New study busts conservative narrative of skyrocketing health premiums
When health care is talked about on the national stage, it’s largely been centered on the Affordable Care Act (ACA) individual and small group marketplace, which roughly affects 7 percent of United States residents. But what is the state of insurance for people who have employer-based health insurance?
Annual premiums for more than 150 million U.S. residents who get health insurance through their jobs increased 3 percent, on average. Kaiser Family Foundation (KFF) and the Health Research & Educational Trust are reporting moderate premium increases; this is juxtaposed against the ongoing narrative that premiums elsewhere are skyrocketing. ACA enrollees will likely see big premiums increases for 2018 plans, but most will be safeguarded by federal subsidies.
“Most people think they are affected by premium increases in the [ACA] marketplace,” KFF’s President and Chief Executive Officer Drew Altman said in a conference call with reporters. This is not the case.
https://thinkprogress.org/hows-the-job-based-insurance-marketplace-doing-better-than-obamacare-a-new-study-finds-be1424a0f639/