So, now the righties are asking for "help" (oh please help me smack this one down)

[LaydeeBug]

Really, this is what they said. Honestly.


So I am asking all those who voted for Obama to please help me and my small business out. I am not looking for nothing more then a hand out from you. I am supporting the President since he is now in for four more years. With this support I am asking your help. You see what will happen to me in 2014 is the following:
1. I having over 50 employees will be required to provide health care coverage for my 75 employees.
2. I understand this and as you are my President I will??
3. Well, I can't. It's not that I don't want to it is that I CAN'T!!!!
4. I cannot afford to pay 60% of a health care coverage for each employee. I can't afford it because I just barely break even.
5. But I could just pay the fine right!! Well no
6. As a violator I will be fined 2000 to 3000 per person, so you understand that is anywhere from $150k to 210k.
7. Just to let everyone know (I'm laughing my ass off right now) I don't make a profit anywhere near that!!
SO I am asking you the common folk the 47% to please contribute to this middle income business owner and help me do two things. Keep Americans Employed and provide them Obamacare!! Thank you for your donations!!!

[sandyshoes17]

1. They need to go to the ACA website

I listen to Ed Schultz at lunch sometime. A few small business owners have called in, they said when they checked it out, they get tax credits which actually makes it extremely affordable and they were very pleased with being able to offer it now.
I would do some research in this area.

[Obamamite]

2. Where's the link? Anyhoo...that's a fake plea by a rightwingnut, trying to make a pt. how unfair

Obamacare is.

[LaydeeBug]

6. welcome to DU, and yeah, that *IS* what they're doing, what is your point?

And, um, NO, I will NOT be linking you, or any other lurkers to my social media. kthanks.

[unblock]

3. so his payroll is probably north of $1.5 million and his profit is probably less than $100,000?

not knowing the line of business it's hard to say, but sounds like this is not a great business anyway.

way too much risk for that little profit.



assuming he's telling the truth, which i doubt.
perhaps the owner is also one of the employees, and he's not counting his own paycheck as "profit".

[LaydeeBug]

7. He owns a security guard company nt

[unblock]

13. yeah, the numbers don't seem right to me.

there's rather little overhead in that business. minimal office space and equipment, minimal bookkeeping, some taxes and filing fees. insurance is probably a biggie.

mostly you're just renting out your employees' labor and charging a premium for it. typically you're sharing $100 of revenue something like $60 for the employee, $40 for the company, so the company's take is around 66.67% of employee payroll.

how expenses bring that down, of course, but how expenses bring that all the way down to 6.67% ($100,000 profit on about $1.5 million of payroll) is beyond me.

the $1.5 million of payroll was figuring 75 employees full time at about $20,000/year. in fact, salary.com says the mean salary for security guards is more like $30,000, so $100,000 profit on $2.25 million is 4.44%.


maybe i'm missing something, but this really doesn't add up.

[sadbear]

15. He can charge his clients a little more to cover the costs.

That is how the market responds to things like this.

And that's the point. We're all in this together.

What a dumbass.

[EC]

17. And I wonder what is pay check is

and his bonus, since that comes off the top before profit.

[1StrongBlackMan]

4. Respond:

Dear A$$hole Non-Business Owner:

We will forgive, for the moment that your entire post is false, as you cannot make anyone believe you actually own a business. We will also forgive, for the moment, that if you had offered healthcare insurance to your employees in the pre-ObamaCare years, you would not be in this position now.

But to answer your question ... GO OUT OF BUSINESS! You spend too much time on the intertubes to run a business.

EOM

[LaydeeBug]

9. LOL! He provides a service...security, and apparently the law says he cannot 1099 them

But I think he is full of it.

[unblock]

14. yeah, the irs cracked down on 1099 abuse back in the early 90's.

i used to work as a computer programmer on a 1099 basis (with a placement firm taking a cut).

the irs decided people like me where really either employees of the end client or employees of the placement firm, and threatened to go after those companies for non-payment of payroll taxes (notwithstanding that *i* paid my full self-employment taxes).

so after that, placement firms started officially employing all their programmers, though with the bare minimum of benefits. and lower pay, of course.



the irs has a test to determine if you're really an employee or an independent consultant. there are a bunch of questions, but among them is that independent consultants should have considerable lattitude in setting their own hours, which is something i would think would immediately fail for security personnel.

[Flipper999]

5. First, I would correct his shitty grammar.

Just to make him angry. Then I would point him in the direction of the ACA tax breaks that other posters here have referenced. Then I would point out how poorly his business is already doing if adhering to the ACA is enough to break its back, and that he must be a shitty manager to let it crumble. Once again, this is just to get him angry. Then I'd point out that he probably made the whole thing up, so that makes him a liar and a hypothetically shitty manager. This should cause enough rage to get blood shooting out of his greasy, porcine nose. Mission accomplished!

[LaydeeBug]

8. I might love you. Hehehehehe

[sofa king]

10. This was from Charlie at Paddy's Bar, right?

[hootinholler]

11. This appears to be made up

I say they are residents of bullshit mountain.

[WinkyDink]

12. Have those pesky Eastern Europeans hacked that site?

[JohnnyRingo]

16. He needs an accountant.

That is, he'd need an accountant if he were a real person. A good CPA can find loopholes and tax strategies that will make the bite of health care easier to afford.

Regardless, the numbers presented are just too lucky to be credible. If this person really does have 70 employees, he's either doing better than he says, or he's paying himself too much.

[LaydeeBug]

19. He posted that because he specifies their logistics,

he can't call them contractors.

I think he is inventing a scenario just to seem spiteful.

[smccarter]

20. What really bugs me ...

The whole thing makes me wonder who the idiots are that oppose nationalized health care.

The small business man running an auto mechanic shop? He can't afford to purchase health care for his employees, himself, or his family, so when he gets to be 35 years old or so, he asks himself if it would be worth losing everything by having a heart attack... so he closes up shop and goes to work for Firestone.

A mechanic who would rather work for a local shop? He's in the same boat as the shop owner. He decides that he doesn't want to risk losing everything, so he goes to work for Firestone instead.

Firestone, having a tremendous amount of revenue at hand can afford to provide health insurance for their employees. A benefit that they can afford to offer their employees.

Firestone doesn't really have to compete for employees. They'll get the talent and all of the small shops will close eventually. Any that pop up later on will soon close.

The market will take care of itself eventually. Yes, it will be a struggle in the beginning, but it will adjust. At that point, all business will be competing at a more even level.

Just think... when your company pulls something that makes you angry, you won't need to consider losing health care if you tell your boss where he can stick it.

Not saying that health care is the only reason for a lack of competition... that's a much larger discussion. But health care and benefits play a role in a persons decision about where they're willing to go to work.... and just how much BS they're willing to put up with.

Just an opinion.

[sandyshoes17]

21. Alot of businesses who already

Give their employees insurance have got checks. Because of the 80% has to be spent on coverage and not admin costs. They would never give them coverage anyway, and are pissed off because now they have to pay a fine. With all the credits it would be cheaper to cover them, BUT that would be doing something nice. These people are a dying breed in this new economy.