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What happened to the ACA insurance policies with acutarial value?
According to the Kaiser Calculator http://kff.org/interactive/subsidy-calculator/ people with lower incomes were eligible for policies with certain actuarial values, meaning they are only supposed to pay a small portion of everything. This shortcut http://www.valuepenguin.com/ppaca/exchanges shows much smaller subsidies and no policies with 94% or 86% actuarial values. In fact, the no deductible policy silver plan I saw showed a 50% co-insurance with subsidy! Aren't Silver all plans without subsidy supposed to pay 60%? I thought this new link was supposed to give answers. Is anyone else confused by this?