Ummm...why can't I apply for federal preexisting condition insurance?

[Gravitycollapse]

It's finally been over 6 months since I was last insured. So I decided I would again apply for PCIP because I really seriously need it. This is what came up when I went to reapply:


https://www.pcip.gov/How_to_Apply.html

Note: On February 16, 2013, the federally-run Pre-Existing Condition Insurance Plan (PCIP) suspended acceptance of new enrollment applications until further notice. The suspension also became effective in the state-based PCIPs on March 2. This will help ensure that funds are available through 2013 to continuously cover people currently enrolled in PCIP. PCIP continues to provide coverage to more than 100,000 people currently enrolled nationwide. We encourage you to visit http://finder.healthcare.gov to explore your other health care options.

What the fucking fuck. Are you guys kidding me?!?

On edit: What the fuck do I do now?

[Mojorabbit]

1. No more funding so they had to stop taking people

I feel you. My husband tried applying also.

[Gravitycollapse]

2. Seriously though, what the hell do I do now?

[Demo_Chris]

3. I'm very sorry. Now you will pay Obama's fine for not purchasing insurance. nt

[Gravitycollapse]

4. Highly doubt I make enough money for that to apply.

Not to mention, starting in January, preexisting condition denials are illegal. Unfortunately, it's not January and my medical bills are beyond what I can afford.

[Demo_Chris]

6. Seriously, I am sorry to hear that. Maybe contact Wishadoo?

[NYC_SKP]

7. Well that is fucked up.

They are fighting tooth and nail, I resigned my post and had to go to COBRA at $1375/month for an individual.

I cannot wait for Obamacare to come to effect next year.

Make it through January, that's what you've got to do, I guess.

[JimDandy]

5. The fine was struck down by the SCOTUS, I believe. n/t

[PoliticAverse]

10. No it wasn't. n/t

[sigmasix]

11. there are some organizations

There are a number of charitable orgs like PSI which will pay your co-pays on life-saving medications and find other ways and organizations to help with funding if you have a serious disease like cancer or brittle diabetes.
PSI saved my life by making $12,000.00 a month co-pays on my chemotherapy for over a year.
Without knowing your particular health challenges it is difficult to point you towards charitable organizations that specialize in the type of care you need. Your local hospital may have a program that will allow payments, or if your economic situation is dire they will sometimes forgive the debt from medical care. But you have to ask the right people the right questions, early and often. Many medical clinics and associations that are not-for-profit have low income/no insurance patient options paid for by charitable donations. Very often they want a lot of financial information, so be prepared with tax returns and pay stubs. The charitable funds dry-out as the year progresses so you want to get the ball rolling asap by at least starting the paperwork requirements.
Good luck in your search for answers- I'll be sending you positive vibes through the aether net.

[mimi85]

8. Open enrollment doesn't start until October.

This site really breaks it down, even state by state.

http://www.hhs.gov/healthcare/

[JimDandy]

9. Never heard a thing about this in the media!

Was this due to the sequester? In any case, I'm so sorry you couldn't get coverage.

Single-payer was the only way this was going to work, anyway. What a colossal mess.

[kestrel91316]

12. It has been discontinued in advance of full ACA implementation.

You can apply for insurance on the exchanges come October.

Unfortunately, until then you are on your own. There's always medical bankruptcy, I suppose.......just run the bills up, default, and go bankrupt.