General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsI was looking at the healthcare plans available to me at healthcare.gov
I'm in Florida and of course the Federal Government is running this exchange. I am 36 years old. I can't believe the choice of different policies that are available. And the problems must be on the back-end because I'm not having any problems getting on the site.
Catastrophic 100% HMO
CoventryOne
HMO | Catastrophic
Estimated monthly premium for Only you
$118.49
Humana Connect Basic 6350/6350 Plan
Humana Medical Plan, Inc.
HMO | Catastrophic
Estimated monthly premium for Only you
$128.85
Aetna Basic
Aetna
PPO | Catastrophic
Estimated monthly premium for Only you
$151.00
Humana Connect Bronze 6300/6300 Plan
Humana Medical Plan, Inc.
HMO | Bronze
Estimated monthly premium for Only you
$166.99
Bronze Deductible Only HMO HSA Eligible
CoventryOne
HMO | Bronze
Estimated monthly premium for Only you
$176.91
Humana Connect Bronze 4850/6350 Plan
Humana Medical Plan, Inc.
HMO | Bronze
Estimated monthly premium for Only you
$179.99
BlueSelect Essential (HSA) 1452
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$188.83
Bronze $10 Copay HMO
CoventryOne
HMO | Bronze
Estimated monthly premium for Only you
$188.94
Humana Connect Silver 4600/6300 Plan
Humana Medical Plan, Inc.
HMO | Silver
Estimated monthly premium for Only you
$189.37
BlueSelect Essential (HSA) Plus 1452P
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$194.68
BlueSelect Essential (HSA) 1463
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$198.62
BlueOptions Catastrophic 1433
Florida Blue (BlueCross BlueShield FL)
EPO | Catastrophic
Estimated monthly premium for Only you
$201.38
BlueSelect Everyday Health 1449
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$203.67
BlueSelect Essential (HSA) Plus 1463P
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$204.78
Aetna Advantage 6350
Aetna
PPO | Bronze
Estimated monthly premium for Only you
$208.00
BlueSelect Everyday Health 1443
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$209.78
BlueSelect Everyday Health Plus 1449P
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$209.98
Aetna AdvantagePlus 5500 PD
Aetna
PPO | Bronze
Estimated monthly premium for Only you
$212.00
BlueCare Essential (HSA) 1486
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze
Estimated monthly premium for Only you
$213.15
BlueSelect Everyday Health Plus 1443P
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$216.28
Humana Connect Gold 2500/3500 Plan
Humana Medical Plan, Inc.
HMO | Gold
Estimated monthly premium for Only you
$218.40
BlueCare Essential (HSA) Plus 1486P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze
Estimated monthly premium for Only you
$219.75
Aetna Advantage 5750 PD
Aetna
PPO | Bronze
Estimated monthly premium for Only you
$220.00
BlueCare Essential (HSA) 1497
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze
Estimated monthly premium for Only you
$222.94
myCigna Health Savings 6100
Cigna Health and Life Insurance Company
PPO | Bronze
Estimated monthly premium for Only you
$226.59
BlueSelect Essential 1439
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$227.13
BlueCare Essential (HSA) Plus 1497P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze
Estimated monthly premium for Only you
$229.85
BlueSelect Everyday Health 1464
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$231.06
BlueOptions Essential (HSA) 1419
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$232.76
BlueSelect Essential Plus 1439P
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$234.17
myCigna Health Flex 5500
Cigna Health and Life Insurance Company
PPO | Bronze
Estimated monthly premium for Only you
$235.75
BlueCare Everyday Health 1477
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver
Estimated monthly premium for Only you
$237.44
BlueCare Everyday Health 1483
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze
Estimated monthly premium for Only you
$237.85
BlueSelect Everyday Health Plus 1464P
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$238.22
BlueOptions Essential (HSA) Plus 1419P
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$239.98
Silver $10 Copay HMO
CoventryOne
HMO | Silver
Estimated monthly premium for Only you
$240.05
BlueSelect Everyday Health 1453
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$241.03
BlueSelect Predictable Cost 1456
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$243.97
BlueCare Everyday Health Plus 1477P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver
Estimated monthly premium for Only you
$244.81
BlueOptions Essential (HSA) 1430
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$244.83
BlueCare Everyday Health Plus 1483P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Bronze
Estimated monthly premium for Only you
$245.22
Humana Connect Platinum 1000/1500 Plan
Humana Medical Plan, Inc.
HMO | Platinum
Estimated monthly premium for Only you
$246.23
BlueSelect Essential 1434
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$246.57
BlueSelect Everyday Health Plus 1453P
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$248.49
myCigna Health Flex 5100
Cigna Health and Life Insurance Company
PPO | Bronze
Estimated monthly premium for Only you
$249.51
BlueOptions Everyday Health 1416
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$251.06
BlueSelect Predictable Cost Plus 1456P
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$251.53
BlueOptions Essential (HSA) Plus 1430P
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$252.42
Aetna Classic 5000
Aetna
PPO | Silver
Estimated monthly premium for Only you
$254.00
BlueSelect Essential Plus 1434P
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$254.22
BlueCare Essential 1473
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver
Estimated monthly premium for Only you
$254.65
BlueOptions Everyday Health 1410
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$258.59
BlueOptions Everyday Health Plus 1416P
Florida Blue (BlueCross BlueShield FL)
EPO | Bronze
Estimated monthly premium for Only you
$258.84
Gold $5 Copay HMO
CoventryOne
HMO | Gold
Estimated monthly premium for Only you
$260.34
BlueCare Everyday Health 1498
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver
Estimated monthly premium for Only you
$261.01
BlueSelect Predictable Cost 1446
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$261.40
BlueSelect Everyday Health Premier 1453V
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$261.42
BlueCare Essential Plus 1473P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver
Estimated monthly premium for Only you
$262.54
BlueOptions Everyday Health Plus 1410P
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$266.60
myCigna Health Flex 1500
Cigna Health and Life Insurance Company
PPO | Silver
Estimated monthly premium for Only you
$268.50
BlueCare Everyday Health Plus 1498P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver
Estimated monthly premium for Only you
$269.11
BlueSelect Everyday Health 1451
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$269.32
BlueSelect Predictable Cost Plus 1446P
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$269.50
myCigna Health Savings 3400
Cigna Health and Life Insurance Company
PPO | Silver
Estimated monthly premium for Only you
$270.13
BlueCare Everyday Health 1487
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold
Estimated monthly premium for Only you
$272.96
myCigna Health Flex 2750
Cigna Health and Life Insurance Company
PPO | Silver
Estimated monthly premium for Only you
$273.74
Aetna Classic 3500 PD
Aetna
PPO | Silver
Estimated monthly premium for Only you
$274.00
myCigna Health Flex 5000
Cigna Health and Life Insurance Company
PPO | Silver
Estimated monthly premium for Only you
$275.37
BlueCare Essential 1468
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold
Estimated monthly premium for Only you
$275.74
BlueCare Predictable Cost 1490
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver
Estimated monthly premium for Only you
$276.12
BlueSelect Everyday Health Plus 1451P
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$277.67
BlueOptions Essential 1406
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$279.97
BlueCare Everyday Health Plus 1487P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold
Estimated monthly premium for Only you
$281.42
BlueSelect All Copay 1457
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$282.63
BlueCare Essential Plus 1468P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold
Estimated monthly premium for Only you
$284.30
BlueCare Predictable Cost Plus 1490P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Silver
Estimated monthly premium for Only you
$284.67
BlueOptions Everyday Health 1431
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$284.83
BlueOptions Essential Plus 1406P
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$288.65
BlueSelect All Copay Plus 1457P
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$291.40
BlueSelect Everyday Health Premier 1451V
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$292.11
BlueOptions Everyday Health Plus 1431P
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$293.66
BlueCare Predictable Cost 1480
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold
Estimated monthly premium for Only you
$295.91
BlueOptions Everyday Health 1420
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$297.10
BlueOptions Predictable Cost 1423
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$300.73
myCigna Copay Assure Silver
Cigna Health and Life Insurance Company
PPO | Silver
Estimated monthly premium for Only you
$302.22
BlueCare Everyday Health 1485
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Platinum
Estimated monthly premium for Only you
$302.42
BlueOptions Essential 1401
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$303.94
Aetna Premier 2000 PD
Aetna
PPO | Gold
Estimated monthly premium for Only you
$304.00
BlueCare Predictable Cost Plus 1480P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Gold
Estimated monthly premium for Only you
$305.08
BlueOptions Everyday Health Plus 1420P
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$306.31
myCigna Health Flex 1900
Cigna Health and Life Insurance Company
PPO | Gold
Estimated monthly premium for Only you
$309.75
BlueOptions Predictable Cost Plus 1423P
Florida Blue (BlueCross BlueShield FL)
EPO | Silver
Estimated monthly premium for Only you
$310.05
BlueCare Everyday Health Plus 1485P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Platinum
Estimated monthly premium for Only you
$311.80
BlueOptions Essential Plus 1401P
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$313.36
BlueCare All Copay 1491
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Platinum
Estimated monthly premium for Only you
$316.42
BlueOptions Predictable Cost 1413
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$322.22
BlueOptions Everyday Health Premier 1420V
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$322.24
myCigna Copay Assure Gold
Cigna Health and Life Insurance Company
PPO | Gold
Estimated monthly premium for Only you
$322.85
BlueCare All Copay Plus 1491P
Florida Blue HMO (a BlueCross BlueShield FL company)
HMO | Platinum
Estimated monthly premium for Only you
$326.23
myCigna Health Flex 1250
Cigna Health and Life Insurance Company
PPO | Gold
Estimated monthly premium for Only you
$327.44
BlueOptions Everyday Health 1418
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$331.98
BlueOptions Predictable Cost Plus 1413P
Florida Blue (BlueCross BlueShield FL)
EPO | Gold
Estimated monthly premium for Only you
$332.21
BlueOptions Everyday Health Plus 1418P
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$342.28
BlueOptions All Copay 1424
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$348.39
BlueOptions All Copay Plus 1424P
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$359.19
BlueOptions Everyday Health Premier 1418V
Florida Blue (BlueCross BlueShield FL)
EPO | Platinum
Estimated monthly premium for Only you
$360.09
steve2470
(37,457 posts)Tony_FLADEM
(3,023 posts)and that's why people are having trouble.
steve2470
(37,457 posts)steve2470
(37,457 posts)bluestate10
(10,942 posts)The system that the government is using appears to be early 2000s', downloading IE 5.0 or 6.0 and connecting via that browser may allow you to navigate the website.
I don't understand why the government hasn't build simulators yet. The only reason why the FEDs haven't done that is that may be the FED systems are older technology that can't talk to new technology, even via simulators.
steve2470
(37,457 posts)NYC_SKP
(68,644 posts)Am I missing something?
Tony_FLADEM
(3,023 posts)That's all. I don't have any kids.
NYC_SKP
(68,644 posts)I'm sorry, I'm used to reading complaints but it looks like you've got some good choices and you, I hope, are not unhappy.
Tony_FLADEM
(3,023 posts)NYC_SKP
(68,644 posts)bluestate10
(10,942 posts)getting cheaper ACA policies. But the rate system has always been that way, that is one reason that I think insurance companies will fight tooth and nail to keep the ACA as it is once it catches hold. Single Payer would only be good for the few insurance companies that get contracts to administer it for the government.
LAGC
(5,330 posts)The reason I ask is those Platinum rates seem a bit high.
Here in my part of Idaho there were only 2 Platinum plans, the cheaper one was only $288, before the subsidy.
I'm also 36 and a non-smoker.
Tony_FLADEM
(3,023 posts)bluestate10
(10,942 posts)plan will still run around $900 per month when I renew my existing policy. But, I am satisfied.
okaawhatever
(9,462 posts)legcramp
(288 posts)And how were the deductibles and co-pays.
Tony_FLADEM
(3,023 posts)bluestate10
(10,942 posts)against some of the frontend problems and have made it possible for people to shop plans. BTW, what level plan are you leaning toward?
Tony_FLADEM
(3,023 posts)OffWithTheirHeads
(10,337 posts)My health care for my wife and myself cost $11.00 per hour out of my paycheck. If I worked the average 2,000 hours per year, that works out to $22,000 per year. My mortgage on my property in the S.F. bay Area was cheaper! i could deduct my mortgage, I could not deduct my health insurance. When I retired I had to have two major surgeries. A torn rotator cup and a knee replacment. The co-pays on my surgeries almosy bankrupted me even after the $22,000 a year insurance payments. The system is fucked up! I can't even imagine what people with lesser plans go through.
NYC_SKP
(68,644 posts)Health should not cost as much as our mortgage, yet for me and for you it does.
Also, props to the sheetmetal workers, who know the difference between a brake and a shear, and left versus right hand snips, and that that 16 gage is thicker than 22!
okaawhatever
(9,462 posts)between what I paid and the company paid it was always more. That doesn't take into account the extra money I had to pay out of pocket for check-ups, birth control, etc.