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ProfessorGAC

(75,386 posts)
23. Net Worth Is Assets Minus Debt
Mon Nov 24, 2025, 03:35 PM
Monday

For instance, you have a $400k home and own half the equity.
Your retirement account & any other investments or cash is also $400k
Your assets are $800k but you still own $200k on your house & 9k on your car.
Your net worth is $800k - $210k = $590k
Cash on hand is in there somewhere but is usually a small component.

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