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Capt. Obvious

(9,002 posts)
Thu Dec 4, 2014, 01:52 PM Dec 2014

White House: HealthCare.gov Average Premiums Set To Increase In 2015

Source: Associated Press

WASHINGTON (AP) — Obama administration officials are acknowledging that HealthCare.gov premiums, on average, will go up next year.

But the same officials say most current customers can still save money if they are willing to shop around a competitive marketplace.

In a report released Thursday, the Health and Human Services Department says premiums for the most popular type of plan will go up an average of 5 percent in 35 states where the federal government is running the health insurance exchanges.

However, the administration says more insurers are participating in the marketplace this year.



Read more: http://talkingpointsmemo.com/news/obamacare-healthcare-premiums-increase

32 replies = new reply since forum marked as read
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White House: HealthCare.gov Average Premiums Set To Increase In 2015 (Original Post) Capt. Obvious Dec 2014 OP
Can't wait to heat the media howl about this Dopers_Greed Dec 2014 #1
I though the more people signed up the less you would have to pay bigdarryl Dec 2014 #2
Medicare for all CountAllVotes Dec 2014 #7
If Medicare were for all..... DeSwiss Dec 2014 #9
No they would not have to accept it. former9thward Dec 2014 #27
Just curious... KansDem Dec 2014 #19
They "want" what they bill the person for CountAllVotes Dec 2014 #21
This isn't good. TheCowsCameHome Dec 2014 #3
There going up because there are huge profits to be made . I love my socialist , non profit VA . It geretogo Dec 2014 #4
There has been a *lot* of evidence that the VA system doesn't work. Psephos Dec 2014 #13
It had a few greedsters mess it up for a few but over all it works very well . Pay no attention to geretogo Dec 2014 #23
This message was self-deleted by its author 1000words Dec 2014 #5
I found that shopping for another insurance isn't really an option for me. Autumn Dec 2014 #6
My sister has a silver and it is going up a hundred a month that she can't afford. Sigh. nt Mojorabbit Dec 2014 #31
I haven't decided yet if I'm going to keep it or not. Autumn Dec 2014 #32
The Dems had the super majority and blew it highmindedhavi Dec 2014 #8
There was no way to get Joe Lieberman on board groundloop Dec 2014 #17
Yeah, but that excuse is starting to sound less and less comforting derby378 Dec 2014 #22
Pathetic response from Dems zentrum Dec 2014 #10
EXACTLY.... Tout the fact that prices have been going up LESS than they would have groundloop Dec 2014 #14
Yes! n/t zentrum Dec 2014 #25
That is unverifiable. candelista Dec 2014 #30
They never took marketing? n/t ffr Dec 2014 #16
I'm not sure it would matter. subterranean Dec 2014 #18
It's better.... zentrum Dec 2014 #24
No shit? DeSwiss Dec 2014 #11
We need insurance reform because of course they will continue as they always have, raising prices uppityperson Dec 2014 #12
If not for age groupings, mine would have gone up 4% ffr Dec 2014 #15
Biggest goddam shell game in American history. WilliamPitt Dec 2014 #20
One of the problems was not enough younger people signed up, to keep the costs down. TheNutcracker Dec 2014 #26
ACA was implimented way too fast ... quadrature Dec 2014 #28
Shop around, competitive marketplace Doctor_J Dec 2014 #29

Dopers_Greed

(2,640 posts)
1. Can't wait to heat the media howl about this
Thu Dec 4, 2014, 01:55 PM
Dec 2014

Healthcare going up in price pre-Obamacare: totally OK

Healthcare going up in price post-Obamacare: UNACCEPTABLE

 

bigdarryl

(13,190 posts)
2. I though the more people signed up the less you would have to pay
Thu Dec 4, 2014, 01:55 PM
Dec 2014

Medicare for all needs to be in place in the worst way

CountAllVotes

(20,878 posts)
7. Medicare for all
Thu Dec 4, 2014, 02:10 PM
Dec 2014

Problem: Many physicians no longer accept Medicare and this includes not only my own personal physician but also my husband's personal physician. What to do when they dump us all together?

Said reason for this: They are not getting paid enough $$$ so it's a giant F/U to anyone out there that happens to be on Medicare (like it or not).

They need to do some major fixes on Medicare before it would ever be suitable for everyone, especially considering the fact that fewer and fewer physicians are accepting it. It needs to be desired by everyone, not just patients (physicians must be included).

You get second rate care on Medicare (a personal observation) and how to fix this problem is to give the physicians what they want which is ... more $$$ and more $$$ NOW!

Greed rules in our society sadly.



 

DeSwiss

(27,137 posts)
9. If Medicare were for all.....
Thu Dec 4, 2014, 02:13 PM
Dec 2014

...they'd have to accept it because it'd be the only game in town.

- Capice?

former9thward

(32,082 posts)
27. No they would not have to accept it.
Thu Dec 4, 2014, 06:46 PM
Dec 2014

People could pay cash or have insurance doctors would accept. Doctors can't be forced to accept Medicare.

KansDem

(28,498 posts)
19. Just curious...
Thu Dec 4, 2014, 03:54 PM
Dec 2014
They are not getting paid enough $$$

...but just how much is "enough?" What the market will bear? What the physicians believe they're worth? What?

CountAllVotes

(20,878 posts)
21. They "want" what they bill the person for
Thu Dec 4, 2014, 04:04 PM
Dec 2014

Not a contracted amount pre-determined by Medicare.

I have nothing against this plan and I support it fully. As it now stands, I don't frankly believe my doctor deserves anything more than he/she gets for an office visit (~$75.00 paid out for a visit billed at close to $250.00; ER a real nightmare -- Medicare amount is very low and if you walk in off the street and get billed it runs likely into thousands of dollars too often whereas the Medicare patient might be responsible for 20% if they have Part B and then that nasty supplemental plan that no one seems to care to discuss. It is an issue!

However, noting the recent "changes" (i.e. lack of providers) something has to change.

Perhaps allowing everyone to enroll in Medicare AND giving providers more $$$ it will work as you'd have more people paying for Medicare which would not just cover the elderly/disabled but everyone regardless of status.

Many people might not use their insurance as they are not sick and do not need it. These people are paying into the same system and hence a profit to said system being they are not using it. If possible, a "reward" system could be another thought.

If you stay well and don't find a need to use the insurance, perhaps you might qualify for a rebate.

By covering people regardless of age, status, finances, etc. could work if the physicians get more patients and a higher reimbursement rate. This is a supply/demand issue IMO. If it weren't for the likes of you and me, they would not have a job! Remember this fact as you select the plans available now and try to come up with viable fixes to this seemingly broken ACA system as it now stands.

How can this be fixed we should be asking.

That is what is needed around here at the DU, answers to problems, not just criticism(s).

HEALTH CARE FOR ALL, physicians included, is where I'm at with this issue.




geretogo

(1,281 posts)
4. There going up because there are huge profits to be made . I love my socialist , non profit VA . It
Thu Dec 4, 2014, 02:00 PM
Dec 2014

serves my medical needs with out profit . Yes it works .

Psephos

(8,032 posts)
13. There has been a *lot* of evidence that the VA system doesn't work.
Thu Dec 4, 2014, 03:15 PM
Dec 2014

I am glad it has worked well for you, though.

geretogo

(1,281 posts)
23. It had a few greedsters mess it up for a few but over all it works very well . Pay no attention to
Thu Dec 4, 2014, 06:01 PM
Dec 2014

the right wing privatizers and Corporate media . They want all government and the VA to fail,
and they try hard to to make it fail so they can say " see we were right " .

Response to Capt. Obvious (Original post)

Autumn

(45,120 posts)
6. I found that shopping for another insurance isn't really an option for me.
Thu Dec 4, 2014, 02:08 PM
Dec 2014

I can get a cheaper plan but it's a bronze through a carrier that my Dr. doesn't take. I wish it was up an average of 5 percent, my silver doubled in price.

groundloop

(11,523 posts)
17. There was no way to get Joe Lieberman on board
Thu Dec 4, 2014, 03:28 PM
Dec 2014

As others have pointed out recently, Joe Lieberman (Aetna Joe) was in the pockets of the insurance industry and had family members profiting handsomely from insurance industry jobs. There's no way in hell he was going to vote for any form of 'socialized' health insurance. Plus, after losing his primary race Joe was against anything that progressives were for.

Not to mention the fact that Ben Nelson and Mary Landrieu refused to play nice as well.

derby378

(30,252 posts)
22. Yeah, but that excuse is starting to sound less and less comforting
Thu Dec 4, 2014, 05:21 PM
Dec 2014
Someone could have been moved, whether it was Nelson or Landrieu or someone else. There could have been a little horse-trading on economic initiatives or maybe an extra base built in someone's state.

I have yet to obtain health insurance via Obamacare, and part of me says to take one last hit from the IRS because it might be more cost-effective. But I could be wrong.

zentrum

(9,865 posts)
10. Pathetic response from Dems
Thu Dec 4, 2014, 02:13 PM
Dec 2014

The big point they should be making is that prices were due to go up anyway. Health premiums always go up. Because that's what insurers do. They raise prices.

BUT under the ACA they are going up less than they would have if left to the marketplace.

By not saying that, Dems leave the impression that it's because of Obamacare that prices are going up at all.

Why can't Dem mainstream leaders communicate anything with conviction?

subterranean

(3,427 posts)
18. I'm not sure it would matter.
Thu Dec 4, 2014, 03:41 PM
Dec 2014

Even if Democratic leaders did make that point, which some have, only people who pay attention to politics would hear them. Most others will hear the media blaming the price increases on Obamacare, and assume that it's true.

zentrum

(9,865 posts)
24. It's better....
Thu Dec 4, 2014, 06:12 PM
Dec 2014

...than saying "just shop around", which is what they're saying now. It's not an explanation and it's purely defensive.

This is actually their moment to not only explain why prices are going up, but to start shouting Single Payer! They're terrified of being called "Liberals". It's really a kind of tragedy for us all.

uppityperson

(115,681 posts)
12. We need insurance reform because of course they will continue as they always have, raising prices
Thu Dec 4, 2014, 02:17 PM
Dec 2014

There are more insurers this year, which will let me return to the specialists I have had for years rather than having to go out of my area, nearly 2 hour drive, to get my ears checked. That is good.

ffr

(22,672 posts)
15. If not for age groupings, mine would have gone up 4%
Thu Dec 4, 2014, 03:25 PM
Dec 2014

That's on an ACA platinum plan. The one before the ACA was a gold plan and it would have been 5% higher in 2014 outside the ACA than my less expensive 'in ACA' platinum plan. It was a no-brainer decision; a better plan and save money.

For 2015, with a change in age groupings it would be going up 17%, but I'm going to switch back to my previous gold plan (still within the ACA), which will be 3% higher than what I'm paying now.

I don't regularly go to the doctor and don't use meds, so I doubt I'll even notice the difference. If my memory serves me right, that's slightly less than it was going up before PBO, Nancy Pelosi, Harry Reid and other democrats gave us the ACA program.

 

TheNutcracker

(2,104 posts)
26. One of the problems was not enough younger people signed up, to keep the costs down.
Thu Dec 4, 2014, 06:17 PM
Dec 2014

Eventually they will get insured.

 

quadrature

(2,049 posts)
28. ACA was implimented way too fast ...
Thu Dec 4, 2014, 07:05 PM
Dec 2014

lets face reality.
some unpopular parts of ACA took effect
after the 2012 election, other parts
took/take effect after the 2014 mid-terms.

what was the hurry?
a better date would have been 2040 or so,
which would give current politicians
plenty of time to retire.

 

Doctor_J

(36,392 posts)
29. Shop around, competitive marketplace
Thu Dec 4, 2014, 07:31 PM
Dec 2014

just like buying a TV. OTOH my employer plan went up only 8%, not the 40% it went up last year.

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