Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search
5 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
Colonoscopy, A Justification For Obamacare But Single Payer Is Still Best (Original Post) egbertowillies Jun 2013 OP
The ACA is is an improvement - not a solution BlueStreak Jun 2013 #1
There is no complete solutions to health care, just improvments to the ACA. demosincebirth Jun 2013 #2
Its a start.. busterbrown Jun 2013 #3
+100 demosincebirth Jun 2013 #4
single payer is best Rosa Luxemburg Jun 2013 #5
 

BlueStreak

(8,377 posts)
1. The ACA is is an improvement - not a solution
Sun Jun 9, 2013, 03:22 PM
Jun 2013

My thought process was exactly the same as the author's. I didn't have a family history of colon cancer. As I entered the high risk decade, I put this off because it polyps were found the insurance company would have a motivation to try to cancel me -- or at least really jack up the rates. At that time, I was in my 18-month COBRA period and I just could not take the risk of discovering anything that would prevent me from getting my own policy.

I waited until I had my own policy in force to get the test. Here's the problem. Under ACA, colonoscopy screening is supposed to be covered 100% as a preventative measure. But the loophole is that if they can find anything wrong and take any action, they can declare it is not a screening and therefore not covered 100%. They did find some things to fix -- fortunately no cancer. But it this procedure ended up costing well over $2000 out of pocket -- with insurance. But at least they cannot cancel me as a result of this test now.

demosincebirth

(12,540 posts)
2. There is no complete solutions to health care, just improvments to the ACA.
Sun Jun 9, 2013, 04:15 PM
Jun 2013

There will always be instances where it may fail someone, but it will never be perfect. I'm fortunate to has great coverage through my teamster union. I am glad that Obamacare is helping many at this time and eventually, whether some like it or not, will help all of those who need it the most.

Latest Discussions»Retired Forums»2016 Postmortem»Colonoscopy, A Justificat...