General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region Forumskatsy
(4,246 posts)Wouldn't that cover lost wages for employees?
I hope so for the employees sake.
ForgoTheConsequence
(4,869 posts)But in the short term there is lots of mental trauma here, I wouldn't be surprised is some of these workers have PTSD.
WillowTree
(5,325 posts).......but it may not provide coverage for employees' lost wages. Particularly if they decide not to rebuild/reopen, which is entirely possible.
And even if the coverage is there, how likely is it that these retail workers have enough of a safety net to hold them over until claims are made, processed and paid?
geek tragedy
(68,868 posts)business goes out of business, employees out of job without wages.
They don't get severance packages.
I've owned a business and had a fairly standard fire and loss policy. Employee wages were not covered. There is a type of insurance rider called "business interruption coverage" that reimburses for sales and profit losses during a closure but few businesses bother with it. That would normally be used to cover employee salaries. And note that I said SALARIES. Hourly employees are paid by the hour, and when they're working zero hours, they're generally SOL.
FWIW, 70% of businesses that close due to fire never reopen, even when they're insured. Why? Because when you file a fire insurance claim your rates rise substantially. That makes the business less financially viable or profitable. Generally, it can be cheaper to take a payout, close the business, and open a new one elsewhere. Because chain stores tend to be insured on a per-store basis, the new insurance rates for the store will rise sharply after the fire. I won't be surprised if this CVS becomes an empty lot.
katsy
(4,246 posts)It's tragic for the employees.
nadinbrzezinski
(154,021 posts)likely it has a clause regarding civil unrest, acts of nature or war. Usually the insurance is void at that point.
Why many businesses never reopen after civil unrest.
As to the workers, they might be able to apply for unemployment, but they do not have the savings to weather this easily.
justhanginon
(3,290 posts)any benefits start. If you are on the edge financially that could set you back and you fall behind on your rent, bills etc. and some low wage earners just cannot recover from that hit.
nadinbrzezinski
(154,021 posts)NoJusticeNoPeace
(5,018 posts)the people pretending to care about this , dont
Especially if the lost jobs are for local black people.
riderinthestorm
(23,272 posts)Heartbreaking.
ForgoTheConsequence
(4,869 posts)But they will dismiss it with the same tired old lines. Meanwhile they're sitting comfortably in middle class white suburbs while they cheer on the destruction of black neighborhoods.
Ms. Toad
(34,092 posts)and have been very vocal in shaming whites who just don't understand that the violence is a useful response.
No idea where this meme that those cheering it on are white, sitting comfortably in middle class white suburbs, but to the extent you are seeing cheering on DU, that is not where it is coming from.
But to the main point, I do wish those cheering - whatever their race - could see and understand the impact that a neighborhood self-destructing from misdirected rage has on real lives. And I agree they will dismiss it - because that is exactly what was going on in several threads I found completely disgusting a few days ago.
Oktober
(1,488 posts)Ms. Toad
(34,092 posts)DrDan
(20,411 posts)the loss, both in terms of property and personal, will no doubt be dismissed as collateral
Ms. Toad
(34,092 posts)All I've seen are black DUers berating white DUers for NOT cheering, and not seeing it as a good thing.
840high
(17,196 posts)who cheered the destruction.
pipi_k
(21,020 posts)I couldn't believe what I was reading, but then I guess there are some people who can't see beyond the obvious, which was that people were mourning more than just the loss of the building.
It was a place for people to get prescriptions and other stuff without having to walk or drive across town (or however far the nearest other one is).
It's about people's livelihoods. Maybe some of those people who worked there had been on welfare or otherwise unemployed for a long time. While a job at CVS isn't going to make someone rich, it was at least a job and meant the ability to afford food, rent, etc.
People "more concerned" about Freddie Gray than a bunch of burned down businesses. Well, unfortunately, poor Freddie Gray is beyond help now and all the "concern" in the world isn't going to bring him back.
And if poverty is a factor in why people get into trouble and commit crimes, then someone has to seriously be concerned about the people whose lives will be affected by those rioters. Because not to be concerned about them only means they, or their children, could very well become victims just like Freddie Gray.
ChazII
(6,206 posts)Your observation is one of commons sense. Yes, working at CVS will not making anyone rich who works hourly but it was a job and those folks had money coming to pay rent and food as you pointed out.
Harmony Blue
(3,978 posts)because we fail to learn from the past.
melman
(7,681 posts)I read it right here so it must be true.
ScreamingMeemie
(68,918 posts)the minimum wage they were being paid at CVS) employment at worthwhile companies who treat them right.
As for CVS? The dismissed me and my "OBamacare" (that's right, that's what the counter person said) a year ago, so fuck'em. I'd like to see CVS go under nationwide.
I guess what I'm trying to say is that this is disingenuous as hell, when we're shouting at people to boycott Walmart and Chick fil A who happen to employ people too.
Thanks for considering.
951-Riverside
(7,234 posts)ProudToBeBlueInRhody
(16,399 posts)Your act is wearing thin, by the by. You're not fooling anyone, at least anyone with sense.
951-Riverside
(7,234 posts)ForgoTheConsequence
(4,869 posts)You can care about both, but what happens to you in the immediate is going to take precedent.
riderinthestorm
(23,272 posts)for others it's not a zero sum game. You can be both aghast and deeply angry at the police for what happened to Freddie Gray and upset at the destruction in their community.
WillowTree
(5,325 posts)Do you suppose these peoples' hardship in the form of lost wages through absolutely no fault of their own will somehow repair Freddie's spine and bring him back from the dead?
Such nonsense!!
Harmony Blue
(3,978 posts)They were asked what the impact of being jobless was and they provided their feelings.
951-Riverside
(7,234 posts)GGJohn
(9,951 posts)WTF does that got to do with them losing their jobs because some punks decided to loot and burn private businesses?
LanternWaste
(37,748 posts)We should then feel lucky that none of these employees were also killed due to a severed spine and denied medical attention when required and requested.
riderinthestorm
(23,272 posts)are you denying these folks their despair over their ruined community?
You are invalidating these AA voices from the community. Shameful.
ForgoTheConsequence
(4,869 posts)They never have.
NoJusticeNoPeace
(5,018 posts)ForgoTheConsequence
(4,869 posts)You wouldn't dare. Rioting and looting is pornography for a certain type of "liberal".
BlueStater
(7,596 posts)Maybe someone should burn down the building you work and put you out of a job and you can tell yourself how lucky you are.
And for FFS, stop repeating your post title in the actual message. It's annoying.
ProudToBeBlueInRhody
(16,399 posts)Sickening.
ForgoTheConsequence
(4,869 posts)They have no skin in the game. But you can bet your ass as soon as the riots got to their lilly white suburbs they would be calling 911.
uppityperson
(115,681 posts)riderinthestorm
(23,272 posts)Do we have a tally of how many other businesses are similarly ruined?
justhanginon
(3,290 posts)business owners in the impacted areas of Ferguson asking for people to please come back and patronize them again. A few have just thrown in the towel and gone out of business altogether.
I used to live in that very area of Ferguson and friends of mine used to meet me as a halfway point around there for lunch. I have tried and I cannot get them to come anywhere near the area. Then last night there was trouble again as shots were fired during a demonstration, two people were hit and a store was looted for the third time. It is a sad situation and so many innocent people are being impacted. Jobs lost, businesses closed and lives probably ruined by now having criminal records as they slowly identify some of the looters and arsonists form in store cameras and showing the pictures on TV.
What makes it even sadder, north st. louis county is not generally a particularly prosperous area but it was beginning to make good progress with restaurants and small owner occupied stores when the rioting hit. I truly hope it can come back but it will be a long hard slog.
Capt. Obvious
(9,002 posts)Hutzpa
(11,461 posts)the double standard is shocking, on the one hand most of you commenting are against capitalism yet are quick to
defend the very definition of capitalism, yet failed to see the the root of the problem. She has not lost her job, she
has temporarily lose access to her nearest location. Let's stop with all the pandering and address the root cause of
all of this destruction. :smh:
riderinthestorm
(23,272 posts)these folks have lost their jobs. And are lamenting the destruction of their community.
And the murder of Freddie Gray.
These are not un-related related things and cavalierly dismissing the AA voices on the video in the OP is very belittling.
Hutzpa
(11,461 posts)They have not lost their jobs, they have lost the PLACE of work. Let's stop with incorrect analysis of the situation, it does not solve the problem.
DURHAM D
(32,611 posts)What difference does it make?
riderinthestorm
(23,272 posts)And virtually everyone lives under the $25k poverty rate. The fact that there are so few places to work there is a major part of the problem.
Your smug nonchalance of the realities of these neighborhoods is despicable.
http://www.slate.com/articles/news_and_politics/crime/2015/04/freddie_gray_death_a_closer_look_at_the_tragically_impoverished_and_violent.html
http://thinkprogress.org/economy/2015/04/28/3651951/baltimore-freddie-gray-economic/
Hutzpa
(11,461 posts)pipi_k
(21,020 posts)for whatever length of time it takes for that CVS to reopen, IF it ever does.
And if it doesn't reopen, but she's offered a job at another CVS, it could be on the other side of town. At a distance that, if she doesn't have access to a car, she might very well have to take multiple buses to get to.
Then there's the senior center, which I'm assuming hadn't been opened yet, but the people who could have worked there have lost their jobs. That senior center also contained affordable housing units that people now cannot live in. The entire building is a total loss. Sixteen million dollars down the drain.
Some people had stores that may or may not have been covered by insurance. If you're just scraping by on what you make in your store, you probably can't afford insurance. What do those people do now?
PS...and people can dislike Capitalism but be realistic enough to know that people who live here must live with the reality of Capitalism.
Hence the double standard.
uppityperson
(115,681 posts)Same number of hours, same pay, just another place? Is that what you are saying?
Ms. Toad
(34,092 posts)I have not seen any statement from CVS that suggests this is true - and would be astounded if CVS made room for the employees of the burned down location in other CVS stores.
Hutzpa
(11,461 posts)see how moot your point is.
Ms. Toad
(34,092 posts)The store no longer exists. There is no job.
ForgoTheConsequence
(4,869 posts)It burned down! How do you know she will be able to get to the next location? How do you know she will have money to make it until she finds more work? You're completely ignorant of the plight of these people. Way to dismiss their plight because it doesn't fit YOUR narrative. Disgusting.
Hutzpa
(11,461 posts)Was she told to live and never to return? If so, do you have proof that she was fired?
ForgoTheConsequence
(4,869 posts)I didn't say she was fired. Jesus Christ.
You wouldn't dare tell the woman in that video that she isn't "jobless" now.
Hutzpa
(11,461 posts)but Freddie Gray will never walk this earth again. Do you see the difference between your argument and mine?
Need to calm down a bit and use some common sense.
ForgoTheConsequence
(4,869 posts)How do you know that? How do you know she has the means to get to another location? How do you know she has the money to make it until another location picks her up? You have no idea how things work in the real world.
You can care about both, they're not exclusive, and when you dismiss the plight of wage earning people suffering in this community you make yourself look like an ignorant implicit racist. More people suffering isn't going to bring Gray back, burning down apartments for low income seniors isn't going to bring back Gray.
Hutzpa
(11,461 posts)I'd like to see where I dismissed wage earning?
Sure more people suffering is not going to bring back Freddie, but if takes this much outrage to bring attention to
police brutality that has gone on for decades I say more power to them.
ForgoTheConsequence
(4,869 posts)You wouldn't dare.
And fuck those low income seniors right? The end justifies the means?
Hutzpa
(11,461 posts)She needs consoling, not justification. Justification comes from those that will be working their hardest to rebuild the community all
the while providing access to community leaders that funds provided to them will be used to rebuild their community.
ProudToBeBlueInRhody
(16,399 posts)Your earlier comments about commenting from the safety of the suburbs ring more true every minute.
uppityperson
(115,681 posts)you believe that? Thanks for the link, in advance.
Hutzpa
(11,461 posts)uppityperson
(115,681 posts)Hutzpa
(11,461 posts)and I'll explain. When it comes to big businesses there is always a contingency plan in place that accounts for disaster, for example
Hurricanes, tornadoes and things to that nature. CVS will have something similar in place that I'm sure will compensate for man
made disaster.
ForgoTheConsequence
(4,869 posts)Try reading the thread, this has already been addressed.
Hutzpa
(11,461 posts)She was at the job when protesters walked in, as far as workers right goes she has not done anything besides being at her place of
work, so why shouldn't CVS compensate her?
riderinthestorm
(23,272 posts)or any of the rest of the staff.
Big corporations like CVS don't care about their hourly retail slaves. These employees are SOL.
Hutzpa
(11,461 posts)What has hourly wage got to do with her not having a place to do her work, which was obviously caused by the protesters rioting at
the location of her store?
riderinthestorm
(23,272 posts)and CVS isn't going to produce jobs out of thin air for hourly retail staff or just pay them while they are unemployed.
They just won't unless you have ANY example from history demonstrating anywhere from any national retail that has done so.
Ms. Toad
(34,092 posts)CVS is not just going to manufacture jobs out of thin air for employees of a store which no longer exists. They have zero income from that store for the foreseeable future. They are not going to compound that by adding unneeded employees at another location.
You do not seem to understand basic economic reality.
X_Digger
(18,585 posts)All you "I'm sure that.." bullshit doesn't have anything to do with reality.
Having worked at a business destroyed by a hurricane, I can say that you're absolutely wrong. (Andrew, '94).
ProudToBeBlueInRhody
(16,399 posts)I worked for the state in a park....after a major hurricane they just laid us all off for the season. Lost two full months of work and instead took early unemployment compensation that ran out before it normally would to pull me through the winter.
Good lord, get a clue. I'm sure CVS will do "whatever they can" to help, but these people want to work and earn an honest day's pay! Amazing!!!
cherokeeprogressive
(24,853 posts)Common sense and good walking shoes.
Ms. Toad
(34,092 posts)Do you really not understand that when a store vanishes (for whatever reason), the jobs vanish with it?
snooper2
(30,151 posts)people on the intertubes who don't have a clue-
BURN IT DOWN!
Um, then what tools?
Harmony Blue
(3,978 posts)as they feared for their lives.
sarisataka
(18,774 posts)by CVS on what will happen to the employees of this store?
I could find instructions on where customers could get their prescriptions, tweets of thanks for support from the community, announcement of concern for the safety of their customers and employees...
But nothing about relocating or supporting the employees of this location. Store 3976 has been scrubbed from existence at cvs.com.
99Forever
(14,524 posts)...and taken action when the protests were peaceful, that CVS would still be standing and the employees working.
Learn anything yet?
Harmony Blue
(3,978 posts)all this has done is polarized the country even more with nothing to show for it.
Congrats?
99Forever
(14,524 posts)...for no good reason?
Till that happens repeatly to YOU for a few decades, save the sanctimonious self-righteous moralizing for Faux news crowd. This old hippy ain't buying it.
Harmony Blue
(3,978 posts)and my school play ground burn down during the Los Angeles riots.
Thanks for your concern though.
840high
(17,196 posts)matt819
(10,749 posts)Rather then speculate, why don't we wait and see how cvs deals with this before assuming they'll close up shop and drmnuxinb them.
riderinthestorm
(23,272 posts)thats already facing tremendous economic problems?
How soon do you think CVS will re-open, if ever?
Do you have some kind of info about whose providing their salaries and/or a timeline for re-building? Because past indicators overwhelmingly indicate this neighborhood is going to be without a pharmacy or CVS for many years to come.
840high
(17,196 posts)store close because of high theft. Never reopened and that building is still empty.
riderinthestorm
(23,272 posts)the stores and shops do not come back, blighting an already desperate economic zone.
cherokeeprogressive
(24,853 posts)Besides, how many of them died?
/sarcasm