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In reply to the discussion: Philadelphia journalist went undercover as an Uber driver — here's how much she made [View all]Ms. Toad
(37,883 posts)You are. I was responding to you. Thank you for finally acknowledging that you were comparing apples to oranges.
As for the insurance claim - all I see are anecdotes. I clicked through to numerous stories - none of which included anything beyond a handful of "I heard this," "I was told my by insurance company," etc.
Commutes to and from commercial activity are not generally commercial, so I would be surprised if it treated this particular commuting use any an differently than any other commute to a commercial venture - for example, as a self-employed attorney on the way to the courthouse or to meet a client, or a pizza delivery person driving to the pizza store where they were to pick up their first pizza of he night. At worst, it will depend on your policy as to whether any change is necessary - and if it is, smart individuals will investigate before starting to drive for Uber.
As I've said - I have concerns about Uber because they are essentially taxi services that have (temporarily at least) found a way around taxi regulations. But aside from that, anyone who is going into business for themselves needs to evaluate the the pros and cons. But the business model (aside from skirting the regulations) is no more inherently evil than any other franchise or quasi-franchise venture.
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