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Duncanpup

(12,917 posts)
Sun May 15, 2022, 09:22 AM May 2022

Went out to look at pre fab homes other day a ramble

Surprisingly very nice reason good possibility that with my wife will eventually be confined to a wheelchair, we’ve had this colonial for 27 years yet down road it will be to much fortunately we do have handicap bathroom downstairs. So on a whim we looked at a 55 plus retirement community three bedroom two handicap full baths 1400 square feet one level around $85k to$100k in prices.

With the taxes and HOA fees will still be saving on taxes compared to our home now and they do lawncare and snow removal you’re allowed three dogs cool nothing to vicious and yard can be fenced.
I like the place problem my wife finds with it is 100 miles from our kids Gettysburg area it’s back close to where I grew up in western Pennsylvania . Plan was to retire from teamsters 35 years and out next year at 57 that now is on hold until my wife can qualify for SSI and the insurance so I have what another nine maybe ten years I can do that standing on my head she’s upset over that yet I told her not your fault and besides my pension will grow as my hourly annuity contributions.

And my company has a terminal 20 miles away that I could transfer in on. I checked with road driver that comes to our terminal and I could hold yard jockey slot I don’t wanna run road anymore.Decent hospitals and a pool of doctors and services for my wife. The place or homes available and the park or community is nice full sized pool full gym two ponds loaded with bass and pan fish, a major lake nearby and streams for fall trout fishing and river for bass

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Went out to look at pre fab homes other day a ramble (Original Post) Duncanpup May 2022 OP
Wow Duncanpup Diamond_Dog May 2022 #1
Actually will be closer to our Labrador niece Sophie Duncanpup May 2022 #2
It sounds great. SouthernIrish May 2022 #3
Ok I know that area Duncanpup May 2022 #4
Sounds great, Dunc! SheltieLover May 2022 #5
Would you own the land? Stories about buyouts jacking up lot rentals. SharonAnn May 2022 #6
Sounds really nice. StarryNite May 2022 #7
"Gettysburg area" BumRushDaShow May 2022 #8
He's my rep Duncanpup May 2022 #13
I really really really really feel for you BumRushDaShow May 2022 #16
Josh Shapiro should beat this Q loon Duncanpup May 2022 #19
That's what I'm banking on BumRushDaShow May 2022 #20
Absolutely Duncanpup May 2022 #21
Sounds perfect for your needs. Wish you the best. Joinfortmill May 2022 #9
One thought MLAA May 2022 #10
Agreed Duncanpup May 2022 #22
Yeah! Or a walk-about with Dunc! Or just the 'call of the wild' 😬 MLAA May 2022 #26
How soon... 2naSalit May 2022 #11
Perhaps by fall Duncanpup May 2022 #12
Ooh. That's soon. 2naSalit May 2022 #14
Thank you Duncanpup May 2022 #15
Just be aware that at some point you won't be able to drive any longer Warpy May 2022 #17
You seem to have found an excellent place. PoindexterOglethorpe May 2022 #18
Have fun. multigraincracker May 2022 #23
All things being equal, it's probably better NOT to take early retirement FakeNoose May 2022 #24
Congrats, Duncanpup! OddMom20 May 2022 #25
Thank you Duncanpup May 2022 #27

Diamond_Dog

(32,104 posts)
1. Wow Duncanpup
Sun May 15, 2022, 09:29 AM
May 2022

I’d say you found a great place to retire! I’m sorry to hear your wife will eventually be in a wheelchair but it definitely sounds like you both will make the best of it. Also good you’re thinking ahead and planning accordingly. Good for your union pension too.

Three dogs, huh? And a lake to fish in? Maybe we’ll join you! Lol

Duncanpup

(12,917 posts)
2. Actually will be closer to our Labrador niece Sophie
Sun May 15, 2022, 09:30 AM
May 2022

I’m thinking sleep overs yea boogs retired as Mr golden retriever big paws.

SouthernIrish

(512 posts)
3. It sounds great.
Sun May 15, 2022, 09:42 AM
May 2022

Hoping that you all find peace and comfort in your new home. It really sounds wonderful. My family is originally from west Pa in Mercersburg. Beautiful area.

SheltieLover

(57,073 posts)
5. Sounds great, Dunc!
Sun May 15, 2022, 10:20 AM
May 2022

I'm always wary of home owner associations, but maybe you found a good one!

Sorry to hear Mrs. Dunc will be in wheelchair

SharonAnn

(13,779 posts)
6. Would you own the land? Stories about buyouts jacking up lot rentals.
Sun May 15, 2022, 10:43 AM
May 2022

Investors buying up these communities either to jack up lot rent or force residents out to develop the land for something else.

StarryNite

(9,460 posts)
7. Sounds really nice.
Sun May 15, 2022, 10:43 AM
May 2022

I understand being hesitant about moving farther away from the kids. But everything else sounds great.

BumRushDaShow

(129,608 posts)
16. I really really really really feel for you
Sun May 15, 2022, 11:17 AM
May 2022


(he's probably going to win the GOP primary for governor)

Thankfully they left my state Senate district the same (still a blue one that extends from here in Philly out to some of Montgomery County) but I am in a new state House district (blue but I am right on the border with the one I was in and got scraped into this new one after all these years).

BumRushDaShow

(129,608 posts)
20. That's what I'm banking on
Sun May 15, 2022, 11:50 AM
May 2022

Already main-in voted for him in the Primary.

We MUST MUST MUST keep the governorship a (D) here or we'll be toast.

MLAA

(17,338 posts)
10. One thought
Sun May 15, 2022, 11:00 AM
May 2022

It’s would be good for your wife to be in a place where someone else does the lawn/snow removal for anytime which you might have to be away for an emergency.

2naSalit

(86,822 posts)
14. Ooh. That's soon.
Sun May 15, 2022, 11:07 AM
May 2022

I wish you good luck. It's a hard time to find good housing at a reasonable price.

Hope it all works out for the best!

Warpy

(111,367 posts)
17. Just be aware that at some point you won't be able to drive any longer
Sun May 15, 2022, 11:24 AM
May 2022

I;ve been dealing with that since early 2020 and it is horrible.

Also realize you're going to need less house than you think you will.

Just look very closely before you leap.

PoindexterOglethorpe

(25,902 posts)
18. You seem to have found an excellent place.
Sun May 15, 2022, 11:41 AM
May 2022

I keep on knowing, or hearing about, people who stubbornly remain in an unsuitable home just because they've already lived there a long time.

You also need to be realistic about the need to go into assisted living at some point.

FakeNoose

(32,790 posts)
24. All things being equal, it's probably better NOT to take early retirement
Sun May 15, 2022, 12:01 PM
May 2022

Unless you need to retire for health reasons, the situation for most Americans is that we're better off working as long as possible - to 66 or later. However the idea of selling the big house and moving to something smaller and easier to manage ... that doesn't have to wait until you've actually retired.

It sounds like you and your wife are talking everything over and considering the important points. Congratulations on having considered the good & bad and taking the time to talk it over. No reason to jump now, just keep your eyes open. When the right place for you shows up, you'll both know it and you'll be ready.

OddMom20

(40 posts)
25. Congrats, Duncanpup!
Sun May 15, 2022, 12:21 PM
May 2022

I just went on this same journey with my parents a month or so ago. As luck/fate/whatever you believe would have it, a lovely spot in a 55 and older community here in CT popped up. It sounds like this place has all of the key points that will allow you and your wife to live the life you want - which is so important! Wishing you both all the best in this next phase of the adventure!

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