94% of countries have lower Covid-19 death rates than US

[SunSeeker]

20. Germany does have univsersal multi-payer coverage.

Although many Germans spend money on premiums, Germany still manages to cover 100% of its population. In the United States, about 8.8% of the population remains uninsured, which equates to about 28 million people. Even more Americans are underinsured. No one goes bankrupt in Germany because of medical care costs.
https://www.nbcnews.com/health/health-news/germany-s-health-care-system-model-u-s-n1024491

There are subsidies for Germans who cannot afford coverage. And there are not the huge copays/deductibles like in the US.

As you said, you chose to keep your "Blue Cross coverage from the States," so you are covered. You seem to have a odd situation that is not representative of typical German citizens, or even US ex-pats, as demonstrated by the American living in Germany interviewed at the above link. She loves her German health coverage. She is paying a lot less for her insulin; she says drug copays in Germany are never more than 5-10 Euro. She was paying $100/month in the US.

Have you applied to be a German citizen?