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Related: About this forumBodycam shows 'Black Panther' director detained on suspicion of robbery (CNN)
"Black Panther" director Ryan Coogler was detained by police on suspicion of bank robbery while attempting to make a withdrawal from his account with Bank of America.
onecaliberal
(32,854 posts)bottomofthehill
(8,329 posts)He handed the teller a note instead of a withdrawal slip. Was withdrawing a large amount of cash, was unknown to the teller, she was protecting his money and not the teller and BOA suck.
I dont bank with them. I dont bank period, I have been a member of the same credit union for 35 years. The service and what they offer continues to get better. If an unknown person walked into my credit union and gave the teller a note I would have to think about looking for another credit union and I love my credit union.
bottomofthehill
(8,329 posts)And the teller is responsible for who she is giving the money to.
Coogler was detained and handcuffed after he went to Bank of America to make a transaction on Jan. 7, according to the Atlanta police report. The 35-year-old director who was wearing a hat, sunglasses and a COVID face mask went to the counter and handed the bank teller a withdrawal slip with a note written on the back that reportedly read, I would like to withdraw $12,000 cash from my checking account. Please do the money count somewhere else. Id like to be discreet.
exboyfil
(17,863 posts)It was a reasonable request.
bottomofthehill
(8,329 posts)Putting a note on the back of a deposit slip is a pretty stupid idea. You can call the bank, and as it is in excess of $10,000 dollars you really should because there are IRS implications for cash deposits and withdrawals under the Patriot Act and the Banking Security ( I think) act. So if you are taking out a large amount, even when it is your money, there are questions that go well past a note on the back of a slip.
unblock
(52,212 posts)banks have to report any transaction over $10,000, that's basically it in a nutshell. there's no tax or withholding or anything like that.
it's actually a illegal to "structure" a transaction for the purpose of avoiding this reporting. so, it would be suspicious if he had asked for 2 separate transactions, each less than $10,000, but totaling up to more than $10,000, hoping that nothing gets reporting (there are legitimate reasons for breaking up a large transaction; it's only a crime if it's done for the purpose of evading the reporting).
but certainly nothing wrong with asking for a single transaction of $12,000, at least as far as the law is concerned, it just means the bank has to notify the treasury. this is a completely routine thing, large transactions aren't automatically considered suspicious, they're merely recorded and tracked.
as far as suspicion of bank robbery goes, how many bank robbers produce id, bank card, pin, and no weapon and no threat?
a note that has zero indication of it being a robbery? come on.
if the bank has a extra precautions for large transactions, such as manager confirmation, they should follow that standard procedure. but the note to be please be discreet should have changed nothing.
IronLionZion
(45,438 posts)we have to do a few extra steps to avoid being shot.
Call the bank to let them know ahead of time so no surprises and make an appointment to meet with the manager. They also need to make sure they have enough cash available. Then this goes down in the manager's office, not on the bank floor. Have a discreet bag to carry the cash without getting robbed as soon as you step outside.
It's the same for making a large cash deposit. I've worked for banks and for small businesses who use cash. It's risky stuff. If too many staff are out sick, I've had to go to some of the small isolated branches to just sit with the teller for a few hours so she isn't alone.
Regardless of skin color or COVID masking, a bank teller is trained to hit the button to call security for even the slightest doubt. It looks like everyone in the video is black.