Where To Cash Your Stimulus Check Without A Bank Account

[Celerity]

https://www.forbes.com/sites/jimwang/2020/05/02/where-to-cash-your-stimulus-check-without-a-bank-account

The IRS is rapidly issuing the CARES Act recovery rebate of $1,200 per adult and $500 per child. While many are getting their checks by direct deposit, millions will be receiving a paper check in the mail. The IRS is mailing paper stimulus checks when the agency can’t make an electronic deposit. An FDIC survey in 2017 estimated that 25% of U.S. households are “unbanked” or “underbanked.” If this describes you or someone you know, what can you do? Where can you cash your stimulus check if you don’t already have a checking account? You have several local options to cash your stimulus check without opening a bank account or prepaid debit card.

Supermarkets
Cashing Fee: Between $0 and $6

Select supermarket chains can cash large balances including your stimulus check or tax refund. Your best option can be the Kroger KR +2.2% family of supermarkets with a Money Services desk. The Kroger family supermarkets are in many cities across the United States.

These Kroger company brands will cash your stimulus check for free:

Kroger
Fry’s
King Sooper’s
Smith’s
City Market
QFC
Ralph’s
Gerbes
Bakers
Dillons
Pay Less
Fred Meyer
Pick ‘N Save
Metro Market

You may only be able to cash check balances up to $5,000 at the above stores. Call ahead if your stimulus check is larger than this amount. Other stores may charge a check cashing fee as high as $6 on your stimulus check. Some grocery stores may only cash checks smaller than $500. Most stores should give you the option of receiving your check amount as cash. You have the flexibility of buying groceries or paying for other essentials.

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