Well it worked,

[Old Crank]

my social security payments have been moved from my US bank to my German bank.
What a procedure. Most of the issues involve security. They don't want you to just change bank deposit on-line.
It has to be mailed in and then you get a call from a person at the consulate near you. You need to sign into MyID to show you are you.
Fun stuff, the man I talked to was great and we got it done. The first attempt sounded too much like a scam, Unlisted number with no call back, wanted a pin, and other personal information. So I hung up. Had to call the consulate during the hours that they work on SSocial Security. All is good.

[sinkingfeeling]

1. I've been advised to keep mine going to US bank, use

my international credit card to pay for everything in Costa Rica, and then pay my bill online. To keep very little in Costa Rican bank and avoid their high exchange rate.

[Old Crank]

2. Different countries pose different issues.

We are buying a flat and need to show income in a German bank for the loan.
I don't know how easy or hard it is to change the bank for your deposits in the US.

[MineralMan]

3. It is complicated, isn't it? But that's a protective thing.

Frankly, I'd be a little skeptical about automatic deposits of SS benefits in a foreign bank. I understand your needs, but I think i wouldn't advise the average person living outside of the US to do that with their SS deposits. Especially right now, given the current administration's stupidity and callousness.

[Old Crank]

4. If things get ugly

We might move the payments back after the loan is signed. We are slowly moving our assets out of the US while trying not to pay a huge tax penalty.

[MineralMan]

5. Every situation is unique, of course.

I'm sure you'll find the best plan for yourself.

[Old Crank]

6. Thanks

We are hoping. Some times I feel like life is multidimensional chess and I've only got a checkers set to play with.