Morgan J Freeman: "Anthem Blue Shield Blue Cross -- just denied cancer follow-up MRI to check spread was deeme

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61. You can change an Advantage plan at Advantage Open Enrollment or Medicare Annual Election Period

You can also change an Advantage plan:

1. If it’s during your trial right (12 months) you can return to original Medicare and either return to or enroll in a
Medigap (supplement) plan with guaranteed issue or return to your previous Medigap plan.

2. If your Advantage plan ends or makes significant changes, you can return to original Medicare and have guaranteed issue if you decide to enroll in a Medigap plan.

If you move out of your service area and your Advantage plan isn’t offered in your new area, you can enroll in a Medigap plan in your new area with guaranteed issue.

Just be sure to have Part D coverage to avoid the lifetime penalty.