Update: My Wife and I Made an Offer on a Home - OFFER ACCEPTED

[MineralMan]

Last edited Sat May 22, 2021, 03:52 PM - Edit history (2)

We Got It! Ours was the highest, best offer after three days of showings. We made the offer on the first day it was listed. Exciting stuff for us! Now, our work is cut out for us, it looks like. I'm not going to give price details, but it was substantially above the asking price, since that's what you have to do in the current market.

================================

There are more showings of it today, but a decision will be made by the seller sometime today. There are multiple offers on the table already. Ours is, I think, a very attractive offer, well above the asking price, and we won't need a mortgage to pay for it. So we have those two advantages, as long as someone else doesn't offer more and also have cash to buy. Yikes!

It has been a long time (17 years) since I had an offer out there on a house. Both of us are nervous and edgy today, waiting to find out if our offer will be accepted. We both like the house, even though it is not perfect. It has everything we need, and is in the location we're looking for. We've looked at about a dozen, and this is the first one we both agreed would suit us without any compromises, so we hope it works.

Right now, just about everywhere in the country, the pre-owned home inventory is low, while demand is high. Prices are going up and above-list offers are the norm. That puts a lot of pressure on would-be buyers, and makes it difficult to take time to consider carefully before making an offer. In every major market, right now, if you wait, you aren't going to be a homebuyer. Worse, you have no idea what other potential buyers are offering.

It's partly the COVID-19 pandemic, but it's also partly a recovering economy and low mortgage interest rates that are driving prices up, along with high demand by buyers. But, that's the situation. Everywhere, it's not optimal for buyers, but great for sellers.

If you're thinking about house-hunting, be prepared for a panicky rush to look at houses and a necessity to act immediately when you find one that will work for you. The real estate market is just plain nutsy!

On pins and needles. That's where we are.

[MerryHolidays]

1. Best of luck.

Sounds like you're in a good situation. It is stunning the price increases for things like homes and used cars. Just stunning...

[Hoyt]

2. Good luck. Downsized 3 years ago. Sold previous house in 4 days then panicked looking for a new one.

[MineralMan]

8. We're skipping that. We don't have to sell our current home

to buy the new one, so we're not. After we move, we'll bring in people to do some needed work on it, including a complete interior paint job. Then, we'll put it on the market. I imagine it will sell the first day, too.

We're lucky to be able to do it that way, though.

[Hortensis]

53. For sure. Congrats.

[jcgoldie]

3. Demand may be high but...

I doubt a large percentage of those are cash buyers like yourself, many of them have not only to secure a mortgage but often to sell a contingency, so I would guess the odds are in your favor.

[MineralMan]

10. That's what we're hoping, and our offer was very generous.

No contingencies. I'm also an experienced home repair guy, so I did the inspection myself. While the realtor and my wife were looking, I was inspecting. So, we are waiving the inspection, too. We could close in two weeks, so, if the seller is in between selling and buying, that will also give us an edge.

I have some real estate knowledge, and we're working closely with our realtor, who will also get the listing for our current house, so she's motivated. She sold us our current house as the listing and selling agent, and will probably manage to do that again with the same house. Bonus for her, and it keeps her on her toes.

We discussed the amount of the offer with her, in depth, so we relied in part on her experience to figure out what's going to work best to provide a can't miss offer. Still...who knows? It's crazy out there.

[rurallib]

4. son of a gun - me too

we are downsizing from a big old 2 story to a one level smaller home. I think our offer has been accepted and proof of funding has been submitted. We chose to mortgage the old house to buy the new to avoid touching our savings right now.

I am kind of numb

[Darwins_Retriever]

5. My wife and I finally got one

One house was listed for 491k. We bid 510k, no contingency, and 8K in earnest cash (which they would get 3 days after award). We lost to a 600K plus bid.

[Hortensis]

54. Wow. Guessing no way to see that coming.

[Johnny2X2X]

6. Good luck

The market is just bonkers right now, but you'll be getting top dollar for your old home too, so it all works out.

I'm in West Michigan, the market here is crazy and my little sister is house hunting. Total emotional rollercoaster for her and her husband as they offered well above asking and haven't come close a couple times now.

[ScratchCat]

14. "but you'll be getting top dollar for your old home too"

Yeh, about that....

In 2007, I bought my first home. It was a townhome and at the lower-end of the market. It is still not worth what I paid for it 14 years ago. Because it was at the lower-end of prices, it was a home which got ridiculously inflated due to "ninja loans" they suckered lower-income people with. There was such a surplus of this type of property in our area, and fewer buyers, that the prices haven't recovered in over 8 years of an upswinging market. I paid $135,000. The best a unit has brought to date is $118,000. The lack of equity - in a property I have owned for 14 years - is preventing me from buying a home within a 1/4 mile of my house(not some different, higher-priced area. The same market). Sure, I'm not upside down, but I need over $50k in equity to offset the bubble prices. I'm about to go nuts because people who just bought houses three years ago are selling them for ridiculous proft!

[Johnny2X2X]

20. Sorry

Had a friend who bought with a variable interest rate right around then too and lost his ass.

The 2007/08 bubble was different, it was truly a bubble out of paper. Right now it's supply and demand dirven. But it doesn't mean it will last forever either.

[Backseat Driver]

32. I hear you...

In 1972 we bought a brand new condo for $18K that sold for $31K, six years later and half paid for. Then stayed 12 years in a same neighborhood home on which we had satisfactorily mortgaged. Stayed home with the kids until the youngest went to school - 1st mistake. I went back to work PT and when mergers, acquisitions, outsourcing, etc...became an issue for DH, I found FT work. That place collapsed not too long after due to an embezzlement by the VP who had become CEO no less, so it was a blessing that we chased his new job to a new city, sold that home long distance, and bought another in the late 80s for $74K, then just a hair off the national average home price. I was worried but folks said I should not be. I went to school debt-free and went to work without the need for childcare...after 2 years in, more of the same employment crap and end-of-life elderly family issues and college age kids...it just wasn't working (and neither was he - an only child in IT trying to do the best he could for dear old Dad). Lots of lost jobs, expensive medical/housing issues for Gramps, etc...bankruptcy and lost home in 2005. (Countrywide Mortgage shenanigans ring a bell?) Now we've been renting in another city close to the kids (4 miles) for the last 12 years. Thank heaven we were able to redeem our vehicles which is why the 2002 is now awaiting expensive repairs in the garage (worth more to me than its $750 value if running) and his used one gets by on "reliability" and prayers! That condo we first owned - after 51 years, it last sold recently for only $55K while the ones in our town are in the $200K range with lots of over "asking price" going on as well - we live on a "cash" basis. The rent is steep but still doable. DH's job meets most of the bills (though healthcare and life insurance is still an issue). Maybe we should think of returning to our roots since we've been age-disenfranchised and those careers, LOL, kaput!

[49jim]

7. We just accepted an offer

on our house on Monday. We've lived here for 34 years and time to downside. Our two sons are grown with families of their own with successful jobs. We had an open house last Thursday and had four offers. The first offer was the exact amount we wanted. We found a smaller house about five miles away so we aren't going too far. Our 50th wedding anniversary is next month...so a lot happening in our lives. (our sons and a family friend are throwing a party for us in June) So, things are well!

[Hortensis]

37. Congratulations, 49jim! Nice things coming together, including getting

to have a party. Imagine!

[49jim]

39. Thank you. n/t

[Ocelot II]

9. Good luck!

Gawd, I hate moving. I could probably sell my little, very old house for a ridiculous sum right about now, but the idea of moving fills me with such insurmountable dread and loathing that they'll have to cart out of it whatever's left of my old corpse after I fall down my narrow, rickety stairway and the cat eats me.

It sounds like you are making a smart decision, and as a bonus you will be losing your difficult driveway partner.

[MineralMan]

12. Keep your fingers crossed for us.

It's decision day for the seller. No further offers will be accepted after 5 PM today.

I did have a chance to watch two other people having a showing while we waited for our agent to show up. Both left after about 5 minutes, so they're unlikely buyers. The interior decor in the house is distinctly 80s in appearance, as are the color choices inside. the master bath, for example, has a pale blue toilet and sink, and is painted an odd color. My wife likes it, though, so who cares? There is zero carpet in the house, though. All hard floors throughout, which is what we're looking for. There are other minor oddities to the interior that might put some potential buyers off, I hope.

[Backseat Driver]

34. LOL! I used to have those light blue bath and commode fixtures!

You might enjoy a wistful tour of the homes aggregated and listed on oldhousedreams.com - amazing restorations and some not so much - money pits!

PS: Our foreclosed home went unchanged for value back in 2005, but I think they must have moved because it's a rental now and the the flippers got a hold of it and turned it ALL neutral beige and removed most of the mature trees and landscaping beds for low-cost maintenance's sake; we were gardeners. Still it has apparently appreciated only about $30K since 2005. Value also down since the tornado tore through the plat and caused a lot of structural damage several years ago, so there's that... Glad I did not experience the tornado!

[ScratchCat]

11. I've worked in real estate in north Florida for over 20 years

And nothing makes any sense.

First, there is much fraud and underhanded dealing going on. Agents are holding back significant numbers of listings which is creating an appearance of a "shortage" which may not be as significant as people think. Builders are making ungodly profit on new homes(a builder in our area wants $80k in pure profit to build a 2,000 sf home priced at nearly $450,000) and living like kings while the people buying the homes they build struggle to make ends meet. People are "buying down", causing once-affordable neighborhoods to be out of the current residents price range(buying down means someone who can afford $400K going to a $250-275K neighborhood and offering $300-325K).

Wages and salaries are not rising like this. You have young couples in their late 20's believing their first home MUST be a new home, buying the absolute most they can afford. We have people relocating from up north where prices are MUCH higher, and they always get suckered and overpay because they don't understand price levels here. This is running the market up as well.

Its got to end. There will be a decline at some point. People don't realize the payment they are taking on now can never go down because of the level of interest rates. The "bust" will look different than 2008-2011. It wont be folks on the lower-end of wages who got tricked into bad mortgages who are bailing on houses. But there will be an overall price shift once again, and everyone who bought a house in 2019 to 2021 will be hating life.

[MineralMan]

15. You're right, of course.

However, we are the ones downsizing, and my value judgment is based on the place we buy being the place we live in for many, many years, so selling price is not high on my priority list at the moment. If anything, we're more likely to be buyers who are helping to drive up prices.

I know one thing, though: The house we made the offer on would not appraise for what we offered. That, I can guarantee. So, someone needing a mortgage to buy it would face a failure to appraise high enough. I'm counting on the seller's agent to explain that to the seller. It all depends on how much the seller needs to make a sale happen. In most cases, making the sale is critical in whatever deal the seller is working on as a replacement. We don't have that problem.

[phylny]

23. I wish you well.

Our youngest daughter and son-in-law are closing on a house here in Virginia in two weeks. They offered (I think) about $17,000 over the list price. They were in a good position - pre-approved for a mortgage, great down payment, and great credit histories. They did have an inspection and will get $2,500 back for roof repairs. The house just appraised for about $1,000 less than they offered, so they're in great shape. Every other house they saw needed too much work or already had many offers.

They did beat out the number two offer by $500. Can you imagine? There have also not been any other houses in the area in that price range that have come up for sale.

They did look at new construction, but the houses were very small. This house that they are buying was built in 1996.

[MineralMan]

42. Update: The seller extended showings for another day.

We are apparently the highest offer, but the seller decided to see if somebody would bid even higher. I told our agent to notify the seller's agent that our bid, which is our highest and best would be withdrawn at Midnight on Saturday night if a decision was not made by then. So if they go beyond then, we're out.

A little pressure to shift some of my stress onto the seller.

[phylny]

46. I came back to this thread this morning to see what happened.

I like your strategy. Good luck!

[MineralMan]

47. We'll find out tonight. Our agent informed the seller's agent

of our time deadline. We'll see.

[Celerity]

48. well played, hope you get it

The horse is a Dala Horse, the Swedish good luck symbol

[MineralMan]

49. Thanks for that Dala horse!

[Celerity]

51. yw!

varsågod

[SWBTATTReg]

21. Thank you for your article. Appreciate the insight. And perhaps your wise words will

help someone out there, before they walk into a financial trap...

[3catwoman3]

13. Right about this time last year, we sold my mom's house.

It was on the market for 5 hours, and the buyer offered $11,000 over the asking price. I told the realtor not to wait for any other offers.

Very modest little 3 BR ranch house with 2 very small bathrooms.

[MineralMan]

26. I sold my previous home in one day, as well.

I did it without an agent or broker, as well in 2004. I researched the comps in my area. Then, I photographed everything and set up a website for the house, on which I wrote my own descriptions, disclosed all of its faults, and set a price. I ran a classified ad in the local newspaper that ran from Friday to Sunday. It just said, "Adorable cottage for sale with unique features. $price. See online at URL." I set the price, based on recent comparable sales. As a point of interest, I bought the house the same way, without an agent or broker, from an elderly woman who made the sale contingent on my finding her a place to rent for under some price. That was easy. I moved her into the house I was already renting, with a five-year lease at rent under her price limit. The absentee landlord was ecstatic about getting a long-term lease.

The day the ad appeared, I got half a dozen calls and set up three showings for Saturday. I got other calls, of course, from brokers wanting to list the house. "Never mind about that. Goodbye," I said to those callers.

I showed the house to those three callers and got three offers at the asking price. I accepted one offer, based on the likelihood that the buyer would be able to finance OK, after asking some questions about their financial situations.

Then, the buyer and I went to a local title company, which drew up the purchase agreement and handled all of the rest of the process. Easy peasy. One broker who tried to get me to use him said, when I refused to talk to him, "You will never sell that house that way." I replied, "Watch me."

[SWBTATTReg]

16. Good luck on your offer. Also, thank you so much for your reporting on this topic...

I just can't get over the fact that the market is so crazy!

When we bought our current home (lived in 10 years+-), and sold our former home (lived in over 35+- years), we had two places at the same time. The old place sold to the first and only person that looked at our former home, who gave us pretty well gave us what we wanted and the house was sold 'as is' (lived there over 35 years, we didn't want to mess w/ nickle and dime issues).

She also wrote a very nice personal letter to us talking about the area, and how much she wanted to live in that area, etc. This was a very nice thing to do too. I hope your experiences are just as nice.

[MineralMan]

19. Thanks. I wrote the post because I know other DUers are

in similar situations.

[bluestarone]

17. Hoping here you get it!!

We've been looking, starting about 8 years ago. At that time we found a perfect house BUT was gone in ONE DAY! Then lots of things happened to stop us. Health of my wife's father got really bad after a fall (head injury) so we decided to stay and take care of him. (which we do not regret) Then MY mother had problems, and passed away. Time went fast and NOW the markets are like you say very crazy! Everything seems like it's on contingents. Almost have to decide BEFORE seeing the house! Well Good luck to you two!

[Hortensis]

40. People ARE deciding before seeing, too. It's not crazy if done sensibly,

just a buyer response to market conditions as long as prices are supported.

As it happens, our daughter and SIL just bought a detached condo in a ski resort without seeing it. They'd flown out to spend a day getting an idea of what they wanted, saw one new listing (the only kind available) that would do for them, but then learned it already had several over-asking offers already.

As they were waiting for their plane back, our daughter saw a brand-new FSBO listing on her phone, already knew the neighborhood met their criteria (no to long drives down snowy mountain roads for their teens), told their agent, who left his dinner to rush over, told our kids it was a prize and they wanted it, and their offer was accepted before they landed. It'll have the usual appraisal and physical inspection before the deal closes, of course. Sheesh, but it worked.

[moniss]

18. I hope you get

the house you want. Please know that what I am about to say is not meant to rain on your hopes but is just a discussion point about this crazy real estate and stock market. I put the two together because they are both wildly over-inflated in large measure because of some of the same forces. Cheap interest rates, excessive marketing push and unscrupulous people in the real estate industry. The dirty deeds that realtors, appraisers etc. pull to inflate market prices are legendary. Builders get in on it too. The stock market is so over-hyped/over-valued that we are basically back to the dot com mania where people just keep buying at ever higher prices. Stocks that have minimal performance as far as their actual business are seeing their stock price double in a year or less. Long established blue chip stocks are showing price gains year over year that are completely out of line with any previous years. All of this is happening against a backdrop of more or less stagnant incomes and wages for decades now. People have a short memory. They forget how bad they crapped their pants when the last collapse hit. The one that's coming will make that one look like child's play. The outstanding derivatives/CDO's are staggeringly far higher today than in 2007.

[MineralMan]

22. Oh, I understand that very well.

However, we are not buying a house as an investment. We've been in our current house for 17 years, and I owned the previous one for 30 years. Both of those were also purchased in cash transactions. So will this one be. Once we buy, we will have a sunk cash investment in it that we can afford at this time. The same was true for the others I have owned. So, I'm not particularly concerned about the short term at all. Up or down markets don't really matter to me at this point. I'm buying in these market conditions, because we want to move to a different part of our metro area. In reality, once our current home is sold, the exchange will be an even swap at worst. So, I'm not really risking anything by buying now, since I have an equivalent house to sell.

I don't look at personal home real estate as an investment. I look at it as a place to live that I can afford to buy without incurring debt. I paid $20,000 for my first house. I paid $175,000 for the house I'm living in right now. Both houses kept up with inflation over the many, many years I owned them. That's the key to buying real estate you will live in. Years from now, when you sell, it will sell at whatever the market value is at that time, which is impossible to predict. So, you buy at market and sell at market. Meanwhile, you have a place to live with no mortgage payment. That's what homebuying is about for me. Nothing else. When you need to sell, your house will sell at market price. That's all I need to know, really.

[ScratchCat]

28. You see the same thing I see

And the stock market comparison is spot on.

The dirty deeds that realtors, appraisers etc. pull to inflate market prices are legendary. Builders get in on it too.

I had a realtor tell me "I had 18 offers on this house". Turns out, the offers came from three people. 17 of them were from two people bidding against each other(which means the agents unethically told another buyer what had been offered, obviously). But the agent said "18 offers" and not "three potential buyers" to make it look like 18 people were trying to buy the house. The contract price was almost $20,000 over asking price(asking was $195,000). To make it worse - the same realtor just sold a very similar house "across the street" for $5,000 less than the asking price, and the asking price was less than $195,000. So the realtor told one home owner to take less than an asking price while claiming they now have "18 offers" on a house across the street. Result? Two, very similar houses closed four weeks apart - one for $180,000 and the other for $215,000. Same neighborhood, square footage, age, features, general condition...

All of this is happening against a backdrop of more or less stagnant incomes and wages for decades now.

This is the biggest part that makes no sense. I've said a dozen times - "People are generally making the same they were ten years ago; so why are there so many more buyers at prices 50% to 100% higher than ten years ago?" I honestly can't adequately explain it, and I've been doing this since the late 90's.

[moniss]

41. Sadly the states refuse to reign

in these people. I had three different cases where I scouted out properties that were really good deals. The first was vacant land in the country. Nice nature spot. Realtor sign had been on it so long it was all faded and barely readable. I called the number and the realtor had to look up the property it had been so long. Great price and I asked if they had a builder that they worked with because I wanted to get a rough idea on cost for my plans. She said she would have the man call me . About an hour later he called and we met that day at the property. Costs looked good and I called the realtor that afternoon to put in the offer. She told me I was too late. The builder had submitted an offer right after we met and he bought the property for himself. The second property was a house on some acreage. Great price again. The realtor answered my questions and I asked to meet him the next day to see the vacant house. He was a no show the next day and I got nothing but voice-mail for several days when calling him. Finally I got him on the phone by calling from a different number so his caller ID wouldn't alert him to let it go. He mumbled and stammered and said he had been "sick" but the house was now sold anyway. He hurriedly said he would call if any thing similar came up and ended the call. I checked the real estate records for several months after and finally caught who the buyer was. It was the brother of the realtor. The last one was a chunk of land in the suburbs that looked like it would divide into two lots. I called the realtor and he told me the land was being sold to settle an estate and once again it was a great price. I asked to come and see him to write the offer and he said to call him back that same afternoon. Once again I got nothing but voice-mails. A week went by and finally I got hold of him and he said I was too late and the land had sold. My plan had been to build two houses and sell one and live in the other. The two lots would have been nice big lots also. About a month later whoever was the buyer was building the two houses. I kept checking and the buyer turned out to be a recently formed LLC headed by the realtor.

[DFW]

43. What a sleazy bunch!

I don‘t know where you are, but I‘m glad I‘m at least 3000 miles from there, and not in the market for a house.

[CentralMass]

24. Good luck MM.

[True Dough]

25. What a time to be a realtor!

It's essentially a couple of brief meetings (and even those are sometimes online/virtual due to COVID) and signing off on some paperwork for a 4-5% cut of a home sale. It's terrible value for the seller. Imagine any other transaction in your life where you're literally giving away $15,000-$25,000 to another party who's doing maybe a total of 8-10 hours of work.

It's the real estate lawyer who really saves your bacon. I would never imagine trying to save several hundred dollars by cutting out the lawyer, but I'd love dearly to do without the realtor. My wife and I have attempted to sell our homes (we've only ever owned one at a time, for the record) on two occasions. We did it successfully once in a hot market. It was very empowering and gratifying. It also went very smoothly without the realtor.

The other time, the market wasn't nearly as hot. We had four couples come by to take a look at the place but none followed up. After three weeks, we relented and called the realtor that we used when we bought the place. Full marks to him for being a very affable individual and giving us a bit of a reduced rate. He had buyers in place within a couple of days.

It became clear to us that when the market is roaring, we can do it ourselves. But when times are not as good, the realtors circle the wagons and discourage their clients from visiting and purchasing houses where their commission is negatively affected.

[ScratchCat]

29. More and more houses are selling via Zillow

Once you list it, a buyer will come along with an agent. They will write the contract and everything and you don't need one. And you don't have to pay a dime if you don't want.

[True Dough]

31. Never tried Zillow

but will keep that in mind, thanks!

[Backseat Driver]

27. My daughter was pre-approved for a mortgage...

Last edited Fri May 21, 2021, 02:59 PM - Edit history (1)

and had saved her money...I'm so proud of her for completing her college and finding employment that's been ongoing despite being in the worst CoVid-affected industries - hospitality services. She wanted a "family" home but not one of McMansion size nor brand new, with the thought of providing care and a home with "character" for whatever life would throw at her in the future including aging parents, a spouse, maybe kids, etc...and the "rates" were right! What an awakening she's had. In the area she'd like to live, she made bids on 7 yet not as much as the amount for which she'd qualified (?), but was beat out over and over by flippers, cash buyers, and investors making bids far above asking price...yes, it's crazy!

I hope you did not waive an inspection contingency. One of her bids was accepted though outside her neighborhood of interest - it was being sold by a flipper who failed to remediate a raging radon issue among other failures perhaps not so serious for an older home but still, there were other pricey hidden necessary fixes. Her bid was withdrawn after inspection as the flipper had obviously put beautiful "lipstick on a pig" that would have consumed her savings - things the lender, with all that knowledge of her financials...I digress...their game is great right now! She stopped trying to play this game, and her parent(s) game has been OVER for years! (I guess there's always VaxAMillion), or a good night at a casino on one or two $20s, LOL!

Hope your new home bid is accepted and secured in this crazy market, and brings you renewed comfort as well as affordable design projects and adventures in meeting your new neighbors.

[brooklynite]

30. Rentals aren't any easier

We've been trying to find a house in a DC area. They get offers as soon as they go on the market. I suspect some people are signing a lease without an actual visit.

[Hekate]

33. Best of luck to you and all in this thread

[beaglelover]

35. I would never buy a home without an inspection by

A licensed inspector. Good luck!

[Jersey Devil]

36. Good luck. Cash is king

We downsized to our present home 5 years ago and beat out a few other offers even though we were slightly lower in our bid because we were paying cash and the seller didn't have to worry about his buyer possbly getting rejected on their mortgage.

[MissB]

38. Congrats!

I hope the entire process is smooth and easy for you.

We had hoped to look at a house today but it went pending on Wednesday. We’d talked about it last weekend as it hit the market and we both liked it but we are kinda meh on moving.

This is not the market to be meh on moving.

[11 Bravo]

44. Good luck! It's definitely a seller's market. My wife and I regularly receive cold calls ...

and mailers asking if we are thinking of selling our home. Prices as high as $900,000 have been mentioned (for a home we bought for $190K in 1991).
We have no interest in moving, but the numbers are nuts!

[Hortensis]

45. Fingers still crossed. :)

[JoanofArgh]

50. Thanks for starting this thread. Very informative.

[Croney]

52. Yay, you got it! I've been following the thread.

My husband and I are in the category of: "People who, when they die, are thought of as fools because they were sitting on a million in real estate and all they did was plant vegetable and flower gardens when they could have built condos."

Yep, fools we be. 🙂

[NightWatcher]

55. Congrats, I'd love to help you move but I'm busy that day.

We had three offers on ours within 9 hours of it being listed. We got 10K more than we asked and didn't have to fix anything.

[Totally Tunsie]

56. Hearty Congrats, MM!

Hope you and Mrs. MM enjoy every moment in your new home.

[Celerity]

57. congrats! (it was the Dala Horse, I now expect you to get one for the new house, lol)

Etsy has tonnes of them

my site is local, you will probably be directed to the US one

https://www.etsy.com/se-en/shop/DalaHorseSweden?ref=simple-shop-header-name&listing_id=917407811