White House: HealthCare.gov Average Premiums Set To Increase In 2015
Source: Associated Press
WASHINGTON (AP) Obama administration officials are acknowledging that HealthCare.gov premiums, on average, will go up next year.
But the same officials say most current customers can still save money if they are willing to shop around a competitive marketplace.
In a report released Thursday, the Health and Human Services Department says premiums for the most popular type of plan will go up an average of 5 percent in 35 states where the federal government is running the health insurance exchanges.
However, the administration says more insurers are participating in the marketplace this year.
Read more: http://talkingpointsmemo.com/news/obamacare-healthcare-premiums-increase
Dopers_Greed
(2,640 posts)Healthcare going up in price pre-Obamacare: totally OK
Healthcare going up in price post-Obamacare: UNACCEPTABLE
bigdarryl
(13,190 posts)Medicare for all needs to be in place in the worst way
CountAllVotes
(20,878 posts)Problem: Many physicians no longer accept Medicare and this includes not only my own personal physician but also my husband's personal physician. What to do when they dump us all together?
Said reason for this: They are not getting paid enough $$$ so it's a giant F/U to anyone out there that happens to be on Medicare (like it or not).
They need to do some major fixes on Medicare before it would ever be suitable for everyone, especially considering the fact that fewer and fewer physicians are accepting it. It needs to be desired by everyone, not just patients (physicians must be included).
You get second rate care on Medicare (a personal observation) and how to fix this problem is to give the physicians what they want which is ... more $$$ and more $$$ NOW!
Greed rules in our society sadly.
DeSwiss
(27,137 posts)...they'd have to accept it because it'd be the only game in town.
- Capice?
former9thward
(32,082 posts)People could pay cash or have insurance doctors would accept. Doctors can't be forced to accept Medicare.
KansDem
(28,498 posts)...but just how much is "enough?" What the market will bear? What the physicians believe they're worth? What?
CountAllVotes
(20,878 posts)Not a contracted amount pre-determined by Medicare.
I have nothing against this plan and I support it fully. As it now stands, I don't frankly believe my doctor deserves anything more than he/she gets for an office visit (~$75.00 paid out for a visit billed at close to $250.00; ER a real nightmare -- Medicare amount is very low and if you walk in off the street and get billed it runs likely into thousands of dollars too often whereas the Medicare patient might be responsible for 20% if they have Part B and then that nasty supplemental plan that no one seems to care to discuss. It is an issue!
However, noting the recent "changes" (i.e. lack of providers) something has to change.
Perhaps allowing everyone to enroll in Medicare AND giving providers more $$$ it will work as you'd have more people paying for Medicare which would not just cover the elderly/disabled but everyone regardless of status.
Many people might not use their insurance as they are not sick and do not need it. These people are paying into the same system and hence a profit to said system being they are not using it. If possible, a "reward" system could be another thought.
If you stay well and don't find a need to use the insurance, perhaps you might qualify for a rebate.
By covering people regardless of age, status, finances, etc. could work if the physicians get more patients and a higher reimbursement rate. This is a supply/demand issue IMO. If it weren't for the likes of you and me, they would not have a job! Remember this fact as you select the plans available now and try to come up with viable fixes to this seemingly broken ACA system as it now stands.
How can this be fixed we should be asking.
That is what is needed around here at the DU, answers to problems, not just criticism(s).
HEALTH CARE FOR ALL, physicians included, is where I'm at with this issue.
TheCowsCameHome
(40,169 posts)n/t
geretogo
(1,281 posts)serves my medical needs with out profit . Yes it works .
Psephos
(8,032 posts)I am glad it has worked well for you, though.
geretogo
(1,281 posts)the right wing privatizers and Corporate media . They want all government and the VA to fail,
and they try hard to to make it fail so they can say " see we were right " .
Response to Capt. Obvious (Original post)
1000words This message was self-deleted by its author.
Autumn
(45,120 posts)I can get a cheaper plan but it's a bronze through a carrier that my Dr. doesn't take. I wish it was up an average of 5 percent, my silver doubled in price.
Mojorabbit
(16,020 posts)Autumn
(45,120 posts)This is just fucking ridiculous.
highmindedhavi
(355 posts)That was the only chance for single payer. Lobbying works.
groundloop
(11,523 posts)As others have pointed out recently, Joe Lieberman (Aetna Joe) was in the pockets of the insurance industry and had family members profiting handsomely from insurance industry jobs. There's no way in hell he was going to vote for any form of 'socialized' health insurance. Plus, after losing his primary race Joe was against anything that progressives were for.
Not to mention the fact that Ben Nelson and Mary Landrieu refused to play nice as well.
derby378
(30,252 posts)I have yet to obtain health insurance via Obamacare, and part of me says to take one last hit from the IRS because it might be more cost-effective. But I could be wrong.
zentrum
(9,865 posts)The big point they should be making is that prices were due to go up anyway. Health premiums always go up. Because that's what insurers do. They raise prices.
BUT under the ACA they are going up less than they would have if left to the marketplace.
By not saying that, Dems leave the impression that it's because of Obamacare that prices are going up at all.
Why can't Dem mainstream leaders communicate anything with conviction?
groundloop
(11,523 posts)zentrum
(9,865 posts)candelista
(1,986 posts)Hence it is absolute nonsense.
ffr
(22,672 posts)subterranean
(3,427 posts)Even if Democratic leaders did make that point, which some have, only people who pay attention to politics would hear them. Most others will hear the media blaming the price increases on Obamacare, and assume that it's true.
zentrum
(9,865 posts)...than saying "just shop around", which is what they're saying now. It's not an explanation and it's purely defensive.
This is actually their moment to not only explain why prices are going up, but to start shouting Single Payer! They're terrified of being called "Liberals". It's really a kind of tragedy for us all.
DeSwiss
(27,137 posts)Well, I'll be. I guess the insurance companies will be embarrassed with all those riches.
- Again.
What's an 80's Moderate Republican to do?
uppityperson
(115,681 posts)There are more insurers this year, which will let me return to the specialists I have had for years rather than having to go out of my area, nearly 2 hour drive, to get my ears checked. That is good.
ffr
(22,672 posts)That's on an ACA platinum plan. The one before the ACA was a gold plan and it would have been 5% higher in 2014 outside the ACA than my less expensive 'in ACA' platinum plan. It was a no-brainer decision; a better plan and save money.
For 2015, with a change in age groupings it would be going up 17%, but I'm going to switch back to my previous gold plan (still within the ACA), which will be 3% higher than what I'm paying now.
I don't regularly go to the doctor and don't use meds, so I doubt I'll even notice the difference. If my memory serves me right, that's slightly less than it was going up before PBO, Nancy Pelosi, Harry Reid and other democrats gave us the ACA program.
WilliamPitt
(58,179 posts)TheNutcracker
(2,104 posts)Eventually they will get insured.
quadrature
(2,049 posts)lets face reality.
some unpopular parts of ACA took effect
after the 2012 election, other parts
took/take effect after the 2014 mid-terms.
what was the hurry?
a better date would have been 2040 or so,
which would give current politicians
plenty of time to retire.
Doctor_J
(36,392 posts)just like buying a TV. OTOH my employer plan went up only 8%, not the 40% it went up last year.