Heres a meme making the rounds on Facebook.... one guys premiums went up 61%

[boomer55]

how should one respond to it...or even verify it?

http://blog.heritage.org/2013/10/08/obamacare-in-action-this-mans-premiums-are-going-up-61-percent/

[gopiscrap]

1. if it did, then he's gotta be making a fucking shit load of money

my wife and I make about 130k a year and ours went down 7.00 a month

[cilla4progress]

14. My family makes less than that

and ours doubled on the exchange. Also, deductible went from $500 to $6,000. Don't know why my scenario is different.

Union may be saving us.

[gopiscrap]

18. hmm that's interesting could be the type of plan and the state and the exchange

[VanillaRhapsody]

27. sorry but I don't believe that....you need to provide more info.

[Squinch]

2. Any site with "heritage" in it's title is likely lying.

[boomer55]

4. yeah...true. But with the mouth breathers if Faux news reports it then its the word of god. :(

[kestrel91316]

19. THAT SITE is the official blog of the Heritage Foundation.

They are one of the biggest threats to MY FREEDOM (and most other Americans') on the planet.

[Squinch]

26. I think the Dumbfuckistan language translation of "Koch" is "heritage"

[Guy Whitey Corngood]

3. .

.

[SoCalDem]

5. Ignore it

and understand that "oneguy" is probably NOT in the demographic that the plan was intended to aid.

There are lots of folks who are pissed at how much the plan they have, is costing them, and who thought they could "cheap-out" with the ACA..

It's INSURANCE, and actuarial tables rule in the world of insurance

Unless you are poor or young, or uncoverable, the ACA is not going to be a bargain for you..

[cilla4progress]

17. Yup. You hit it.

That's my scenario.

So what do you suggest for us? When I"M THE ONE GUY falling through the cracks, it's hard for me to like it and see it as a positive.

[brush]

30. Can't you keep what you had? nt

[cilla4progress]

44. Nope.

They just notified me they are closing at the end of the year.

[rdking647]

6. maybe he needs to check out the insuranc eexchange in his state

[ReverendDeuce]

7. It's true... for me, my premiums went up by 50% and my copay went from 0% to 50%...

I am not happy about it at all.

[Bandit]

8. ACA hasn't even taken effect yet

If your rates went up it is because of greedy Insurance Companies, not Obamacare. You can check out the exchanges and see if better rates might be availavble for you. Obamacare was designed for those without insurance, not for those already with insurance..

[Travis_0004]

12. If insurance companies can only have a profit of 20%, then they can't be more gready.

Its not possible for an insurance company to raise rates just to make more money, due to the ACA, so if rates are going up, it has to be due to rising cost, and yes, some of which are due to Obamacare.

[ReverendDeuce]

48. Don't be so dense... I'm talking about my new plan they are sticking me in on Jan 1st... n/t

n/t

[Brewinblue]

22. There are no 50% co-pays under the PPACA

Try again.

[ReverendDeuce]

47. Okay, so you've caught me red-handed saying copay instead of coinsurance... 0% to 50% on Jan 1

It's still horseshit.

[brush]

29. Can't you keep what you had? nt

[ReverendDeuce]

49. I sure wish I could! I had an AWESOME plan, now they are giving me some "bronze" turd for 50% more!

n/t

[hedgehog]

9. Check out the comments section - one person is getting ready to move to Canada!

[Brewinblue]

23. Saw that

· 1 hour ago
lets find out how Canada is doing? i might move there!!!!! do they threaten them with fines etc etc
??

Too effin funny!

[Foolacious]

41. I replied to that one.

And I was moderate in my tone, keeping to the facts as I know them (dual American Canadian citizen here), with the only opinions being that the Canadian model is better than the American one and that Obamacare is a step in the right direction.

But it's a moderated site. Although the other posts there seemed to have been put up within an hour of being submitted, mine, submitted four hours ago, has not. I suspect that it will not be.

[Motown_Johnny]

10. Call it a flat out lie and ask for proof. Then mention death panels

[frylock]

40. ^this^

don't even play games with these shitters. ask to see a printout.

[Warren DeMontague]

11. Cool Story, Bro!

[kestrel91316]

13. That blog is the official blog of the HERITAGE FOUNDATION.

Alerting for knowingly and maliciously posting RW talking points and propaganda .

[boomer55]

24. dude get over yourself....I'm asking how to verify and respond to it. sheesh.

[kestrel91316]

37. If you don't know how to respond to propaganda from the HERITAGE FOUNDATION,

you just might be in the wrong place.

[kestrel91316]

38. And I'm not a "dude". Here on DU women are allowed. We're not told to go home,

shut up, make babies and fix dinner. I think you're probably not used to that.

[Th1onein]

46. Oh, I believe it!

[anneboleyn]

33. Thank you kestrel. This crap is too much. The "concern trolls" find ONE

post "going around" Facebook, etc. and then seem compelled to drag it over here as part of the "Obamacare controversy."

[lumberjack_jeff]

36. +1

[kestrel91316]

15. Enjoy your stay.

[City Lights]

16. I would tell him to put up or shut up.

I'd bet my last penny that he is lying through his brown teeth.

[kestrel91316]

20. If it comes from THE HERITAGE FOUNDATION it's guaranteed to be a RW lie.

[subterranean]

39. It's a Heritage Foundation article about a FOX News report.

That makes it doubly suspect!

[JHB]

21. Blame the insurance company.

Assuming there's any truth to it at all - and count on the Heritage Foundation to cherry-pick their data - why exactly wouldn't an insurance company gouge to kingdom come when they can fob all the blame onto the ACA?

It's not as if they hadn't raised rates before.

[RichGirl]

25. MY RESPONSE would be...

Great!! Maybe if all the insurance companies raise all our premiums, we will all cancel them and sign up for Obamacare. The insurance companies will go out of business and we'd have Single-payer which is what we wanted in the first place.

[Phentex]

31. I like it!

My first instinct was to tell him not to bother to respond. But I like your response.

[Sparkly]

28. Here.

http://www.hhs.gov/healthcare/insurance/premiums/rate-review.html

[apnu]

32. So its the ACA's fault that his CURRENT insurance company is jacking him?

No where in the story does it say he had to use the exchanges. That means he's already got insurance some how. Maybe the company is seeing customers fleeing them to take their chances on the exchanges. Maybe the company fears that, so they're jacking everybody across the board.

Either way, this is something his insurance company is choosing to do to their customers for no reason than they want to because they can.

[B Calm]

34. Right wing propagandists lie lie lie

[lumberjack_jeff]

35. Meh. It's possible.

scenario 1: the employer used to offer insurance with low premiums and low copays... and a lifetime cap of $100,000. The existing insurance is going to be cheap because it is worthless in a real world situation. Lifetime caps are no longer legal.
scenario 2: a machine shop employs 49 guys and 1 woman. The insurer offers the company a preferential rate because it costs less to insure men. Gender is no longer a rating criteria.
scenario 3: the trendy restaurant employs predominately young people. The insurer offers cheap insurance because the group tends to have low risk, so they offer a cheap catastrophic policy that doesn't comply with the silver level of coverage.

Mix and match to your hearts content. The common thing is that the new insurance is better.

[xfundy]

42. This sounds like BS. Hell, it IS BS.

Perhaps you should go and tune your radio to Excrement In Broadcasting.

[Kingofalldems]

43. I love that story.

[brooklynite]

45. Simple answer...ACA diesn't make your premiums go up...

First - if you don't have insurance (whixh is the goal of the exchanges) you don't have premiums to go up.

Second, if you do have insurance, you don't have to do anything, so there'd be no change.

Only issue is if you Insurance company aritrarily decided to raise premiums, in which case it would affect everyone (at least in his company or group) and there'd be a lit more evidence than a post at a political blog.