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msfiddlestix

(7,282 posts)
Thu Jun 2, 2022, 03:17 PM Jun 2022

Anyone recommend a "bill tracking" app to for managing credit card schedules ?

What I'm in search of is a time saving app to use on my chromebook not my phone, for managing all my different bill payment schedules.

I thought Google Pay would be one, but apparently it doesn't function the way I thought it would, or I'm just not getting how to make it work that way, plus it doesn't recognize my local community bank.

I then tried Truebill I think it was called, and like Google pay, doesn't recognize my bank so I can't link my bank to it either.

Tbe time I've invested googling, and researching other ways has net me zero gain in productivity which was not the point.

Wondering if anyone here uses an app that keeps track of all your bills but doesn't need to link to your bank account..

tia...




8 replies = new reply since forum marked as read
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Anyone recommend a "bill tracking" app to for managing credit card schedules ? (Original Post) msfiddlestix Jun 2022 OP
I can only say how I do it... ret5hd Jun 2022 #1
That's excellent idea.. thank you msfiddlestix Jun 2022 #3
I have them recurring on my phone underpants Jun 2022 #2
Yeah...looks like I need to enter lots more details and set up a different notification system msfiddlestix Jun 2022 #4
I get paid once a month TexasBushwhacker Jun 2022 #5
✔️ msfiddlestix Jun 2022 #6
I set up mine to pay the minimum automatically TexasBushwhacker Jun 2022 #7
I just use a spreadsheet I have set up on my home computer... Wounded Bear Jun 2022 #8

ret5hd

(20,501 posts)
1. I can only say how I do it...
Thu Jun 2, 2022, 03:29 PM
Jun 2022

1) all utilities I have on autopay…thru a credit card if they accept that, so I get the CC points. Never have to think about them after that.

2) my bank has a bill-pay “page” …you enter all the info (account #, address, etc) then once a month I pay the CC bill with that

3) I pay EVERYTHING else possible with a CC…again, to get the points but also because this method is best to cover you from fraud.

My goal wasn’t necessarily to “track” bills, but to eliminate having to think about whether or not a bill was already paid.

I know this method might not suit you.

msfiddlestix

(7,282 posts)
4. Yeah...looks like I need to enter lots more details and set up a different notification system
Thu Jun 2, 2022, 04:57 PM
Jun 2022

though I do get notification that bills ae due account.

But I do tend to lose track even with some, forgetting they exist so really what I'm wishing for is an app that has it all there in one place, and all I have to do is look at the balances owed and available balance I'm working with in my checking account and simply enter amounts I want to pay out all in one handy little window so that I could just press "send" and all the bills are paid with one click. cuz it's time consuming, and I'm always in a hurry it seems.

But I suppose I could set my calendar up to shoot me the notifications and then do it all the night before they're due.















TexasBushwhacker

(20,204 posts)
5. I get paid once a month
Thu Jun 2, 2022, 08:30 PM
Jun 2022

I use credit cards for everything, for tracking purposes. When I get paid, I put money into my IRA, then pay rent, utilities, car pmt and Medicare Part B. I pay my credit cards. I leave $500 in my checking and the rest goes into a separate investment account.

msfiddlestix

(7,282 posts)
6. ✔️
Fri Jun 3, 2022, 09:12 AM
Jun 2022

I get paid once a month and my budget is fairly tight. I leave enough in my checking account to get by and for little expenses I'd rather not use a card for. I have a couple of cards I rarely use and most of the time have a $0 balance.. but then sometimes I forget on the rare occasions I do have a balance to be paid, even though I get a notification but it's generally in the middle of the month long before due date. Which is one example why I wanted an app to have all these accounts in one place which I could use to track and auto calculate and pay all together.

Looks like the old fashion method remains in place. thanks




Wounded Bear

(58,670 posts)
8. I just use a spreadsheet I have set up on my home computer...
Sun Jun 5, 2022, 09:12 AM
Jun 2022

MS being too expensive I use an open source one that is fine for me. No exotic calculus formulas needed.

I use Open Office. I track the current balances and have cells to enter the due dates of bills when the monthly statements come available. I do all online, of course, but I do print out various things that seem necessary, probably much more than needed, but I'm old school and like the paper records. The major hard part is entering all the data, which I've trained myself to do. I enter transaction almost in real time, which means I get my printed receipts in many cases. If I fail in that, I log on to accounts regularly and enter current balances.

Might be more work than you're thinking of, but it works for me.

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