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In reply to the discussion: Morgan J Freeman: "Anthem Blue Shield Blue Cross -- just denied cancer follow-up MRI to check spread was deeme [View all]dlk
(12,867 posts)Last edited Mon Feb 10, 2025, 09:34 PM - Edit history (1)
If you are already enrolled in an Advantage plan, you can change to different Advantage Plan or return to original Medicare
All of the Medicare Advantage plans in your zip code are s listed on Medicare.gov. They will all have star ratings. I would recommend checking out the 5-star plans, if theyre available in your zip code.
You also have the option of returning to original Medicare. If you want to enroll in. Supplement, you will be subject to medical underwriting, unless your state has special rules, like the birthday rule, or year round guaranteed issue, such as NY or CT.
Also please note, whatever you decide to do, Medicare requires you to have creditable prescription drug coverage (Part D), either with an Advantage Plan or a standalone Part D plan.
Otherwise, Socisl Security will assess a lifetime penalty of 1% per month of an average national premium established.by CMS.
I noticed for 2025, Advantage plans greatly reduced benefits, as well as greatly increased premiums, copays and coinsurance.
Good luck!
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