I still have an old Chase account that I used to keep a couple hundred in for cash, they have ATMs all over. But they also have a lot of branch offices so I went there and had the money transferred to that account. Then I could use that account to pay my credit card. Doing it that way I didn't end up incurring any charges.

[left-of-center2012]

10. I got a direct deposit to my checking account on both stimulus checks

Are you not set up for direct deposit to a checking account?

[dweller]

15. My 1st was a check

took 2 months to receive, the 2nd direct dep on 1/1/2021...
the next one I don’t even guess ... there is no rhyme or reason that I can discern

✌🏻

[Wounded Bear]

19. Supposedly I am since I'm on SS...

but 1st one was a check. This one a debit card. Doesn't seem to be any rational reason to it.

[left-of-center2012]

21. Does your social security check go straight into your bank account?

I get mine like clockwork every third of the month deposited directly to my checking.

[Wounded Bear]

38. Yes. Have since I turned 62...nt

[tblue37]

26. I also receive SS by direct deposit, but both times I got the stimulus by check.

[LizBeth]

11. I took mine to the bank and asked them to transfer the 600 into checking acct.

[PlanetBev]

12. I got a card too

I wonder if they pass the $1400 addition, if that’s loaded onto the existing card, or do they issue a second card? 🤔

[Wounded Bear]

16. IIRC, the phone message said this card is not re-chargeable and 2d amount will be new card. nt

[MustLoveBeagles]

13. We did too

Last edited Sun Jan 24, 2021, 01:10 AM - Edit history (2)

I don't know why. We got a check last time. We'll have to find a way to cash it out and deposit it in our bank account. We're planning on splitting the amount to go to a food bank and a needy friend.

[Wounded Bear]

18. I think you can do it on the website, if you're willing...

I haven't tried that yet, though.

[MustLoveBeagles]

22. My husband mentioned doing it online

We already bank online so it shouldn't be an issue.

[cwydro]

14. What are you complaining about?

The money? The card?

[Wounded Bear]

17. Just the hokey nature of issuing debit cards instead of checks...

I hear they're based out of a Trump friend's bank in Atlanta or such.

Whatever. I'll take it.

[left-of-center2012]

23. I just now googled where these debit cards come from

They come from Meta Bank in Sioux City and the link on Google said it is one of the highest rated mid-sized banks in the country.

[2Legit]

20. Whaaaat?!

Why would they do that? Mine came as a direct deposit. You would think that it would cost more and be less safe to issue a debit card than a check.

[Bayard]

27. I haven't gotten anything

I ended up taking a $600 credit on my tax return.

[mvd]

28. Me neither

I think we have the most to complain about, lol. My stimulus went to a closed account and no update has come. Some info says they are mailing checks, but how long should I wait to file my taxes and claim the credit?

[Bayard]

32. The IRS Get My Check Site

Just keeps saying they don't have enough information yet. I had no problem getting the first round of checks last year. I don't understand the problem. My husband got his right away.

[Turin_C3PO]

41. That's what I have to do too.

I got my $1200 in May but for some reason, there’s been some kind of error and I have to claim the $600 on my tax return. It sucks because I desperately need the money now.

[lettucebe]

31. Check at your bank, they may just cash it

Many do.

[Buckeye_Democrat]

33. I forgot that I was PAID by a debit card...

... when I worked for a company in West Dayton, until seeing this thread.

I asked if I could be paid by direct deposit instead, and their HR rep said it was "easier this way" (for her) to just pay everyone with debit cards because "several employees can't even get a bank account".

It was such a scam. There were banking fees for almost everything! Maybe the first two purchases were free each pay period? Then FEES thereafter.

And there were fees to convert any of the balance to cash, even from the bank that issued the card!

I can't believe that I put that BS out of my mind. It was strong motivation for me to find another job!

I sure hope the government card isn't as ridiculous!

[Wounded Bear]

39. Not that many, but there are some. The ATM network is rather limited.,,nt

[Mosby]

35. I got a card and didnt have a problem

Two withdrawls at a random atm, no fees.

[Turin_C3PO]

42. The only problem

was the packaging. My mother got hers in card form but almost threw it away because it looked like junk mail.