Morgan J Freeman: "Anthem Blue Shield Blue Cross -- just denied cancer follow-up MRI to check spread was deeme

[RicROC]

59. Medicare vs. Medicare Advantage

When I first turned age 65, I went to a local insurance broker who sold me a BC/BS Medicare plan. A couple years later I went to a 2nd broker, friend of the family, who recommended Anthem Medicare. I'm never sick so really didn't have many claims. After listening to Thom Hartmann radio on authentic Medicare, I called the 1st broker to tell her I would like to go back on the original Medicare plan. Her response, "you've never been on traditional Medicare, you've always been on Advantage"

What an eye-opener! These brokers will steer clients into Advantage and never explain the difference. Fortunately, I live in NY State so as one of 3 states where one can switch easily back and forth, I am now on traditional Medicare.

===> If I lived in other 47 states, (after 1 year on Advantage) Medicare is allowed to audit and decide whether to accept the potential patient. They have the option to bar one from Medicare.