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Ichingcarpenter

(36,988 posts)
Wed Jun 26, 2013, 03:20 PM Jun 2013

U.S. Disability Program To Run Out Of Money By 2016: Government

America's disability benefits program was recently thrown into the middle of an ideological battlefield after This American Life, the WBEZ radio show hosted by Ira Glass, portrayed the disability program as a "de-facto welfare program."

Just a couple of months later, that very program appears dangerously close to becoming insolvent.

The program, which provides nearly 11 million people with disability insurance, is projected to run out of money in the next three years if lawmakers do nothing to shore up its funding, according to officials from the Social Security and Medicare programs. The fund has been paying out more than it brings in since 2009.

The disability insurance program, which is funded by payroll tax contributions from workers and employers, was the focus of a March This American Life episode that controversially portrayed the program as a way for struggling but able-bodied Americans to find some kind of economic security.



http://www.huffingtonpost.com/2013/06/03/disability-insolvent_n_3375740.html



WSJ but I'd be weary knowing repulbicans

10 replies = new reply since forum marked as read
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U.S. Disability Program To Run Out Of Money By 2016: Government (Original Post) Ichingcarpenter Jun 2013 OP
It's one of the 2 Social Security trust funds... PoliticAverse Jun 2013 #1
The solution is cut some real waste nt msongs Jun 2013 #2
What waste is there in Disability/SSDI? haele Jun 2013 #5
I assume s/he meant elsewhere KamaAina Jun 2013 #6
That would be good. Congress would be a great place to cut waste from... haele Jun 2013 #8
Sounds like they are setting stage for cutting the program. dixiegrrrrl Jun 2013 #3
The new "welfare queens" duffyduff Jun 2013 #4
How come the MIC never runs out of money? n/t Catherina Jun 2013 #7
Sorry that's classified and redacted Ichingcarpenter Jun 2013 #9
Bittersweet answer. Macabre lol n/t Catherina Jun 2013 #10

PoliticAverse

(26,366 posts)
1. It's one of the 2 Social Security trust funds...
Wed Jun 26, 2013, 03:41 PM
Jun 2013
http://www.ssa.gov/OACT/ProgData/fundFAQ.html#a0=0

What they will have to do (and have done in the past) is re-balance the funding, putting more of the
payroll taxes collected into the Disability Insurance fund and less into the OASI fund.

haele

(12,655 posts)
5. What waste is there in Disability/SSDI?
Wed Jun 26, 2013, 04:33 PM
Jun 2013

I'm not being confrontational (I hope), but I'm curious as to what sort of real waste there is on Disability that could be cut without harming those who need it to survive.
We deal with Disability; I am listed as "partially permanent" under Disability from a severe Workman's Comp injury with no real access to the system because I can still "work in a meaningful manner" at a desk job that I'm also qualified for.
I could not get SSDI when I became injured and I still cannot get SSDI at this point of time unless I totally broke down and spent years unable to function - until I became fully, permanently disabled.
Laz is on SSDI, because he is physically incapable of working for more than a few weeks off and on a year. He might be able to make up to maybe $1200 a year - if he were physically functional enough to make it farther than walking down the hallway at home without having to sit down, and be able to sit for more than an hour without having to lay down, and if his hands stopped shaking enough for him to type for more than ten minutes every two hours or so.
I haven't seen where there's a lot of extraneous federal employees, office overhead, or managers. Other than the occasional health status reviews, the payments, and the end of the year paperwork, he has very little interaction with them.

It's like pulling teeth to get on Disability (a significant amount of people will die before or soon after they get approved) so one would think that if there was a lot of private companies skimming profits off Disability, it would be significantly easier to get on. Disability lawyers are retained by the applicants and paid out of the claims, and the reviewing doctors are paid a flat fee.
Medical services are paid out of Medicare, as far as I can tell - and that would be where the majority of the fraud and waste would be.

So, what sort of waste? Fraud? Maybe .5% of those on Disability might be participating in Fraud. I'm counting the elderly and children (or those born completely disabled), not just people of working age who became seriously sick or injured. A lot of the problem with the appearance of fraud in Disability is that most of the General Public sees the average person on disability to be of working age, and everyone in that age group are assumed to be "able bodied/able minded", therefore gaming the system, if they aren't in a wheelchair, missing parts, or somehow paralyzed or otherwise brain damaged.

Household means monitoring? As in, one can't apply for Disability unless one is living alone or one's spouse/parents/house-mates are making under a certain threshold?
That's extremely cruel to those who are disabled as well as difficult to manage. Some disabled people can swing between good days and bad days, but are on disability because they can't maintain enough functionality to do any sort of regular meaningful work throughout their lives. Means monitoring pretty much ensures the majority of those who are not functional enough to work or don't have families that make enough to care for them will be homeless - if there isn't some sort of warehousing policy - a poor/alms house or workhouse system - also set up like there was back in the days before Disability.

It would pretty much ensure requiring a significant increase in social workers to regularly track or monitor each person on disability to make absolute surety that the person's physical/mental disability status and their financial is maintained. Once dropped from Disability, would a disabled person who might have had a year or two of reasonable functionality where they might have been able to hold down a job be able to return to disabled status once their bodies or minds give out again.

Cutting Advertising or Administration?
Disability advertises as much as the VA does, and both institutions suffer from insufficient administration. Yes, there is bureaucracy, but much of that comes from not having enough people to do the work that needs to be done, and those at the top not having the proper resources or (in some cases) training and awareness of best practices to deal with managing a non-profit service provider. SSDI/Disability is the left-handed stepchild of Social Security. It will actually cost more money up front to make the Federal Disability system modern, flexible, and more efficient than the government is willing to provide. It might be easy enough to say "cut the waste at the top", but what Disability needs is a shake-up at the top rather than cutting; there are still not enough of the right internal infrastructure - technicians, caseworkers or reviewers - to be able to oversee the program properly.

Just my comments on this.

Haele

haele

(12,655 posts)
8. That would be good. Congress would be a great place to cut waste from...
Wed Jun 26, 2013, 04:45 PM
Jun 2013

"Homeland Security" can get rid of half of the Alphabet Soup it "oversees", too.

Haele

dixiegrrrrl

(60,010 posts)
3. Sounds like they are setting stage for cutting the program.
Wed Jun 26, 2013, 03:49 PM
Jun 2013

and fuck Ira Glass.
There is no way in hell able bodied people can make it thru the rigorous criteria to get Soc. Security Disabilty.
In fact, the opposite is true..many eligible people cannot get it.
Hundreds of postings of DU members can attest to this.

NOTE: Social Security Disabilty Insurance ( SSDI) is for those who worked long enough and paid Social Security taxes,
(premiums, in the case of disability).

NOT the same as Supplemental Security Income disability programs ( SSI). which is based on financial need.

I expect to see an increase in news and opinion stories about the "undeserving" Soc. Sec. Disability recipients as time goes on.

 

duffyduff

(3,251 posts)
4. The new "welfare queens"
Wed Jun 26, 2013, 04:10 PM
Jun 2013

even though it is harder than hell to get on disability, and, with SSI, you have account for all expenses.

Ichingcarpenter

(36,988 posts)
9. Sorry that's classified and redacted
Wed Jun 26, 2013, 05:06 PM
Jun 2013

and asking that question poses a security risk to our nation.You may talk about education or environmental cutbacks.....hey ... but no nuclear talk ok?....thats national security.

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