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Lydia Leftcoast

(48,217 posts)
Thu Nov 5, 2015, 07:59 PM Nov 2015

A Facebook post from a British translator residing in Japan, re: health care

As a Japanese-English translator, I am Facebook friends with a lot of translators from around the world, including several Westerners who live in Japan permanently, often as the current or former spouse of a Japanese person or as an employee of a Japanese company.

One of Japan's health problems is a high rate of stomach cancer. There are various theories about why this is true, but it's a sad fact.

Well, this translator told about seeing an announcement from her municipal government about screenings for stomach cancer. So she went and had the tests at the announced location. The cost? Four hundred yen, which is the price of a fancy drink at a Japanese Starbucks. I don't know if this kind of thing happens everywhere in Japan, but it was a special event in her town.

The British people on her friends' list were envious, too, because apparently, they have to be referred for such screenings by their G.P.

Now Japanese health care is not necessarily cheap, since the co-pays can be high. Still, it has two features that I wish the U.S. would emulate if a full single payer program were not feasible. One is that there are no deductibles. Whether you have private insurance (usually through your employer) or "public option" insurance, you have co-pays for routine and emergency care, but no deductibles, and if your deductibles add up to more than a certain amount, the government gives you a refund. The other is that the government pays for catastrophic and chronic conditions.

I know one translator who went to Japan as a young man and was diagnosed with a heart condition while he was over there. Until the ACA, this made him uninsurable in the U.S. Even though he would now be insurable, he has lived most of his life in Japan, so it's "home," and he's over 50, which would make his insurance expensive, and unlike the U.S., his heart condition is one that the government covers fully.

A few years ago, I visited a physical rehabilitation hospital on the grounds of a health careers university in northern Japan where a friend teaches. It was a pleasant, comfortable-looking place, and I asked who pays for the patients' care. The answer: Most of the people here are covered by the government's catastrophic care program.

The U.S. can really be pathetic at times. Even when preventive and diagnostic care is free, people are afraid to get it because the cost of the treatment after deductibles scares them.

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A Facebook post from a British translator residing in Japan, re: health care (Original Post) Lydia Leftcoast Nov 2015 OP
unfortunately our horrendous system is now here to stay Doctor_J Nov 2015 #1
and now the goverment is subsidizing the ripopff Skittles Nov 2015 #2
I knew a lady who flew home for dental work spinbaby Nov 2015 #3
The stomach cancer examination in my city costs 1300 yen Art_from_Ark Nov 2015 #4
I went to the doctor without insurance. Jesus Malverde Nov 2015 #7
It's not only the co-pays that are high. Straw Man Nov 2015 #5
Japanese co pay is 30 percent Jesus Malverde Nov 2015 #6
The government sets prices. It's a lot like France's system. And doctors average $65K. Recursion Nov 2015 #9
France has a very similar system: 30% copays Recursion Nov 2015 #8
 

Doctor_J

(36,392 posts)
1. unfortunately our horrendous system is now here to stay
Thu Nov 5, 2015, 08:31 PM
Nov 2015

Whether Clinton or some other republican gets elected, the cost will go up and so will the profits for Big Insurance and PHARMA

spinbaby

(15,090 posts)
3. I knew a lady who flew home for dental work
Thu Nov 5, 2015, 11:51 PM
Nov 2015

A Japanese lady I knew who lived in the Pittsburgh area needed some major dental work and went back to Japan to have it done--partly because it was cheaper and partly because she trusted the dentist at home more. She said the savings on the dental work more than paid for her flight.

Jesus Malverde

(10,274 posts)
7. I went to the doctor without insurance.
Fri Nov 6, 2015, 08:50 AM
Nov 2015

Chest x Ray, blood tests and Doctor consultation were around 60 dollars. The prescription doubled the fee to a grand total of 120. Well worth it for me and unimaginable in the USA. Bonus both the doctor and pharmacists spoke English and seemed to enjoy practicing it. I think the care was superior to what I get from my clinic back in SF.

Straw Man

(6,625 posts)
5. It's not only the co-pays that are high.
Fri Nov 6, 2015, 07:08 AM
Nov 2015
Now Japanese health care is not necessarily cheap, since the co-pays can be high.

I lived in Japan for eight years and had the public health insurance. Monthly premiums were tied to income, and at the higher levels were comparable to private health insurance in the US. This was in the 1990s -- I don't know if it's different now.

Also, seeing a doctor at a public clinic could be a very time-consuming affair. There were no appointments, so it was strictly a take-a-number cattle-call. It was not unusual to spend several hours in the waiting room. The good news is that employers understood this, so it was completely acceptable to take a day off from work for a doctor visit.

All that said, the quality of care that I received was generally quite high.

Jesus Malverde

(10,274 posts)
6. Japanese co pay is 30 percent
Fri Nov 6, 2015, 08:46 AM
Nov 2015

unless you have what they call an orphan disease in which case the local government will pay the co pay. Overall costs as much lower. It's unlikely many Japanese are bankrupted by the medical system, certainly many less than in the USA. They also don't have trial lawyers feeding at the trough. There is personal liability but there is also an assumption of common sense from the citizenry.

Recursion

(56,582 posts)
9. The government sets prices. It's a lot like France's system. And doctors average $65K.
Fri Nov 6, 2015, 09:37 AM
Nov 2015

Good luck getting the AMA to sign on to that...

Recursion

(56,582 posts)
8. France has a very similar system: 30% copays
Fri Nov 6, 2015, 09:14 AM
Nov 2015

And price controls by the government.

Yet another reminder that single payer is not the only way to make universal health care work.

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