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free markets
In an efficient and an ideal free market..capital gets allocated to the projects with the highest risk adjusted rate of return...
In real world capital gets allocated to the well connected or those with a track record ...only way to be successful tomorrow is to be successful yesterday... it is a cycle many, no most, will find impossible to break into..
Government policies will change a few sprinkles here and there ...but the real wealthy will continue to live in a different universe.
Now get back to work.