Complaint accuses 4 Fla insurers of discrimination
Source: Associated Press
Complaint accuses 4 Fla insurers of discrimination
By KELLI KENNEDY, Associated Press | May 29, 2014 | Updated: May 29, 2014 4:54pm
FORT LAUDERDALE, Fla. (AP) Two health organizations filed a complaint with federal health officials Thursday alleging some Florida insurance companies are violating the Affordable Care Act by structuring their insurance plans in a way that discourage consumers with HIV and AIDS from choosing those plans.
The National Health Law Program and The AIDS Institute said four insurance companies offering plans in Florida through the federal online exchange required HIV and AIDS patients to pay a percentage of their often expensive drugs instead of a flat co-pay.
Instead of paying a flat $10 co-pay at the pharmacy, the plans require patients to pay 40 to 50 percent of the cost of their drug, which could run into the thousands of dollars, according to the complaint which health experts say could have national implications.
The groups also alleged that the plans charged high up-front costs and require unwieldy prior authorizations. The complaint, filed with the Office for Civil Rights at the Department of Health and Human Services, asks the agency to investigate the Florida plans offered by CoventryOne, Cigna, Humana and Preferred Medical and require the insurance companies to take corrective actions if necessary.
Read more: http://www.chron.com/news/us/article/Complaint-accuses-4-Fla-insurers-of-discrimination-5513188.php
William769
(55,147 posts)I posted this in GD and it sank like a rock. It seems AIDS is so 1980's.
...it might be that folks are just not surprised by anything insurance companies will try. They are just like the banksters in that they spend millions on lobbying and wooing congress that they expect to get away with anything they do.....and I believe it works most of the time! I certainly expect more of this in the future. Someone at an insurance company comes up with a plan to bypass ACA requirements and tries to work out or get legislation passed so they can slide it in. Will anyone go to jail for it? Don't hold your breath. They'll pay some people off and be back at it again in a few months.
William769
(55,147 posts)But this only affects a small percentage (even though life threatening) so it's a meh topic. I would like to see anyone prove otherwise.
starroute
(12,977 posts)If this is happening to them in a big way, it must be happening to a lot of others in smaller ways.
McCamy Taylor
(19,240 posts)Just to create a hassle factor to get them off plans.
sheshe2
(83,791 posts)This is important and needs to be seen.
sheshe2
(83,791 posts)This is important!
Mnemosyne
(21,363 posts)McCamy Taylor
(19,240 posts)csziggy
(34,136 posts)So this needs to be fought, no matter how small a percentage of clients it affects or what disease is discriminated against.
I'm glad to see someone go after these immoral companies!
area51
(11,910 posts)-- without even a public option to choose from -- in charge of our healthcare would be a bad thing. Oh, wait ...
DeSwiss
(27,137 posts)K&R
[center]Human beings once actually voted me to be the
Prime Minister of a major country on planet Earth!
[/center]