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RussBLib

(10,377 posts)

18. I had Wellcare last year and will keep it next year

Reply to Ilsa (Reply #7)

Mon Nov 24, 2025, 11:44 PM

Monday

Hard to beat a $0 premium and since all my meds are generic, the Rx's are $0 too. For the rare issue requiring a name-brand, those Rx's are never over $30. I thought they might increase costs for the next year, but I'll bet this one is a loss leader of some kind, taking a loss on $0 meds and enabling the company to write off elsewhere on their taxes, but I'm no accountant.

It's nice to find something that actually works well, and for me, it has.

Sounds like you got your answer.

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Has anyone had any problems with $0 premium [View all] Ilsa Monday OP

Who offers it? SheltieLover Monday #1

Humana and WellCare. nt Ilsa Monday #8

I've had the Wellcare one & np with it. SheltieLover Monday #12

Same here. murielm99 Tuesday #26

My senior center hosting Council on Aging folks is precisely how I found my gap & Part D coverages! SheltieLover Tuesday #27

You might check UpInArms Monday #2

Thank you. There were two $0 premium plans Ilsa Monday #7

I had Wellcare last year and will keep it next year RussBLib Monday #18

There are drugs on Wellcare that are well over $30. Ms. Toad Tuesday #21

I'm sure you are right RussBLib Tuesday #25

Actually - it is still the best plan most of the time. Ms. Toad Tuesday #28

Just use the website and it'll tell you your total cost for the year including premiums and drugs NoRethugFriends Monday #3

Look up your state or county Department of Insurance or 1WorldHope Monday #4

Thanks, I'll check out SHIIP. nt Ilsa Monday #9

I just signed up for PXR-5 Monday #5

I have that from Wellcare KT2000 Monday #6

I thought Wellcare (0 dollars premium) was great for us last year - we are staying with it despite the premium going to NewHendoLib Monday #10

Will taking no action renew it for me? SheltieLover Monday #13

Yup. Medigap supplementals and part D plans autorenew if no new elections are made. NewHendoLib Monday #16

Tyvm, NHL! SheltieLover Monday #19

We use both GoodRx and Costco for some of our drugs. Ms. Toad Tuesday #22

THANK YOU EVERYONE! nt Ilsa Monday #11

I have Wellcare Part D and it's not 0 premium, not by a longshot. MIButterfly Monday #14

You might be able to get your Part D quote Ilsa Monday #15

It varies by geography. Ms. Toad Tuesday #23

I have a giveback plan with Devoted to pay Part B...hubs and I have both have it. Demsrule86 Monday #17

I've been on Wellcare $0 premium. Ms. Toad Tuesday #20

I pay $0 for Wellcare. It's worked well for a year and I'm continuing with it next year. JustABozoOnThisBus Tuesday #24

I have the WellCare one NameAlreadyTaken Tuesday #29