Occupy Wall Street 2.0: The Debt Resistors’ Operations Manual

[Sam1]

I found this over at Naked Capitialism. With a manifesto that in part reads:

We gave the banks the power to create money because they promised to use it to help us live healthier and more prosperous lives—not to turn us into frightened peons. They broke that promise. We are under no moral obligation to keep our promises to liars and thieves. In fact, we are morally obligated to find a way to stop this system rather than continuing to perpetuate it.

This collective act of resistance may be the only way of salvaging democracy because the campaign to plunge the world into debt is a calculated attack on the very possibility of democracy. It is an assault on our homes, our families, our communities and on the planet’s fragile ecosystems—all of which are being destroyed by endless production to pay back creditors who have done nothing to earn the wealth they demand we make for them.

Occupy Wall Street 2.0: The Debt Resistors’ Operations Manual

The anniversary of Occupy Wall Street is September 17. While there will be public events in New York, it’s likely that number of people that will be involved will not be large enough to impress the punditocracy (multi-citi militarized crackdowns have a way of discouraging participation), leading them to declare OWS a flash in the pan.

That conclusion may be premature.

The release of the The Debt Resistors’ Manual suggests something very different: that the movement is still alive, if much less visible, and is developing new avenues for having impact. This guide is designed not only to give individuals advice for how to be more effective in dealing with lenders but also sets forth some larger-scale ideas. This is a project of a new OWS group, Strike Debt. Fighting for debt renegotiation and restructuring, something that the bank-boosting legacy parties have refused to do, is becoming a new focus for OWS efforts.

Quite a few well qualified people who in Occupy fashion are going unnamed, participated in developing this manual. Having read most of the chapters in full and skimmed the rest, I find that this guide achieves the difficult feat of giving people in various types of debt an overview of their situation, including political issues, and practical suggestions in clear, layperson-friendly language. For instance, the chapter on credit ratings gives step-by-step directions as to how to find and challenge errors in your credit records, and what sort of timetable and process is realistic for getting results. The chapter on dealing with debt collectors is similarly specific and detailed. The discussion of the bankruptcy process includes this section:


Read more at http://www.nakedcapitalism.com/2012/09/occupy-wall-street-2-0-the-debt-resistors-operations-manual.html#awMq3EsdlRQiYlzR.99

[dixiegrrrrl]

1. The manual has templates for letters to send to debtors

and cites the Federal Acts that protect debtors.
Easy download, worth having a copy...and it is FREE.

rec

[yurbud]

2. even if you don't have time to read this, download it to scare wall street

since everything we do online is monitored, we can turn that to our advantage to scare the crap out of the money people.

[lovemydog]

3. Thank you - shared on facebook

If it helps friends manage finances, I'm happy.