Handy White House Chart: Health Reform Benefits

[flpoljunkie]

Link

[Denninmi]

1. It's still all SO confusing.

I keep reading and hearing contradictory things everywhere.

For example, take the "free preventative care" provision.

I've read that this only applies IF your insurance plan was purchased in 2010 or later.

I've also read that it means you can go for a routine physical or certain other thing without paying a co-pay? Fine, but what if you are on a high-deductible plan? Do you still have to pay the full charge?

I've also read that, if the doctor discovers a new condition during the routine exam and treats you for it, such as writing a prescription, then the whole thing is no longer covered.

More ???? than answers.

[66 dmhlt]

2. These might prove helpful ...

And they're from the Link provided in the graphic, and found in less than a minute by just using a search for "preventive"

http://www.healthcare.gov/news/factsheets/2010/07/preventive-services-list.html

http://www.healthcare.gov/law/features/rights/preventive-care/index.html

WRT co-pays if you're on a high-deductible, and if your doctor treats a new condition - that would clearly be something you would need to check with from your OWN insurance carrier.

[Igel]

4. Same for everybody else.

There are a lot of generalities and few specifics. Some things are fairly specific in the legislation; many others are vague until they write the regulations.

This is true for you and for the insurance companies.

I read the list above and think, pretty much for each one, either "more cost to insurer" or "more cost to government." The anti-Medicare-fraud is an exception.

And I think that it's probably too late to sell the insurance company stock in my mother's investment account and in her IRA. The writedown against her retirement has already been taken.

[and-justice-for-all]

3. Health care has been a mess for how long;

since WWII?. Ever since then, they have only added to the mess and never fixed it. The best thing to do is open Medicare for all and be done with it, and they could still put most of these constraints on the private insurers to keep them from fucking people over for a profit.