General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsLook for mergers and acquisitions in health insurance and services
I'd expect health insurance companies to merge or go out of business until we get down to three or four, limited only by anti-trust.
Similarly, hospitals, clinics, medical practices, testing labs, etc. will all be consolidating.
My physician's practice is joined with several and others for billing, electronic records, out-of-hours service, etc., and they are having a terrible time with the electronic records and billing software. They need to get much bigger to be able to spread the overheads of all the infrastructure to comply with rules and regs.
CreekDog
(46,192 posts)if not, this is what you get when you try to keep the current system but not allow it to exclude people and exclude conditions/treatment.
there is no in between.
FarCenter
(19,429 posts)Routine medical care (e.g. annual exam, flu shots), treatments like cosmetic surgery to improve already acceptable appearance (e.g. pouty lips from collagen injection), and treatments of uncertain effectiveness (e.g. acupuncture) should be paid for on either a cash basis or through privately issued and purchased insurance.
CreekDog
(46,192 posts)Hoyt
(54,770 posts)I'm convinced a more integrated system is badly needed. That is one of the biggest problems with our system, it's not well integrated.
FarCenter
(19,429 posts)i.e. if you have Type II Diabetes or need kidney dialysis you go to the local medical utility for the treatment and drugs.
Treatments would be standardized and drugs would be prescribed on the basis of effectiveness, not television advertising.
Hoyt
(54,770 posts)It doesn't have all the frills (that mean nothing) -- but too many Americans expect to go to any doctor they want to, as often as they want to, etc. I can guarantee they won't prescribe the latest heavily advertised drug that costs 10 times what the old standard costs (but is only .0000623% "better" .