United Health Care

[Ms. Toad]

10. Agreed.

My dad, my spouse, and I are all on the plan. My father's maxed out at a bit over $200. He hasn't had an age-related increase in years. (His plan is slightly different from mine - he joined when silver sneakers and a dental discount were included and the age-related discounts were smaller but went on for longer, and he also opted for the plan with a small co-pay for office visits. Mine has no silver sneakers and no dental discount, larger discounts over a smaller year. No office copays, no surplus charges if the provider doesn't accept assignment, and some international coverage. So I've got the annual deductible, and that's it.

So my solution for you - move to Ohio and take advantage of the ability to change plans when you move from state to state . . . Ohio is the cheapest I've found. The only explanation I can find for the difference is that Ohio is one of the few states that doesn't allow providers to charge a 15% surcharge if they don't accept assignment.

If you look at the notice closely, it is likely the announcement that rates will change in January. At least that's the one we recently got. So you may have a few months to get used to the idea.