How would lowering the Medicare age save the system money?

[democrattotheend]

15. That is great information, thank you

My parents are self-employed and we used to have high deductible insurance. My mom eventually switched us to more comprehensive (and more expensive) insurance in part because we were paying so much more for doctor's visits than what the doctors would get from the insurance companies. I think doctors raised prices for private paying customers to compensate for the lower rates insurance companies and Medicare paid. Sometimes my mom would be able to negotiate a lower rate for paying cash, but often we would pay three times what the doctor would get paid by an insurance company.

If the exchanges had been in effect at the time, wouldn't you have been able to get a better deal that way than what you have now? Once Obamacare goes into effect fully, wouldn't you have more options since insurers can no longer cherry-pick?

With those other options soon to be available, I am not sure how many healthy people like yourself would choose Medicare over a cheaper plan on the exchange.

It would have been good if they had at least done Medicare buy-in for the 4-year waiting period before 2014 instead of the high risk pools which were too expensive for most people.