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marlakay

(12,610 posts)

20. I thought so to about score

Reply to csziggy (Reply #19)

Sat Nov 23, 2019, 10:30 PM

Nov 2019

But those credit cards give high credit amounts to us and holding a lot of open credit can pull it down.

I closed one per year of the few I didn’t like and only a short time later score rose from 750 to 850 as I closed two with high credit even though zero balance on them.

I spent the summer in Ireland this year 3 months alone and took the Costco Visa. Worked great.
I only had one problem when using to pay ahead for bus, normally at home visa would just send me security text, but my phone was off for the summer, I got Irish sim card. It took my back up Amazon card.

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24 replies

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The IRS - Making a Check and Listing It Twice [View all] MineralMan Nov 2019 OP

Well written. Dealing w/ the IRS is an iffy situation, and like you, I don't trust them ... SWBTATTReg Nov 2019 #1

Thanks. MineralMan Nov 2019 #3

It is amazing that $2500 just disappeared (pinned on your wallboard) and then thrown ... SWBTATTReg Nov 2019 #7

It's surprising, though, how often these things can be cleared up with a phone call jberryhill Nov 2019 #2

Sadly, that has not been my experience at all. MineralMan Nov 2019 #5

Nice. Being upfront and honest goes a long way. Neat story too. Nothing like being simple... SWBTATTReg Nov 2019 #8

My bookkeeping method follows the shoebox strategy. MineralMan Nov 2019 #9

Bravo for your OP title! Beartracks Nov 2019 #4

Aw, thanks! MineralMan Nov 2019 #6

I smile, I use to be a bookkeeper marlakay Nov 2019 #10

My wife and I are self-employed and always have been. MineralMan Nov 2019 #12

And NEVER try to fuck with the IRS's view of the world csziggy Nov 2019 #11

Like you, my wife retained her orginal name, but we MineralMan Nov 2019 #13

I just don't understand why a man has to be head of household csziggy Nov 2019 #14

I wasn't aware of that, actually. MineralMan Nov 2019 #15

The original IRS forms listed the first position that way, if I remember correctly csziggy Nov 2019 #16

I have done our bills since the marlakay Nov 2019 #18

We've had two credit card accounts that would only talk to my husband csziggy Nov 2019 #19

I thought so to about score marlakay Nov 2019 #20

Once a few things shake out, I may close some of the accounts csziggy Nov 2019 #21

Are you planning on cashing it? MichMan Nov 2019 #17

Sure. It will get deposited tomorrow. MineralMan Nov 2019 #23

As a former IRS employee, I can attest..... lastlib Nov 2019 #22

Many years ago, I had to set up a payment plan with the IRS. MineralMan Nov 2019 #24