The Hidden Dangers of Medicare Advantage Plans for Social Security Recipients

[PoindexterOglethorpe]

75. I have an Advantage Plan.

I pay zero extra for it and it covers everything, so far as I can tell.

Three years ago I had a heart attack, spend three days in hospital, wound up paying something like $700 for a bill that totalled over $70,000.

More recently, I fell and broke an arm and the ER visit was at least $5,000, and I only paid $25 co-pay. And another $25.00 co-pay when I got back home and had it looked at here by an orthopedist.

Yes, I typically have a $25.00 co-pay when I see a doctor. I have not had my Advantage Plan refuse to allow me to have an echo-cardiogram, or more recently, a bone scan to see if at my age (75) I have any bone thinning.

My three prescription medications no longer have any co-pay at all, but I think that's more of something President Biden did than Medicare or Advantage Plan.

I'm sure that Advantage Plans vary widely, and that some are much better than others. The same with any other kind of health care plan a younger person might have.