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bif

(22,722 posts)
Wed Oct 26, 2022, 11:37 AM Oct 2022

Anyone else have adult kids still on their phone plans?

I have two adult daughters who are still on our phone plans. They both have decent jobs. It seems pretty common among our friends to let their kids slide. Is it mean to make them get their own plans?

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Anyone else have adult kids still on their phone plans? (Original Post) bif Oct 2022 OP
"Is it mean to make them get their own plans?" WhiskeyGrinder Oct 2022 #1
I should have used the term "unreasonable" perhaps. bif Oct 2022 #2
The point stands though. Either you keep paying it or you tell them why you're not paying it anymore WhiskeyGrinder Oct 2022 #6
Not if they claudette Oct 2022 #16
Some plans are cheaper with 4 phones dweller Oct 2022 #3
I agree. My kids are on my plan. docgee Oct 2022 #13
It's up to you. Elessar Zappa Oct 2022 #4
I should have added that we pay the entire amount. bif Oct 2022 #5
They should pay you for their share, they are still getting a nice discount Meadowoak Oct 2022 #14
That's not claudette Oct 2022 #18
Have them set up auto pay for their share? SheltieLover Oct 2022 #7
Three kids: BittyJenkins Oct 2022 #8
Yes and they send us a check every month. Nt fargone Oct 2022 #9
God yes...all my kids were until six months ago...but now only my youngest is. My son left Demsrule86 Oct 2022 #10
Don't do it unless you're financially insecure. Beakybird Oct 2022 #11
My two oldest who are in college are Bettie Oct 2022 #12
My parents and I shared a plan well into my 30s Sympthsical Oct 2022 #15
Funny! bif Oct 2022 #17
Phone plans rso Oct 2022 #19
Yes. sinkingfeeling Oct 2022 #20
Good question/topic. Yes, three kids for years now and sometimes I wonder about it, but then it KPN Oct 2022 #21
Just did this exact thing 4Q2u2 Oct 2022 #22
As long as they're in grad school MissB Oct 2022 #23
I'm 48 and our family of 4 is on my parents' plan. cemaphonic Oct 2022 #24
We kept ours on until they joined other plans Maeve Oct 2022 #25
My son and his wife asked me to be on their family plan cutroot Oct 2022 #26
No, I don't pay for anything. Dysfunctional Oct 2022 #27
Figure out the per person price xmas74 Oct 2022 #28
I've got a little ways to go before I'll push my kids off of my phone plan Victor_c3 Oct 2022 #29

WhiskeyGrinder

(22,362 posts)
1. "Is it mean to make them get their own plans?"
Wed Oct 26, 2022, 11:39 AM
Oct 2022

This seems like a question that will vary by family; "mean" is a subjective term that's different for everyone.

WhiskeyGrinder

(22,362 posts)
6. The point stands though. Either you keep paying it or you tell them why you're not paying it anymore
Wed Oct 26, 2022, 11:44 AM
Oct 2022

and life goes on.

claudette

(3,584 posts)
16. Not if they
Wed Oct 26, 2022, 12:39 PM
Oct 2022

don’t pay you for their bill. If they do, I don’t see a problem with keeping them on the plan. Lots of kids keep their aging parent(s) on their plan.

dweller

(23,646 posts)
3. Some plans are cheaper with 4 phones
Wed Oct 26, 2022, 11:41 AM
Oct 2022

Verizon 4 phone’s unlimited plan is only cheap with 4 lines, with 3 it increases almost 50% per line



✌🏻

docgee

(870 posts)
13. I agree. My kids are on my plan.
Wed Oct 26, 2022, 11:54 AM
Oct 2022

I suppose I should make them pay a little to me. It would still be less expensive for all.

bif

(22,722 posts)
5. I should have added that we pay the entire amount.
Wed Oct 26, 2022, 11:43 AM
Oct 2022

I think they've paid once or twice over the last several years.

Meadowoak

(5,551 posts)
14. They should pay you for their share, they are still getting a nice discount
Wed Oct 26, 2022, 12:04 PM
Oct 2022

Verses getting a single line.

BittyJenkins

(411 posts)
8. Three kids:
Wed Oct 26, 2022, 11:47 AM
Oct 2022

One on ours
One on her in-laws
One on her own
All in there 40’s now

Our son who is on our plan helps us a ton with other things so it is no big deal.

Demsrule86

(68,607 posts)
10. God yes...all my kids were until six months ago...but now only my youngest is. My son left
Wed Oct 26, 2022, 11:51 AM
Oct 2022

my plan and is now on his Father-In-Law's plan along with his wife. My daughter is now on her boyfriend's plan. The only one I ever knew who had his own phone since college. My son is 32 years old and makes good money.

Bettie

(16,111 posts)
12. My two oldest who are in college are
Wed Oct 26, 2022, 11:54 AM
Oct 2022

on our plan.

They have both said that once they are established, we'll stay on a group plan, because it is cheaper and they will pay it.

Plus, changing plans is kind of a hassle.

Sympthsical

(9,081 posts)
15. My parents and I shared a plan well into my 30s
Wed Oct 26, 2022, 12:07 PM
Oct 2022

It started out when back when you could get unlimited calling and texting to anyone on the same plan (when that consideration was thing). And then we just kind of left it alone because it was cheaper to split the costs. After my father died, we split it up, because my mom wanted to keep her bills simple.

My partner and I have never meshed plans. Because I like Verizon and he likes bad service coverage.

rso

(2,273 posts)
19. Phone plans
Wed Oct 26, 2022, 12:49 PM
Oct 2022

Our adult son is on our plan, but he pays us his share of the mobile plan so we’re all good.

KPN

(15,646 posts)
21. Good question/topic. Yes, three kids for years now and sometimes I wonder about it, but then it
Wed Oct 26, 2022, 12:50 PM
Oct 2022

gets us all a better price, i.e., more money in our family's pockets than the phone providers'; my wife and I give our kids a nice check for their birthdays and Christmas every year anyway and would probably give them more if we weren't giving to them in other ways; and we can afford it.

Bottom line is it doesn't affect my wife's and my lifestyle whatsoever so why fret it. Sometimes I think making them entirely responsible for themselves financially is the right thing to do as far as them having an accurate sense about their own personal finances, but all three of them are good savers (two of them are like me and seem almost addicted to saving and seeing their savings grow) and that gives me some peace and satisfaction about their financial futures. So ... why not is the way I look at it.

 

4Q2u2

(1,406 posts)
22. Just did this exact thing
Wed Oct 26, 2022, 12:50 PM
Oct 2022

My two oldest 24 and 22 have good steady jobs. I told them last week to find their own plans. They have to start to account for all their own expenses, cell phone bills will be around long after I am gone. I also have my last one going on my plan as soon as the other two are off. I do ok, but I am a single Father single income so your milage may vary.

MissB

(15,810 posts)
23. As long as they're in grad school
Wed Oct 26, 2022, 12:51 PM
Oct 2022

I'll continue paying their portion. After they are done with their college career, I'll ask them to either pay their share or get their own plan.

They also share our login info for Netflix etc. I don't see that changing.

cemaphonic

(4,138 posts)
24. I'm 48 and our family of 4 is on my parents' plan.
Wed Oct 26, 2022, 01:00 PM
Oct 2022

Though it is not "still," as we have had our own phone plans in the past. Often group plans are just better deals - that's why we are set up this way currently. It's certainly reasonable to expect adults to contribute their share of the cost though.

Maeve

(42,283 posts)
25. We kept ours on until they joined other plans
Wed Oct 26, 2022, 01:03 PM
Oct 2022

Well into their 20s because we could afford the $20 and their own plans would have been more. Just helping out.

Different families different circumstances

cutroot

(875 posts)
26. My son and his wife asked me to be on their family plan
Wed Oct 26, 2022, 01:19 PM
Oct 2022

It is cheaper for all of us and now they have to remind me when the bill is due. I just gave them a check for the whole year.

xmas74

(29,674 posts)
28. Figure out the per person price
Wed Oct 26, 2022, 02:51 PM
Oct 2022

And have them pay it to you. Offer them monthly, quarterly, 7 months or a one year payment plan. Heck, give them a little discount for paying 6 months or a year at a time

Victor_c3

(3,557 posts)
29. I've got a little ways to go before I'll push my kids off of my phone plan
Wed Oct 26, 2022, 02:57 PM
Oct 2022

My oldest is 14 and I told her that I will pay for her phone until she is done with school, whether that is high school, college, or grad school is completely up to her.

I’ll probably do the same for car insurance and other sort of bills like that.

As far as I’m concerned, my whole purpose in life is making sure my kids are provided for until they’re able to support themselves. So long as my kids are moving forward in life, I’ll happily support them as much as I’m able to.

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