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Breaking...2 Hours Before the Debate, Sanders Reveals his Health Plan; Raises Taxes. (Original Post) msanthrope Jan 2016 OP
Enhanced social services of all saltpoint Jan 2016 #1
That includes increasing your payroll taxes? nt msanthrope Jan 2016 #25
You missed the source point, saltpoint Jan 2016 #30
Unless they don't see the services.... daleanime Jan 2016 #57
I'm sure the 1 percent would say saltpoint Jan 2016 #76
Cool! It still saves the average working family $3,000 a year Fawke Em Jan 2016 #43
Funny how the obvious becomes invisible, is it not. pangaia Jan 2016 #45
+1 daleanime Jan 2016 #58
$3,000 a year just in premiums?? Raise those taxes Bernie and take the subsidies from the ACA Autumn Jan 2016 #61
And eliminating my insurance premiums and copays? Hell yes!! arcane1 Jan 2016 #69
She bought a pair of FLIP FLOPS. nt ladyVet Jan 2016 #140
"There ya go again." made famous by The Old Gipper...he'd be proud. libdem4life Jan 2016 #129
One note Samba ...do you have this on speed dial or closed loop tape? LOL libdem4life Jan 2016 #134
LMAO! leftofcool Jan 2016 #2
Funny how? tk2kewl Jan 2016 #6
Great plan! tk2kewl Jan 2016 #3
Passing a payroll tax that employers will pass to workers is not progressive. nt msanthrope Jan 2016 #18
Are employers passing on the cost of insurance premiums now? earthside Jan 2016 #32
Yes, part of the reason wages are stagnant uponit7771 Jan 2016 #75
keep telling yourself that and ignore the rest of the planned taxes tk2kewl Jan 2016 #35
Those planned taxes don't exclude the 6.2% employers will pay... it doesn't say that anywhere uponit7771 Jan 2016 #73
I'm not opposed to the payroll tax, especially as part of plan... tk2kewl Jan 2016 #80
Because it's just moving the payment from HCI to government without lowering the total amount uponit7771 Jan 2016 #83
and those who currently have nothing? just fuck 'em? tk2kewl Jan 2016 #88
They fritter away their dollars artislife Jan 2016 #125
Yup. tazkcmo Jan 2016 #127
i just don't understand people who identify as democrats but only see tk2kewl Jan 2016 #128
It has been eye opening to say the least. nt artislife Jan 2016 #130
Most of the people in this thread are thinking of themselves first and poor people second whether seaglass Jan 2016 #139
the op framed the discussion that way tk2kewl Jan 2016 #142
I would have had to put stuff back last week, but my mother loaned me $10. ladyVet Jan 2016 #141
No no no!!! ALL US employers are great people and would just eat the 6.2% cause revolution /sarcasm uponit7771 Jan 2016 #72
They'll be paying less than they do at the moment for goodness sake! Kentonio Jan 2016 #92
This is false on its face, most of the employers aren't paying 6.2% of wages into HCI they're uponit7771 Jan 2016 #95
If they're passing it onto employees through reduced wages Kentonio Jan 2016 #98
LOL! We could go in these circles all day. This will be fun. JonLeibowitz Jan 2016 #115
They've got their talking points and they are sticking to them. Warren Stupidity Jan 2016 #137
average per employee insurance cost paid by employers is 16k. Warren Stupidity Jan 2016 #136
I don't know where you got that figure TexasBushwhacker Jan 2016 #146
Actually that includes the employee portion. Warren Stupidity Jan 2016 #149
so do you believe insurance companies care about the care of their enrollees more tk2kewl Jan 2016 #135
I'd rather pay that tax increase and STOP paying my huge monthly premium ... Trajan Jan 2016 #82
So would I jberryhill Jan 2016 #94
Is still saves an employer money... pugetres Jan 2016 #113
Right, Taxing capital gains and dividends the same as income from work. elleng Jan 2016 #4
Yeah....except the payroll tax passed to the middle class will suck. msanthrope Jan 2016 #12
Yep, pie in the sky will never pass leftofcool Jan 2016 #19
The tax is lower than the penalty for not having ACA. Fawke Em Jan 2016 #48
Hillary Clinton= Taking over the party of NO! artislife Jan 2016 #103
Assume congress won't pass anything, and keeps us where we are ad infinitum. elleng Jan 2016 #24
You didn't address the additional payroll taxes. nt msanthrope Jan 2016 #31
Not this? elleng Jan 2016 #34
Um no. It helps if you read the article in full. You know...the nearly 7% increase in payroll msanthrope Jan 2016 #42
You DO understand, of course pangaia Jan 2016 #49
And premiums and deductibles AREN'T? Fawke Em Jan 2016 #51
I read the article, elleng Jan 2016 #53
not fair to ignore the savings questionseverything Jan 2016 #86
2.2%. Warren Stupidity Jan 2016 #123
I'll take a 2.2 percent 'premium' tax any day ... earthside Jan 2016 #44
I'll find out for sure tomorrow, but I'm thinking that is far, far less than Fawke Em Jan 2016 #56
2.2%. Warren Stupidity Jan 2016 #122
This is an excellent plan. HerbChestnut Jan 2016 #5
Sure. Humor me this: What happens to insurance premiums? Deductibles? Hm? nt thereismore Jan 2016 #7
No deductibles. You should read the plan, it's very illuminating. Kentonio Jan 2016 #13
I know! I was just trying to get the original poster to admit it. nt thereismore Jan 2016 #17
Oops sorry Kentonio Jan 2016 #23
You will not succeed at that. pangaia Jan 2016 #54
What happens to the payroll tax that the employer gets to pass to the worker? nt msanthrope Jan 2016 #20
Answering a question with a question. Well, for starters, employers would no longer pay for thereismore Jan 2016 #26
I have not read it. DURHAM D Jan 2016 #65
Did you think rainbows and unicorns would pay for single payer? DisgustipatedinCA Jan 2016 #8
You think rainbows and unicorns will convince Republicans to vote for it? KittyWampus Jan 2016 #100
Nope. Why would you make such a ridiculous assumption? Do you know what Republicans are like? DisgustipatedinCA Jan 2016 #102
Damn that UglyGreed Jan 2016 #9
raise income taxes slightly.... grasswire Jan 2016 #10
You forgot the additional payroll tax that will be passed along to the worker. nt msanthrope Jan 2016 #15
You sound like a broken record. Chill. Punkingal Jan 2016 #29
When someone tells me how you sell a significant increase in payroll taxes, msanthrope Jan 2016 #33
Right now, for my family, I have a 15k deductible through my employer sponsored healthcare... Joe the Revelator Jan 2016 #68
No, quite frankly! The higher taxes and cost of single payer premiums is more than I pay now. leftofcool Jan 2016 #38
Is that you Paul Ryan? earthside Jan 2016 #66
Frankly, since my company pays our premiums, it's more than I pay, but Fawke Em Jan 2016 #79
8.4 increase is not slight, anyone who thinks 99% of the employers wont pass that to the employee uponit7771 Jan 2016 #77
If they're doing it already and this costs them less money Kentonio Jan 2016 #85
It wont cost them that much less, it's 333 a year sans the current premiums of 125 a month which is uponit7771 Jan 2016 #89
You're getting caught up in circles. Kentonio Jan 2016 #96
They employer pays a low premium because they've shifted the cost via the deductible to the employee uponit7771 Jan 2016 #101
And what happens once you currently have to use your health insurance? RichVRichV Jan 2016 #131
Love this!!!! And I agree with Robt R~ RiverLover Jan 2016 #11
And Bernie has the guts to shout this plan load-and-proud tk2kewl Jan 2016 #28
Good post. I'm looking forward to it as well!~ /nt RiverLover Jan 2016 #39
HRH conservatives AND GOP conservatives. in_cog_ni_to Jan 2016 #62
Sign me up ram2008 Jan 2016 #14
It depends on whose taxes are being raised. And as I look at it, it's mostly the 1%ers. libdem4life Jan 2016 #16
Payroll tax affects the workers. nt msanthrope Jan 2016 #22
Is this supposed to be a revelation or something? Payroll takes we will always have with us. libdem4life Jan 2016 #47
in the bernie plan, mattvermont Jan 2016 #64
No, you're kidding, right? Health insurance premiums affect Everybody. Maybe there might be a libdem4life Jan 2016 #147
Bernie had it right on tonight's debate. We bailed out Wall Street on our dime. snoringvoter Jan 2016 #132
Put differently, it's time they took responsibility for the nation that made them disgustingly libdem4life Jan 2016 #148
The health premium would cost more than my premium. RandySF Jan 2016 #21
Mine too! I'm keeping the excellent insurance I have. leftofcool Jan 2016 #27
I think we'd have to pay the premium, regardless. RandySF Jan 2016 #37
Only if it is mandated. We won't do it even then. leftofcool Jan 2016 #40
Hmm, people claiming they won't pay mandated healthcare costs Kentonio Jan 2016 #59
I remember a couple of posters saying that and they were ripped to shreds. Autumn Jan 2016 #114
What is your deductible? snoringvoter Jan 2016 #133
I would love to have an insurance premium cost me twice as much as my co pay Autumn Jan 2016 #99
Thanks, you helped me catch my error. RandySF Jan 2016 #105
It will help the less unfortunate among us, and as Democrats we should all Autumn Jan 2016 #110
BernieCare is a wonderful thing Kentonio Jan 2016 #36
Lowers premiums by about $3,000 a year for most families Fawke Em Jan 2016 #41
But but.. payroll taxes will be higher... or.. something like that.. pangaia Jan 2016 #67
it will lower my costs by $12,000 per year Doctor_J Jan 2016 #70
Apparently, there are at least two DUers on this thread Fawke Em Jan 2016 #84
I stand corrected. Fawke Em Jan 2016 #87
Judging from some of the comments in this thread draa Jan 2016 #46
Good on you, draa! elleng Jan 2016 #90
I really dislike people who blatantly LIE and TWIST FACTS to suit their own in_cog_ni_to Jan 2016 #50
WHY do we have to explain such a simple thing? pangaia Jan 2016 #71
Because they are willing to use dishonesty if it gains a slight advantage. arcane1 Jan 2016 #78
THAT, my friend, in_cog_ni_to Jan 2016 #107
It is hard for me to accept/believe it is 'intentional' and not just ignorance. pangaia Jan 2016 #116
Think what families could do with savings like that! And get good health care. nt ladyVet Jan 2016 #143
Talk about boosting the economy! Families would use that money to live. It goes right into the in_cog_ni_to Jan 2016 #144
^^^^^^^^^^^^^^^ mattvermont Jan 2016 #81
They'll only save that much a year if a person is delusional enough to think the employers wont pass uponit7771 Jan 2016 #93
employers will be paying substantially less. Warren Stupidity Jan 2016 #138
Looks like this'll hit the "middle class" pretty hard. You know, those making $250,000/yr. cherokeeprogressive Jan 2016 #52
I don't know if the math adds up or not but it will be hard to pass. hrmjustin Jan 2016 #55
I'm on a fixed income and I'm all for it. Sure seems fairer than CharlotteVale Jan 2016 #60
just a headline one would expect at freeperville Doctor_J Jan 2016 #63
Yep, calling themselves a Democrat is no guarantee they are even remotely progressive. arcane1 Jan 2016 #74
Peddling right wing framing. For shame. morningfog Jan 2016 #91
Are you disputing anything in the OP?? riversedge Jan 2016 #145
Yes, the right wing framing. I know y'all are embracing that now. morningfog Jan 2016 #153
Thank you for this great and positive thread about Bernie's tax plan for the wealthy Kalidurga Jan 2016 #97
Interesting ismnotwasm Jan 2016 #104
You medical and medical equipment costs Kentonio Jan 2016 #111
That 2.2% costs more per montn than what I already pay before taxes. RandySF Jan 2016 #106
So screw all the tens of million other people it would help? Kentonio Jan 2016 #112
The deductible is minimal. RandySF Jan 2016 #117
Gouged?!? Kentonio Jan 2016 #118
If your income is low you will pay nothing TexasBushwhacker Jan 2016 #151
Seems like he timed that so it couldn't be reviewed and analyzed, so it wouldn't be Squinch Jan 2016 #108
Before he insisted it would save us money BainsBane Jan 2016 #109
It would save us money, the tax increase is less than most of us pay in insurance premiums Bjorn Against Jan 2016 #119
What is it with Hillarians? 99Forever Jan 2016 #124
Didn't Mondale run on raising taxes? redstateblues Jan 2016 #152
What's your point? 99Forever Jan 2016 #120
Omg raises taxes! Warren Stupidity Jan 2016 #121
Saves the majority lots of money abelenkpe Jan 2016 #126
No New Taxes!! Where did we hear that before? Tierra_y_Libertad Jan 2016 #150

saltpoint

(50,986 posts)
1. Enhanced social services of all
Sun Jan 17, 2016, 08:39 PM
Jan 2016

kinds have to be funded. Funding them likely involves tax revenue.

Said revenues invest in the quality of life for citizens generally and for citizens struggling to survive especially.

I personally can't cover the whole bill but would happily pay my fair share so that the services that are needed reach the people who need them.

saltpoint

(50,986 posts)
30. You missed the source point,
Sun Jan 17, 2016, 08:50 PM
Jan 2016

msanthrope. The question is whether the social services are essential for others' well-being.

They are.

A revenue source must be located to fund initiatives supporting those services.

Don't begin with the memorandum about the policy; begin with why the services are essential.

saltpoint

(50,986 posts)
76. I'm sure the 1 percent would say
Sun Jan 17, 2016, 09:14 PM
Jan 2016

those left out are undeserving of "free stuff" and would continue to conduct themselves in as Romneyesque a manner as possible.

Which is not to say Democrats should not oppose that kind of class privilege or abandon its commitment to needy populations.

Fawke Em

(11,366 posts)
43. Cool! It still saves the average working family $3,000 a year
Sun Jan 17, 2016, 08:56 PM
Jan 2016

in just PREMIUMS. That doesn't even include deductibles.

Autumn

(45,120 posts)
61. $3,000 a year just in premiums?? Raise those taxes Bernie and take the subsidies from the ACA
Sun Jan 17, 2016, 09:07 PM
Jan 2016

to help and give America Medicare for All.

 

arcane1

(38,613 posts)
69. And eliminating my insurance premiums and copays? Hell yes!!
Sun Jan 17, 2016, 09:10 PM
Jan 2016


A wise woman once said that Democrats should be ashamed of themselves if they argue against single payer. I wonder what happened to her...

earthside

(6,960 posts)
32. Are employers passing on the cost of insurance premiums now?
Sun Jan 17, 2016, 08:51 PM
Jan 2016

So, name me a way that we pay for health care that is strictly progressive and isn't paid for by somebody?

 

tk2kewl

(18,133 posts)
35. keep telling yourself that and ignore the rest of the planned taxes
Sun Jan 17, 2016, 08:53 PM
Jan 2016
http://www.democraticunderground.com/128097790

Come back again and tell my why the marginal rates and capital gains taxes proposed aren't progressive
 

tk2kewl

(18,133 posts)
80. I'm not opposed to the payroll tax, especially as part of plan...
Sun Jan 17, 2016, 09:15 PM
Jan 2016

that makes those most able to contribute pay their fair share. Why are you?

uponit7771

(90,359 posts)
83. Because it's just moving the payment from HCI to government without lowering the total amount
Sun Jan 17, 2016, 09:18 PM
Jan 2016

... being paid.

8.4 (2.2 + 6.2)% of 50,000 is 4200 yearly + 466 is 4666 which is around 300 less than the HCI premiums explained in the plan...

I'm thinking my premiums are going down to 25% ... no 300 a year with shifted payments.

I'll pass

 

tk2kewl

(18,133 posts)
88. and those who currently have nothing? just fuck 'em?
Sun Jan 17, 2016, 09:26 PM
Jan 2016

i hope your health and financial situation continue to allow you the luxury of blowing off a plan that doesn't save *you* enough to be worth while

 

artislife

(9,497 posts)
125. They fritter away their dollars
Mon Jan 18, 2016, 12:13 AM
Jan 2016

Some of us go to the store knowing exactly how much we can spend and making choices as we shop. How many of you have put things back on the shelf when your mental arithmatic told you that you have gone over the limit.


Me. I had to put things back just last week.

tazkcmo

(7,300 posts)
127. Yup.
Mon Jan 18, 2016, 12:18 AM
Jan 2016

Some, like myself, have so little to spend after rent and utilities the math is very easy so, yes, we know exactly what we can buy and it's not much.

 

tk2kewl

(18,133 posts)
128. i just don't understand people who identify as democrats but only see
Mon Jan 18, 2016, 12:19 AM
Jan 2016

policies from the point of view of their own wallet.

it's par for the course from my republican friends but really... what part of "universal" health care are people having trouble understanding

seaglass

(8,173 posts)
139. Most of the people in this thread are thinking of themselves first and poor people second whether
Mon Jan 18, 2016, 09:02 AM
Jan 2016

they support this plan or not. There is not a side in this discussion that can claim altruism.

 

tk2kewl

(18,133 posts)
142. the op framed the discussion that way
Mon Jan 18, 2016, 10:24 AM
Jan 2016

i don't think your claim that both sides are the same holds water

ladyVet

(1,587 posts)
141. I would have had to put stuff back last week, but my mother loaned me $10.
Mon Jan 18, 2016, 10:22 AM
Jan 2016

I've had to do this almost my entire life. I can hardly remember a time I didn't have a price book in my head and a calculator in hand when I went shopping. Decisions had to be made about what we could do without. Many times risked going too long paying utilities because the kids had to eat.

I'd rather pay taxes for health care I can actually get, rather than for wars for profit. Let's face it, we will pay higher taxes. It just comes down to what they get spent on. If you're okay with making millionaires and billionaires richer, you probably don't belong here.

uponit7771

(90,359 posts)
95. This is false on its face, most of the employers aren't paying 6.2% of wages into HCI they're
Sun Jan 17, 2016, 09:32 PM
Jan 2016

... currently passing that on to employees or not paying a damn thing at all outside of admin cost

 

Kentonio

(4,377 posts)
98. If they're passing it onto employees through reduced wages
Sun Jan 17, 2016, 09:34 PM
Jan 2016

Then that's already happening! Why would a reduction in their costs possibly lead to a need to pass more cost onto the employee? That makes absolutely no sense.

 

Warren Stupidity

(48,181 posts)
136. average per employee insurance cost paid by employers is 16k.
Mon Jan 18, 2016, 08:11 AM
Jan 2016

At 6.2% salaries around 300k will cost more, every other worker will cost less.

TexasBushwhacker

(20,211 posts)
146. I don't know where you got that figure
Mon Jan 18, 2016, 11:23 AM
Jan 2016

Kaiser says the average employer contribution is $4.6K per year.

http://kff.org/other/state-indicator/single-coverage/

$4.6K is 6.2% of a $75K salary. Since that is considerably more than the average worker makes, most employers who already provide health insurance should come out ahead. I know our company will. I pay the bills.

 

Warren Stupidity

(48,181 posts)
149. Actually that includes the employee portion.
Mon Jan 18, 2016, 12:40 PM
Jan 2016

My mistake. Employer average cost is around 12k as per the Kaiser 2015 survey.

 

tk2kewl

(18,133 posts)
135. so do you believe insurance companies care about the care of their enrollees more
Mon Jan 18, 2016, 12:36 AM
Jan 2016

than their profits? do you think that removing the middleman won't reduce cost?

 

Trajan

(19,089 posts)
82. I'd rather pay that tax increase and STOP paying my huge monthly premium ...
Sun Jan 17, 2016, 09:18 PM
Jan 2016

I will be paying less money ... Absolutely ...

Why aren't you mentioning that part? ...

Nobody likes to pay taxes, indeed ... But I would rather pay MORE taxes to a common fund than MORE premiums to a consortium of private corporations ....

More health care and less rip off ... Do you object?

 

pugetres

(507 posts)
113. Is still saves an employer money...
Sun Jan 17, 2016, 09:51 PM
Jan 2016

As for employers, the 6.7 percent payroll tax means employers would put up $3,350 for family coverage. That’s also thousands less than the average employer premium contribution of $12,591. - http://www.politifact.com/truth-o-meter/article/2016/jan/13/how-much-would-bernie-sanders-health-care-plan-cos/ Here's a link to a chart showing the average costs for single employees and employers per state: http://kff.org/other/state-indicator/single-coverage/.

Right now, my husband's employer pays for 100% of his premiums. We have to pay for all of mine (around $350/month). My husband's premiums cost more because he is older. So I'm guessing it is safe to say that his premiums are at least $400/month. So, his employer pays at least $4800/year to insure my husband alone. A 2.2% tax on our income is way less than what we spend now. And, that would cover BOTH of us rather than just one of us.

The question in terms of employers' costs is would they pass on their savings to their employees?

elleng

(131,079 posts)
4. Right, Taxing capital gains and dividends the same as income from work.
Sun Jan 17, 2016, 08:40 PM
Jan 2016

Revenue raised: $92 billion per year.

 

msanthrope

(37,549 posts)
12. Yeah....except the payroll tax passed to the middle class will suck.
Sun Jan 17, 2016, 08:43 PM
Jan 2016

Also, he's never going to get a Congress to pass it.

Fawke Em

(11,366 posts)
48. The tax is lower than the penalty for not having ACA.
Sun Jan 17, 2016, 09:00 PM
Jan 2016


I'd rather pay less in taxes than keep paying a private insurance company.

But, keep acting as if we can't do a thing about the robber barons in this country. You'll soon find yourself affected.
 

artislife

(9,497 posts)
103. Hillary Clinton= Taking over the party of NO!
Sun Jan 17, 2016, 09:41 PM
Jan 2016

Weak, scared and untrustworthy....she's a real leader!


elleng

(131,079 posts)
24. Assume congress won't pass anything, and keeps us where we are ad infinitum.
Sun Jan 17, 2016, 08:47 PM
Jan 2016

● A 2.2 percentincome-based premium paid by households.
Revenue raised: $210 billion per year.

 

msanthrope

(37,549 posts)
42. Um no. It helps if you read the article in full. You know...the nearly 7% increase in payroll
Sun Jan 17, 2016, 08:55 PM
Jan 2016

taxes that will be passed along to American workers.

pangaia

(24,324 posts)
49. You DO understand, of course
Sun Jan 17, 2016, 09:00 PM
Jan 2016

that even with that increase, it is still cheaper than now for most people, do you not?
Plus employers should no longer have to pay workman's comp.

elleng

(131,079 posts)
53. I read the article,
Sun Jan 17, 2016, 09:01 PM
Jan 2016

found an item I thought responded to your post, and asked you to inform if there was another line item. Please provide it.

questionseverything

(9,657 posts)
86. not fair to ignore the savings
Sun Jan 17, 2016, 09:22 PM
Jan 2016

Under Sanders’ plan, a family of four earning $50,000 would pay just $466 per year to the Medicare-for-all program.

Businesses would save more than $9,400 a year in health care costs under Sanders’ plan. The average annual cost to the employer for a worker with a family who makes $50,000 a year would go from $12,591 to just $3,100.

earthside

(6,960 posts)
44. I'll take a 2.2 percent 'premium' tax any day ...
Sun Jan 17, 2016, 08:58 PM
Jan 2016

... over this escalator of health insurance premiums.

And I'll bet most employers would love a 6.7 percent payroll tax for health care for the same reason.


Fawke Em

(11,366 posts)
56. I'll find out for sure tomorrow, but I'm thinking that is far, far less than
Sun Jan 17, 2016, 09:02 PM
Jan 2016

what my companies pays for health insurance right now.

I think that right now, they pay about 20 percent per employee for healthcare insurance.

On Edit:

This is just an average, but most employers pay $11,176 per employee for healthcare coverage.

http://www.forbes.com/sites/brucejapsen/2013/10/17/in-2014-workers-share-of-health-costs-nearly-5000-at-large-companies/#2715e4857a0b4e371663068e

The employee, on average, picks up $2,500 for that cost (rising to $5,000 when other forms of deductibles and co-insurance are included), so the employer's share is $8,676. Based on this proposal, most employers would be paying about about $3,100 per employee. That's a savings of nearly $6,000.

So, yes, it's cheaper for the average employer, as well.



thereismore

(13,326 posts)
26. Answering a question with a question. Well, for starters, employers would no longer pay for
Sun Jan 17, 2016, 08:48 PM
Jan 2016

insurance. Just taxes.

DURHAM D

(32,611 posts)
65. I have not read it.
Sun Jan 17, 2016, 09:09 PM
Jan 2016

Does it exempt employers with less than 50 or 25 employees?

Is it still up to the states to fund part of it and administer it like his prior plans?

ETA: Just read everything I could find. That isn't really a plan, it is just some talking points. If I was a small business owner I would be having a cow right now.

grasswire

(50,130 posts)
10. raise income taxes slightly....
Sun Jan 17, 2016, 08:43 PM
Jan 2016

....but cut medical expenses more than that for Americans. Sounds like a very good deal.

 

msanthrope

(37,549 posts)
33. When someone tells me how you sell a significant increase in payroll taxes,
Sun Jan 17, 2016, 08:52 PM
Jan 2016

win the presidency and at least one house of Congress preferably the senate I'll stop asking about the payroll tax.

 

Joe the Revelator

(14,915 posts)
68. Right now, for my family, I have a 15k deductible through my employer sponsored healthcare...
Sun Jan 17, 2016, 09:10 PM
Jan 2016

If i could pay a little more in taxes, and have that deductible off my back then i am all for it.

Before you ask, I am middle class, I work for a fortune 500, and prior to ACA I had co-pays and no deductible. The ACA is broken in the middle.

earthside

(6,960 posts)
66. Is that you Paul Ryan?
Sun Jan 17, 2016, 09:09 PM
Jan 2016

It's like being in some kind of politico-dimensional warp where a few Hillarians are eerily using all the anti-Obamacare themes to trash the dream of FDR and Harry Truman.

Fawke Em

(11,366 posts)
79. Frankly, since my company pays our premiums, it's more than I pay, but
Sun Jan 17, 2016, 09:15 PM
Jan 2016

I wouldn't have deductibles.

I know for a fact, the payroll tax is less than my companies pays for our healthcare insurance, so they'll be saving money.

My portion would go up slightly, but, I'm fine with it. I realize not everyone has their premiums paid for 100 percent.

uponit7771

(90,359 posts)
77. 8.4 increase is not slight, anyone who thinks 99% of the employers wont pass that to the employee
Sun Jan 17, 2016, 09:14 PM
Jan 2016

... is delusional seeing they've been doing it over the last 20 years

 

Kentonio

(4,377 posts)
85. If they're doing it already and this costs them less money
Sun Jan 17, 2016, 09:22 PM
Jan 2016

Than existing premiums, then why would they pass anything extra on to employees when they are actually saving money?

uponit7771

(90,359 posts)
89. It wont cost them that much less, it's 333 a year sans the current premiums of 125 a month which is
Sun Jan 17, 2016, 09:27 PM
Jan 2016

... not a premium for a family of 4... I don't know where they pulled that one out of.

2.2% increase for employee
6.2% increase for employee (cause the employer will pass that along)
from a 50000yr salary is 4200 + 466 is 4666 which is ~300 from 5000 mentioned in the example..

It'll cost them that much in paper to do the shift... I'm thinking it'd be less than half... it's not

 

Kentonio

(4,377 posts)
96. You're getting caught up in circles.
Sun Jan 17, 2016, 09:32 PM
Jan 2016

The employer will no longer be paying insurance premiums, so the 6.2% they pay under the new system will almost certainly be a reduction in what they pay now. Which if they pass it onto the employee, they would already be doing. They'll save money, so there would be absolutely no need to try and take more money from the employee.

uponit7771

(90,359 posts)
101. They employer pays a low premium because they've shifted the cost via the deductible to the employee
Sun Jan 17, 2016, 09:39 PM
Jan 2016
http://bigstory.ap.org/article/d1b60cf0c7554e0aa7360597c1273275/study-shows-employers-shifting-more-medical-costs-workers

Most companies now offer health coverage that requires employees to pay an annual deductible before insurance kicks in, and the size of that deductible has soared in the past decade, according to a survey released Tuesday by the Kaiser Family Foundation and Health Research & Educational Trust.


This is most employers, to say they're paying premiums now is sophistry seeing they're payments are low because the deductible is high and the emploYER is paying the deductible

RichVRichV

(885 posts)
131. And what happens once you currently have to use your health insurance?
Mon Jan 18, 2016, 12:22 AM
Jan 2016

You get slammed by a large cost until you reach your deductible and still have the co-pays.


Are you calculating that into your cost comparison?

RiverLover

(7,830 posts)
11. Love this!!!! And I agree with Robt R~
Sun Jan 17, 2016, 08:43 PM
Jan 2016

from the op article~

In a Facebook post earlier Sunday, former U.S. Labor Secretary Robert Reich said that he had gotten an advance look at the plan and said it “isn’t nearly as radical as will be portrayed.”

“It builds on the strengths of Medicare,” Reich wrote. “Like Medicare, it's universal -- separating health insurance from employment, and enabling people to choose a health care provider without worrying about whether that provider is in-network: All they’d need do is go to the doctor and show their insurance card. No more copays, no more deductibles and no more fighting with insurance companies when they fail to pay for charges.”


If only conservatives won't blow this up. This could seriously help so very many Americans who need it.
 

tk2kewl

(18,133 posts)
28. And Bernie has the guts to shout this plan load-and-proud
Sun Jan 17, 2016, 08:50 PM
Jan 2016

Ram it into the public discussion. Once ordinary people start hearing about it I predict it will catch fire. He's not going to allow it to simply be dismissed as infeasible. If Hillary wants to say it can't be done she going to have to say its because she's unwilling to raise taxes on the rich... the capital gains tax in the proposal is really going to get her pals upset and she is going to have a hell of time explaining why they shouldn't pay more. I'm looking forward to it.

in_cog_ni_to

(41,600 posts)
62. HRH conservatives AND GOP conservatives.
Sun Jan 17, 2016, 09:07 PM
Jan 2016

I can't WAIT for Bernie to explain this whole plan On NATIONAL TEEVEE to everyone watching the debate tonight so HRH and her DU operatives can't twist it into something it's not!

Good move on his part! Now he can tell the world the TRUTH about it.

PEACE
LOVE
BERNIE

ram2008

(1,238 posts)
14. Sign me up
Sun Jan 17, 2016, 08:44 PM
Jan 2016

"The cost of the new federal health care premium would be more than offset by what such families would save on private premiums and deductibles, according to the analysis by Gerald Friedman, an economist at the University of Massachusetts at Amherst."

It's time for people to stop being afraid of the word tax, and realize that it saves them money in the long run.

 

libdem4life

(13,877 posts)
16. It depends on whose taxes are being raised. And as I look at it, it's mostly the 1%ers.
Sun Jan 17, 2016, 08:44 PM
Jan 2016

Let 'em howl and run tell Hillary on him. Some of us are right sick of all the rich welfare that has been going on...that and corporate welfare. So, tell me again why we can't afford decent health care? Get them off the dole...pay their share. Enough is enough.

 

libdem4life

(13,877 posts)
47. Is this supposed to be a revelation or something? Payroll takes we will always have with us.
Sun Jan 17, 2016, 08:59 PM
Jan 2016

At least they won't have gawdawful insurance payments and go bankrupt when something happens.

As for me, I'm glad to see us at least trying to join the civilized world.

Chew on this: but then again, everyone knows it. It just isn't politically Republican/DINO enough.

JUN 16, 2014 @ 10:55 PM 273,422 VIEWS
U.S. Healthcare Ranked Dead Last Compared To 10 Other Countries

http://www.forbes.com/sites/danmunro/2014/06/16/u-s-healthcare-ranked-dead-last-compared-to-10-other-countries/#2715e4857a0b626c3fb51b96



ETA: So does illness and accidents and such. Let me say it for you this time

But what about payroll taxes?

mattvermont

(646 posts)
64. in the bernie plan,
Sun Jan 17, 2016, 09:08 PM
Jan 2016

the average employer will save 9000 bucks per employee in healthcare premium match. my wife current employer, a public school system pays about 18000/yr for our family plan. we pay an additional 6000 plus all copays and deductibles. it seems there will be plenty of room for employers to not pass on much to the employer.

 

libdem4life

(13,877 posts)
147. No, you're kidding, right? Health insurance premiums affect Everybody. Maybe there might be a
Mon Jan 18, 2016, 11:45 AM
Jan 2016

new version to this mantra. Old. Overused. and a Duh.

 

snoringvoter

(178 posts)
132. Bernie had it right on tonight's debate. We bailed out Wall Street on our dime.
Mon Jan 18, 2016, 12:25 AM
Jan 2016

It's time for Wall Street to take care of the middle class on their dime.

 

libdem4life

(13,877 posts)
148. Put differently, it's time they took responsibility for the nation that made them disgustingly
Mon Jan 18, 2016, 11:48 AM
Jan 2016

Wealthy. Pay their fair share would do for me. Keep the money and the jobs here. They need to give back some of what they stole...on the backs of the workers, unions, overseas profits...unemployment and welfare and food stamps that cost the government.

We need Robin Hood. Perhaps, we'll get him...the updated version.

 

Kentonio

(4,377 posts)
59. Hmm, people claiming they won't pay mandated healthcare costs
Sun Jan 17, 2016, 09:05 PM
Jan 2016

Where have I heard this exact same claim before...

Autumn

(45,120 posts)
99. I would love to have an insurance premium cost me twice as much as my co pay
Sun Jan 17, 2016, 09:37 PM
Jan 2016

that would be truly wonderful. I could enjoy a payment of 60 dollars a month. Fuck it, I would volunteer to double it and pay for someone else's and still pay less than my fucking premium.

RandySF

(59,176 posts)
105. Thanks, you helped me catch my error.
Sun Jan 17, 2016, 09:42 PM
Jan 2016

The 2..2% health premium would be double my current premium.

Autumn

(45,120 posts)
110. It will help the less unfortunate among us, and as Democrats we should all
Sun Jan 17, 2016, 09:47 PM
Jan 2016

want and be willing to help the ones who need the help. We have helped the wealthy and corporation long enough.

 

Doctor_J

(36,392 posts)
70. it will lower my costs by $12,000 per year
Sun Jan 17, 2016, 09:10 PM
Jan 2016

I'm not surprised freepers and hillarians don't like it

Fawke Em

(11,366 posts)
84. Apparently, there are at least two DUers on this thread
Sun Jan 17, 2016, 09:20 PM
Jan 2016

who pay next to nothing for their healthcare premiums and have no deductibles.

Either they are on Medicare, they're lying or they can't do math.

The average cost of insurance per employee is nearly $12,000 a year.

Fawke Em

(11,366 posts)
87. I stand corrected.
Sun Jan 17, 2016, 09:24 PM
Jan 2016

I was using old numbers.

The average cost per employee for a family plan per year is more than $17,000 a year.

http://kff.org/health-costs/report/2015-employer-health-benefits-survey/

And this is from Kaiser, not some right-wing site.

draa

(975 posts)
46. Judging from some of the comments in this thread
Sun Jan 17, 2016, 08:58 PM
Jan 2016

our evolution to the Republican Party is complete.

Today in our party, taxes are bad. Not just any taxes mind you but taxes for social service programs that Democrats have supported for years. It just boggles my mind that you have people attacking something that they would have supported 1 year ago and have for decades.

I honestly hope you enjoy your new party because it, as well as the people who now support "NO NEW TAXES," are in for a rude surprise.

in_cog_ni_to

(41,600 posts)
50. I really dislike people who blatantly LIE and TWIST FACTS to suit their own
Sun Jan 17, 2016, 09:00 PM
Jan 2016

rotten agenda.

A higher tax for Single-Payer MEDICARE FOR ALL, *******INSTEAD OF******** INSANELY HIGH INSURANCE PREMIUMS ****IS NOT*** Raising taxes just to be raising taxes. People can see a doctor when they're sick, go to the hospital when they need to and get medicine they need! Why does that bother you?

A family making $50,000 will save $6000 A YEAR!

You really made a fool out of yourself with this one. HRN would be proud.

PEACE
LOVE
BERNIE

pangaia

(24,324 posts)
71. WHY do we have to explain such a simple thing?
Sun Jan 17, 2016, 09:11 PM
Jan 2016

How fucking hard is it?

Sounds like a bunch of ignorant republicans.

 

arcane1

(38,613 posts)
78. Because they are willing to use dishonesty if it gains a slight advantage.
Sun Jan 17, 2016, 09:15 PM
Jan 2016

Medical care is now merely a prop to be used.

in_cog_ni_to

(41,600 posts)
107. THAT, my friend,
Sun Jan 17, 2016, 09:44 PM
Jan 2016

is EXACTLY what they sound like. I never thought I'd see the day when so-called "Democrats" would fight against Single-Payer Universal Healthcare!

It's so bizarre. They're just pissed off Bernie is doing it and not HRH. That's what it boils down to.

Also, they know damn well the tax is NOT an increase just for the sake if raising taxes, but that it REPLACES Exorbitantly HIGH insurance premiums. The TRUTH just doesn't fit their rotten agenda!

This is an INCREDIBLE PLAN! I know our family will save around $9,000 A YEAR! This will be the best thing to happen to this country since Medicare and Social Security!

Go, Bernie!

PEACE
LOVE
BERNIE

pangaia

(24,324 posts)
116. It is hard for me to accept/believe it is 'intentional' and not just ignorance.
Sun Jan 17, 2016, 09:54 PM
Jan 2016

But I can be pretty naive.

Mind boggling, either way.



in_cog_ni_to

(41,600 posts)
144. Talk about boosting the economy! Families would use that money to live. It goes right into the
Mon Jan 18, 2016, 10:40 AM
Jan 2016

Economy.

PEACE
LOVE
BERNIE

uponit7771

(90,359 posts)
93. They'll only save that much a year if a person is delusional enough to think the employers wont pass
Sun Jan 17, 2016, 09:30 PM
Jan 2016

... their 6.2% increase on to the employee.

They will, like they've been doing for the last 20 years which is part of the reason wages have been stagnant.

I'm thinking we'll be paying less than half... it's only around 5% savings... whatever... this stinks!!

 

Warren Stupidity

(48,181 posts)
138. employers will be paying substantially less.
Mon Jan 18, 2016, 08:14 AM
Jan 2016

So what you actually are saying is that they will be passing those savings on to their workers.

 

cherokeeprogressive

(24,853 posts)
52. Looks like this'll hit the "middle class" pretty hard. You know, those making $250,000/yr.
Sun Jan 17, 2016, 09:01 PM
Jan 2016

Why not post the relevant facts?

$250,000 earners' taxes go up a few points.

Those making over $10 million see their taxes go up almost 13 points.

 

hrmjustin

(71,265 posts)
55. I don't know if the math adds up or not but it will be hard to pass.
Sun Jan 17, 2016, 09:01 PM
Jan 2016

I do like the idea of taxing the rich though.

 

Doctor_J

(36,392 posts)
63. just a headline one would expect at freeperville
Sun Jan 17, 2016, 09:08 PM
Jan 2016

An actual democrat would be more likely to post

Sanders releases healthcare plan. All Americans covered, no payments to profiteers"

I guess we'll know which way the hillarians will vote if it's Sanders versus a for profit advocate like Bush.

 

arcane1

(38,613 posts)
74. Yep, calling themselves a Democrat is no guarantee they are even remotely progressive.
Sun Jan 17, 2016, 09:13 PM
Jan 2016

The policies are irrelevant to these people, they are only tools that can be interchanged as needed. "Whatever It Takes!(tm)"

Kalidurga

(14,177 posts)
97. Thank you for this great and positive thread about Bernie's tax plan for the wealthy
Sun Jan 17, 2016, 09:33 PM
Jan 2016

It would save my youngest daughter about $1,200 a year. It will save my household about double that.

ismnotwasm

(42,000 posts)
104. Interesting
Sun Jan 17, 2016, 09:42 PM
Jan 2016

My husband has multiple sclerosis and is unable to work. His drugs alone are 2 grand a month (he has a very expensive once a month infusion) With my current health insurance my deductible is high, my premium payment relatively low. My husband has disability for back up. I am the primary. I work as a nurse, and make a decent wage, but we struggle. According to Sanders then, elect him and Tysabri infusions will be free? Including the special monitoring and specially trained healthcare staff? Just like that? How about durable medical equipment? He uses an electric wheelchair from time to time. He needs a new one. Or the very expensive Botox injections he gets in his legs every 4 month to stop excruciating spasms.


The aricle releases nothing I find reassuring, much less anything that will get through congress. While I appreciate the effort from Sanders, I don't see it as a workable plan, unless it is phased in over at least a decade, survives multiple attacks, and gets the math straightened out. It's still fuzzy.

I'll still take Hillary thank you.

 

Kentonio

(4,377 posts)
111. You medical and medical equipment costs
Sun Jan 17, 2016, 09:47 PM
Jan 2016

Would cost nothing beyond the payroll tax premium. You don't find that appealing?

 

Kentonio

(4,377 posts)
112. So screw all the tens of million other people it would help?
Sun Jan 17, 2016, 09:48 PM
Jan 2016

Also, you don't pay any deductible?

RandySF

(59,176 posts)
117. The deductible is minimal.
Sun Jan 17, 2016, 09:55 PM
Jan 2016

But better to pay a small deductible when I actually go to the Dr. than getting gouged for the time that I do not.

 

Kentonio

(4,377 posts)
118. Gouged?!?
Sun Jan 17, 2016, 09:56 PM
Jan 2016

For Christs sake, you'd be contributing into a system that ensured everyone was covered!

TexasBushwhacker

(20,211 posts)
151. If your income is low you will pay nothing
Mon Jan 18, 2016, 12:53 PM
Jan 2016

Families making $28600 will pay nothing.

Yes, people with high salaries will pay more. If you are in that group and think we should continue to have millions of people un and underinsured so that you can have lower premiums, well ....

Squinch

(50,993 posts)
108. Seems like he timed that so it couldn't be reviewed and analyzed, so it wouldn't be
Sun Jan 17, 2016, 09:46 PM
Jan 2016

debated.

Doesn't scream confidence that it will stand up to scrutiny.

BainsBane

(53,056 posts)
109. Before he insisted it would save us money
Sun Jan 17, 2016, 09:46 PM
Jan 2016

Yet now there is a tax increase. I've like to see a GOP House or Senate that would approve a 52% tax on the wealthy. We do have a constitution that requires congress approve tax and spending.

Bjorn Against

(12,041 posts)
119. It would save us money, the tax increase is less than most of us pay in insurance premiums
Sun Jan 17, 2016, 09:57 PM
Jan 2016

You can't just focus on the new tax and ignore all the savings, the large majority of people would save thousands per year on this plan.

99Forever

(14,524 posts)
124. What is it with Hillarians?
Sun Jan 17, 2016, 10:02 PM
Jan 2016

You spout half the story and think you have "proved" something?

It's exactly like giving a "halftime score" of....

San Francisco 14


Pretty fucking lame. Exactly what we've come to expect from you.

99Forever

(14,524 posts)
120. What's your point?
Sun Jan 17, 2016, 09:58 PM
Jan 2016

If I don't get raped by Big Insurance for ridiculous premiums, deductibles, and "co-pays," I can well afford a reasonable increase in my taxes.

So I ask you again:

Just what the fuck is your point?

abelenkpe

(9,933 posts)
126. Saves the majority lots of money
Mon Jan 18, 2016, 12:18 AM
Jan 2016

Raises taxes a tiny bit, mostly on the wealthy. Damn, Republicans are going to lose their mind!

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