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Tony_FLADEM

(3,023 posts)
Tue Oct 22, 2013, 11:31 PM Oct 2013

I was looking at the healthcare plans available to me at healthcare.gov

I'm in Florida and of course the Federal Government is running this exchange. I am 36 years old. I can't believe the choice of different policies that are available. And the problems must be on the back-end because I'm not having any problems getting on the site.


Catastrophic 100% HMO

CoventryOne
HMO | Catastrophic

Estimated monthly premium for Only you

$118.49
Humana Connect Basic 6350/6350 Plan

Humana Medical Plan, Inc.
HMO | Catastrophic

Estimated monthly premium for Only you

$128.85
Aetna Basic

Aetna
PPO | Catastrophic

Estimated monthly premium for Only you

$151.00
Humana Connect Bronze 6300/6300 Plan

Humana Medical Plan, Inc.
HMO | Bronze

Estimated monthly premium for Only you

$166.99
Bronze Deductible Only HMO HSA Eligible

CoventryOne
HMO | Bronze

Estimated monthly premium for Only you

$176.91
Humana Connect Bronze 4850/6350 Plan

Humana Medical Plan, Inc.
HMO | Bronze

Estimated monthly premium for Only you

$179.99
BlueSelect Essential (HSA) 1452

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$188.83
Bronze $10 Copay HMO

CoventryOne
HMO | Bronze

Estimated monthly premium for Only you

$188.94
Humana Connect Silver 4600/6300 Plan

Humana Medical Plan, Inc.
HMO | Silver

Estimated monthly premium for Only you

$189.37
BlueSelect Essential (HSA) Plus 1452P

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$194.68
BlueSelect Essential (HSA) 1463

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$198.62
BlueOptions Catastrophic 1433

Florida Blue (BlueCross BlueShield FL)
EPO | Catastrophic

Estimated monthly premium for Only you

$201.38
BlueSelect Everyday Health 1449

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$203.67
BlueSelect Essential (HSA) Plus 1463P

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$204.78
Aetna Advantage 6350

Aetna
PPO | Bronze

Estimated monthly premium for Only you

$208.00
BlueSelect Everyday Health 1443

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$209.78
BlueSelect Everyday Health Plus 1449P

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$209.98
Aetna AdvantagePlus 5500 PD

Aetna
PPO | Bronze

Estimated monthly premium for Only you

$212.00
BlueCare Essential (HSA) 1486

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze

Estimated monthly premium for Only you

$213.15
BlueSelect Everyday Health Plus 1443P

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$216.28
Humana Connect Gold 2500/3500 Plan

Humana Medical Plan, Inc.
HMO | Gold

Estimated monthly premium for Only you

$218.40
BlueCare Essential (HSA) Plus 1486P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze

Estimated monthly premium for Only you

$219.75
Aetna Advantage 5750 PD

Aetna
PPO | Bronze

Estimated monthly premium for Only you

$220.00
BlueCare Essential (HSA) 1497

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze

Estimated monthly premium for Only you

$222.94
myCigna Health Savings 6100

Cigna Health and Life Insurance Company
PPO | Bronze

Estimated monthly premium for Only you

$226.59
BlueSelect Essential 1439

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$227.13
BlueCare Essential (HSA) Plus 1497P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze

Estimated monthly premium for Only you

$229.85
BlueSelect Everyday Health 1464

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$231.06
BlueOptions Essential (HSA) 1419

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$232.76
BlueSelect Essential Plus 1439P

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$234.17
myCigna Health Flex 5500

Cigna Health and Life Insurance Company
PPO | Bronze

Estimated monthly premium for Only you

$235.75
BlueCare Everyday Health 1477

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver

Estimated monthly premium for Only you

$237.44
BlueCare Everyday Health 1483

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze

Estimated monthly premium for Only you

$237.85
BlueSelect Everyday Health Plus 1464P

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$238.22
BlueOptions Essential (HSA) Plus 1419P

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$239.98
Silver $10 Copay HMO

CoventryOne
HMO | Silver

Estimated monthly premium for Only you

$240.05
BlueSelect Everyday Health 1453

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$241.03
BlueSelect Predictable Cost 1456

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$243.97
BlueCare Everyday Health Plus 1477P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver

Estimated monthly premium for Only you

$244.81
BlueOptions Essential (HSA) 1430

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$244.83
BlueCare Everyday Health Plus 1483P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze

Estimated monthly premium for Only you

$245.22
Humana Connect Platinum 1000/1500 Plan

Humana Medical Plan, Inc.
HMO | Platinum

Estimated monthly premium for Only you

$246.23
BlueSelect Essential 1434

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$246.57
BlueSelect Everyday Health Plus 1453P

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$248.49
myCigna Health Flex 5100

Cigna Health and Life Insurance Company
PPO | Bronze

Estimated monthly premium for Only you

$249.51
BlueOptions Everyday Health 1416

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$251.06
BlueSelect Predictable Cost Plus 1456P

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$251.53
BlueOptions Essential (HSA) Plus 1430P

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$252.42
Aetna Classic 5000

Aetna
PPO | Silver

Estimated monthly premium for Only you

$254.00
BlueSelect Essential Plus 1434P

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$254.22
BlueCare Essential 1473

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver

Estimated monthly premium for Only you

$254.65
BlueOptions Everyday Health 1410

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$258.59
BlueOptions Everyday Health Plus 1416P

Florida Blue (BlueCross BlueShield FL)
EPO | Bronze

Estimated monthly premium for Only you

$258.84
Gold $5 Copay HMO

CoventryOne
HMO | Gold

Estimated monthly premium for Only you

$260.34
BlueCare Everyday Health 1498

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver

Estimated monthly premium for Only you

$261.01
BlueSelect Predictable Cost 1446

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$261.40
BlueSelect Everyday Health Premier 1453V

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$261.42
BlueCare Essential Plus 1473P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver

Estimated monthly premium for Only you

$262.54
BlueOptions Everyday Health Plus 1410P

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$266.60
myCigna Health Flex 1500

Cigna Health and Life Insurance Company
PPO | Silver

Estimated monthly premium for Only you

$268.50
BlueCare Everyday Health Plus 1498P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver

Estimated monthly premium for Only you

$269.11
BlueSelect Everyday Health 1451

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$269.32
BlueSelect Predictable Cost Plus 1446P

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$269.50
myCigna Health Savings 3400

Cigna Health and Life Insurance Company
PPO | Silver

Estimated monthly premium for Only you

$270.13
BlueCare Everyday Health 1487

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold

Estimated monthly premium for Only you

$272.96
myCigna Health Flex 2750

Cigna Health and Life Insurance Company
PPO | Silver

Estimated monthly premium for Only you

$273.74
Aetna Classic 3500 PD

Aetna
PPO | Silver

Estimated monthly premium for Only you

$274.00
myCigna Health Flex 5000

Cigna Health and Life Insurance Company
PPO | Silver

Estimated monthly premium for Only you

$275.37
BlueCare Essential 1468

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold

Estimated monthly premium for Only you

$275.74
BlueCare Predictable Cost 1490

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver

Estimated monthly premium for Only you

$276.12
BlueSelect Everyday Health Plus 1451P

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$277.67
BlueOptions Essential 1406

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$279.97
BlueCare Everyday Health Plus 1487P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold

Estimated monthly premium for Only you

$281.42
BlueSelect All Copay 1457

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$282.63
BlueCare Essential Plus 1468P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold

Estimated monthly premium for Only you

$284.30
BlueCare Predictable Cost Plus 1490P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver

Estimated monthly premium for Only you

$284.67
BlueOptions Everyday Health 1431

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$284.83
BlueOptions Essential Plus 1406P

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$288.65
BlueSelect All Copay Plus 1457P

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$291.40
BlueSelect Everyday Health Premier 1451V

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$292.11
BlueOptions Everyday Health Plus 1431P

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$293.66
BlueCare Predictable Cost 1480

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold

Estimated monthly premium for Only you

$295.91
BlueOptions Everyday Health 1420

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$297.10
BlueOptions Predictable Cost 1423

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$300.73
myCigna Copay Assure Silver

Cigna Health and Life Insurance Company
PPO | Silver

Estimated monthly premium for Only you

$302.22
BlueCare Everyday Health 1485

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Platinum

Estimated monthly premium for Only you

$302.42
BlueOptions Essential 1401

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$303.94
Aetna Premier 2000 PD

Aetna
PPO | Gold

Estimated monthly premium for Only you

$304.00
BlueCare Predictable Cost Plus 1480P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold

Estimated monthly premium for Only you

$305.08
BlueOptions Everyday Health Plus 1420P

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$306.31
myCigna Health Flex 1900

Cigna Health and Life Insurance Company
PPO | Gold

Estimated monthly premium for Only you

$309.75
BlueOptions Predictable Cost Plus 1423P

Florida Blue (BlueCross BlueShield FL)
EPO | Silver

Estimated monthly premium for Only you

$310.05
BlueCare Everyday Health Plus 1485P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Platinum

Estimated monthly premium for Only you

$311.80
BlueOptions Essential Plus 1401P

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$313.36
BlueCare All Copay 1491

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Platinum

Estimated monthly premium for Only you

$316.42
BlueOptions Predictable Cost 1413

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$322.22
BlueOptions Everyday Health Premier 1420V

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$322.24
myCigna Copay Assure Gold

Cigna Health and Life Insurance Company
PPO | Gold

Estimated monthly premium for Only you

$322.85
BlueCare All Copay Plus 1491P

Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Platinum

Estimated monthly premium for Only you

$326.23
myCigna Health Flex 1250

Cigna Health and Life Insurance Company
PPO | Gold

Estimated monthly premium for Only you

$327.44
BlueOptions Everyday Health 1418

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$331.98
BlueOptions Predictable Cost Plus 1413P

Florida Blue (BlueCross BlueShield FL)
EPO | Gold

Estimated monthly premium for Only you

$332.21
BlueOptions Everyday Health Plus 1418P

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$342.28
BlueOptions All Copay 1424

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$348.39
BlueOptions All Copay Plus 1424P

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$359.19
BlueOptions Everyday Health Premier 1418V

Florida Blue (BlueCross BlueShield FL)
EPO | Platinum

Estimated monthly premium for Only you

$360.09

23 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
I was looking at the healthcare plans available to me at healthcare.gov (Original Post) Tony_FLADEM Oct 2013 OP
you finished, congrats, what browser did you use ? Any special tricks ? nt steve2470 Oct 2013 #1
I'm using Firefox. I think maybe many people are using Internet Explorer Tony_FLADEM Oct 2013 #2
I've tried FF, I'll try it again, thanks nt steve2470 Oct 2013 #3
argh ! I get to "View Eligibility Results" and I click it, and nothing happens, in FF 24.0 nt steve2470 Oct 2013 #8
See whether you can download an earlier version of Internet Explorer to your computer. bluestate10 Oct 2013 #19
I'm using Win8.1, so I'll do what I can. IE11 comes standard with it, thanks for your help nt steve2470 Oct 2013 #20
So, lucky you. Nothing even close to my $1,429/month plan for mandatory COBRA for one person. NYC_SKP Oct 2013 #4
Perhaps I missed something but all I did was put my county (Pinellas) and told them I was under 50 Tony_FLADEM Oct 2013 #7
Apologies, I take it that you're not unhappy with these quotes. NYC_SKP Oct 2013 #9
I am happy with these choices. Tony_FLADEM Oct 2013 #10
Recommended. (nt) NYC_SKP Oct 2013 #11
You and I live in rich states. Interestingly, we have better health metrics than states that are bluestate10 Oct 2013 #18
Are you a smoker? LAGC Oct 2013 #5
No I don't smoke. Tony_FLADEM Oct 2013 #6
Cheap is a matter of perspective. Although I will save ~ $250 with the ACA, my Gold level bluestate10 Oct 2013 #17
The difference is likely the cost of medical care in Florida vs Idaho. nt okaawhatever Oct 2013 #22
Which one did you buy legcramp Oct 2013 #12
I haven't purchased one yet. Tony_FLADEM Oct 2013 #15
There was a short news story tonight that implied that the FEDs were making serious progress bluestate10 Oct 2013 #13
The Bronze level. Tony_FLADEM Oct 2013 #16
Prior to my retirment as a Union Sheet Metal Worker in 2010, OffWithTheirHeads Oct 2013 #14
Hear, Hear! NYC_SKP Oct 2013 #21
I have never in my life had insurance that inexpensive. Even with the companies I worked for, okaawhatever Oct 2013 #23

Tony_FLADEM

(3,023 posts)
2. I'm using Firefox. I think maybe many people are using Internet Explorer
Tue Oct 22, 2013, 11:34 PM
Oct 2013

and that's why people are having trouble.

bluestate10

(10,942 posts)
19. See whether you can download an earlier version of Internet Explorer to your computer.
Wed Oct 23, 2013, 12:04 AM
Oct 2013

The system that the government is using appears to be early 2000s', downloading IE 5.0 or 6.0 and connecting via that browser may allow you to navigate the website.

I don't understand why the government hasn't build simulators yet. The only reason why the FEDs haven't done that is that may be the FED systems are older technology that can't talk to new technology, even via simulators.

 

NYC_SKP

(68,644 posts)
4. So, lucky you. Nothing even close to my $1,429/month plan for mandatory COBRA for one person.
Tue Oct 22, 2013, 11:36 PM
Oct 2013

Am I missing something?

Tony_FLADEM

(3,023 posts)
7. Perhaps I missed something but all I did was put my county (Pinellas) and told them I was under 50
Tue Oct 22, 2013, 11:38 PM
Oct 2013

That's all. I don't have any kids.

 

NYC_SKP

(68,644 posts)
9. Apologies, I take it that you're not unhappy with these quotes.
Tue Oct 22, 2013, 11:42 PM
Oct 2013

I'm sorry, I'm used to reading complaints but it looks like you've got some good choices and you, I hope, are not unhappy.

bluestate10

(10,942 posts)
18. You and I live in rich states. Interestingly, we have better health metrics than states that are
Tue Oct 22, 2013, 11:57 PM
Oct 2013

getting cheaper ACA policies. But the rate system has always been that way, that is one reason that I think insurance companies will fight tooth and nail to keep the ACA as it is once it catches hold. Single Payer would only be good for the few insurance companies that get contracts to administer it for the government.

LAGC

(5,330 posts)
5. Are you a smoker?
Tue Oct 22, 2013, 11:36 PM
Oct 2013

The reason I ask is those Platinum rates seem a bit high.

Here in my part of Idaho there were only 2 Platinum plans, the cheaper one was only $288, before the subsidy.

I'm also 36 and a non-smoker.

bluestate10

(10,942 posts)
17. Cheap is a matter of perspective. Although I will save ~ $250 with the ACA, my Gold level
Tue Oct 22, 2013, 11:53 PM
Oct 2013

plan will still run around $900 per month when I renew my existing policy. But, I am satisfied.

bluestate10

(10,942 posts)
13. There was a short news story tonight that implied that the FEDs were making serious progress
Tue Oct 22, 2013, 11:50 PM
Oct 2013

against some of the frontend problems and have made it possible for people to shop plans. BTW, what level plan are you leaning toward?

 

OffWithTheirHeads

(10,337 posts)
14. Prior to my retirment as a Union Sheet Metal Worker in 2010,
Tue Oct 22, 2013, 11:50 PM
Oct 2013

My health care for my wife and myself cost $11.00 per hour out of my paycheck. If I worked the average 2,000 hours per year, that works out to $22,000 per year. My mortgage on my property in the S.F. bay Area was cheaper! i could deduct my mortgage, I could not deduct my health insurance. When I retired I had to have two major surgeries. A torn rotator cup and a knee replacment. The co-pays on my surgeries almosy bankrupted me even after the $22,000 a year insurance payments. The system is fucked up! I can't even imagine what people with lesser plans go through.

 

NYC_SKP

(68,644 posts)
21. Hear, Hear!
Wed Oct 23, 2013, 12:14 AM
Oct 2013

Health should not cost as much as our mortgage, yet for me and for you it does.

Also, props to the sheetmetal workers, who know the difference between a brake and a shear, and left versus right hand snips, and that that 16 gage is thicker than 22!

okaawhatever

(9,462 posts)
23. I have never in my life had insurance that inexpensive. Even with the companies I worked for,
Wed Oct 23, 2013, 12:22 AM
Oct 2013

between what I paid and the company paid it was always more. That doesn't take into account the extra money I had to pay out of pocket for check-ups, birth control, etc.

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