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liberal_at_heart

(12,081 posts) Tue Aug 20, 2013, 04:20 PM Aug 2013

if the average surcharge for smokers is 15% why is the cap 50%?

Insurance companies rarely charge over 15% surcharge on smokers because they don't want to lose their business. Why then is ACA putting a 50% cap on surcharges? Why not make the cap much lower?

3 replies

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if the average surcharge for smokers is 15% why is the cap 50%? (Original Post) liberal_at_heart Aug 2013 OP

Because the ACA was written by the insurances companies, for the insurances companies Vincardog Aug 2013 #1

this seems to be the case olddots Aug 2013 #3

I went to a free clinic in my town Politicalboi Aug 2013 #2

Vincardog

(20,234 posts)

1. Because the ACA was written by the insurances companies, for the insurances companies

Reply to liberal_at_heart (Original post)

Tue Aug 20, 2013, 04:25 PM

Aug 2013

Any benefits to customers were included there by accident.

olddots

(10,237 posts)

3. this seems to be the case

Reply to Vincardog (Reply #1)

Tue Aug 20, 2013, 04:34 PM

Aug 2013

the middleman / media always wins as we lose .

Politicalboi

(15,189 posts)

2. I went to a free clinic in my town

Reply to liberal_at_heart (Original post)

Tue Aug 20, 2013, 04:31 PM

Aug 2013

And they gave me Chantix. Second week still smoking, but I still have another 2 weeks to go. I would suggest anyone who needs to quit smoking and doesn't have insurance, to seek out a free clinic.

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