private_ryan
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Thu May-27-04 03:22 PM
Original message |
how can you afford health insurance |
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here in the NY /NJ area I'm paying close to $400 for a $30 copay (I've been to the doctor once in the past 2-3 years, and that was becuase I needed blood test for something I applied) just for myself. For a family, it's about $1200. Right now I can afford it, but how can someone making an average salary or hourly rate afford this? That's $300 a week, not counting food, shelter, clothes etc.
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Skittles
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Thu May-27-04 03:25 PM
Response to Original message |
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that's why there's nearly 50 million without health insurance.
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Commendatori
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Thu May-27-04 03:26 PM
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2. I can't, which is why I have none. |
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Not much I can do about it.
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GOPisEvil
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Thu May-27-04 03:28 PM
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3. If I had to buy my own health insurance, I couldn't. |
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Thankfully, my employer provides mine.
Most people do without, and go to the emergency room when they need a doctor.
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JCMach1
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Thu May-27-04 03:28 PM
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4. Leave the country-- Price here $40 per month |
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and that's only because I need coverage when I am in the U.S.
Before I left, my insurance was going up to $1000 per month.
We would have had to drop it...
The U.S. health system is messed up...
but then I didn't need to tell you that.
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johnnie
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Thu May-27-04 03:28 PM
Response to Original message |
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I think I pay about 60 bucks a month or something. The sad part (or good) is that I have yet to use it in 10 years. I am a single 40 year old male. I don't need to use it much. I feel so guilty for having it and seeing the way it is out there. I wish I could donate mine to a needy family, but I don't think it can be done. Of course, the day I get rid of it is the day I will fall down some steps.
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shanti
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Fri May-28-04 09:42 PM
Response to Reply #5 |
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i remember being uninsured for quite awhile....it's not fun, especially when you have young children.
i really feel for everyone here without medical insurance. that's one of my issues!
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RobertSeattle
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Thu May-27-04 03:30 PM
Response to Original message |
6. GOP Health Plan: Don't get sick |
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Our small business rates are right around $290 per month here in Washington. In 1997 it cost around $94 per month.
What we really need is BIG BUSINESS to throw in the towel and admit that we need a single payer system.
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private_ryan
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Thu May-27-04 03:36 PM
Response to Reply #6 |
8. why the huge difference between the states? |
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Edited on Thu May-27-04 03:36 PM by private_ryan
lawsuits? The doctors are getting shafted too so we can't blame them.
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RobertSeattle
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Thu May-27-04 04:19 PM
Response to Reply #8 |
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Since health insurance plans have many different options, an apple to apple comparison is virtually impossible. Some state laws require certain things be offered and some don't.
All I do know is that any additional layer of middlemen (insurance companies) obvi0usly increases costs and single payer should greatly diminish that - apparently medicare is incredibly efficiently run compared to a for profit insurance company.
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markus
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Thu May-27-04 04:05 PM
Response to Reply #6 |
11. The *Real* GOP Health Plan |
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Reduce unemployment before the election.
Die.
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Canuckistanian
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Thu May-27-04 03:35 PM
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(sing-song voice) Because I live in Ca-na-da, na na na na NA na.... Seriously, why aren't you people screaming about this every chance you get? And to think, Republicans trashed Hillary because she TRIED to MAKE HEALTH CARE MORE AFFORDABLE. Scandalous.
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Tom_Foolery
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Thu May-27-04 03:40 PM
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9. Count me among the millions who don't have it... |
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Edited on Thu May-27-04 03:42 PM by Tom_Foolery
My employer keeps me at 29 hours a week so that I can't qualify for full-time benefits. If it weren't for remotes, I'd be in BIG trouble. I'm in trouble, but it isn't BIG...yet. Our government should be ashamed.
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sundog
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Thu May-27-04 03:42 PM
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10. I can't, but now on my business insurance... |
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Edited on Thu May-27-04 03:43 PM by sundog
there is an additional $20.00 fee for "acts of terraism" coverage--
What the fuck?
What the fuck terraist is going to go after my small ass business? I was so pissed when I saw that last week... All businesses have to pay it now... It's a scam! A scam I tell ya...
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Nikia
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Thu May-27-04 04:21 PM
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13. 75% of insurance cost covered by the employer |
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Still it is expensive, a little over $200/month for my husband and I. That is one reason that I feel stuck with my job. Most jobs require you work a certain amount of time before getting insurance through them. I am certainly not paying $800 per month to keep my current insurance. I don't know about private short term insurance. I could not get it anytime soon. My husband recently tore a ligament in his knee and he might need surgery. I guess I am glad that I didn't get the job that I interviewed for that I wanted.
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ForrestGump
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Thu May-27-04 04:21 PM
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14. Got none right now. Have to be careful. Good thing I'm indestructible. |
LynzM
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Thu May-27-04 04:30 PM
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15. Ours is about $260 a month for 2 of us |
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My daughter qualifies for state insurance at $11/month. That's about 30% of my pay before taxes... It's expensive, but not that expensive. Because I'm diabetic, I can't get private (in Indiana, anyway) and high-risk pool is $315/month minimum. So I went without for 7 months. Scary. I want to go back to Germany... $55/month, NO copays for ANYTHING.
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Kellanved
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Thu May-27-04 07:15 PM
Response to Reply #15 |
20. well, that days are over |
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In Germany that is. The public healthcare still covers almost everything, but now €10 are charged for every Medical Practitioner initially visited (i.e. he might send you somewhere else for free) and many drugs are only partially covered (depending on the Insurance Provider). Dental replacements got a whole lot more expensive as well,
On the other hand the insurance got a little cheaper and it's easier to have additional private insurance now, which can be quite worthwhile. (and people earning over €40K can still opt-out)
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curse10
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Thu May-27-04 04:31 PM
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16. I'm at school- free at the health clinic- 10 copay for my PT |
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Edited on Thu May-27-04 04:32 PM by curse10
5 prescriptions for generic- 15 for name brand- there is also a copay for specialists.
$1328 for the school year
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Solon
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Thu May-27-04 04:37 PM
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Kazak
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Thu May-27-04 04:41 PM
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cestmoi
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Thu May-27-04 05:53 PM
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19. Comments from a Canuck. No gloating. |
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It always strikes me as ironic that with so many so-called Christians (I have a problem with Fundamentalists) why, given Jesus's example, health care isn't free. Its unbelievable that the 40 million uninsured Americans aren't rioting in the streets, I can only conclude that many uninsured are buying into propaganda about socialized medicine.
And not only are you guys getting shafted on health care but I've worked for a number of US companies in Canada who outsourced their work here because of health care costs there!
Although we do have doctors wanting to privatise, many doctors here like our system because they aren't encumbered by forms and red tape which is why our doctors haven't flocked down to the US. I read about a family doctor who moved back to Canada from Florida fed-up with dictatorial HMO's. What I found strange that her income remained the same.
Don't believe any propaganda form HMO's. We have a great system up here. Its ain't perfect but Canucks love it.
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latebloomer
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Thu May-27-04 08:15 PM
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21. I'm in Jersey, self-employed |
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Edited on Thu May-27-04 08:16 PM by latebloomer
and every month it's a struggle to get up the $1200 for a family of four. Sucks royally.
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private_ryan
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Fri May-28-04 02:32 PM
Response to Reply #21 |
22. most cheap insurance cos |
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don't even enter the NJ /NY market. Makes me wonder why. That's $300 every week
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latebloomer
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Fri May-28-04 09:38 PM
Response to Reply #22 |
23. I know, it's very limited |
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Edited on Fri May-28-04 09:39 PM by latebloomer
We have only 3 insurance cos to choose from-- this was the best deal :eyes:
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Donkeyboy75
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Fri May-28-04 09:43 PM
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25. In Ireland - $500 a year for a married couple. |
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Ridiculous. If a country with 4 million people can keep it affordable (and reliable), so can a country with 280 million people.
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Snoggera
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Fri May-28-04 09:45 PM
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child support and enforced insurance coverage. I would think most people would have to live in a mud hut to afford to live after paying out what I do. That, or be one of the 1 in 75 men in the US in jail/prison.
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BlueStateGirl
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Fri May-28-04 09:54 PM
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27. I have good private insurance through Aetna and nit is not too expensive |
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$10 co-pay costs me $210 a month and that includes dental.
I just looked up the rates for jersey (I'm in Pa) and it sky rockets up to $719 a month.
Why such a diference?
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latebloomer
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Fri May-28-04 10:12 PM
Response to Reply #27 |
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What an incredible disparity. I have no idea why that is.
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private_ryan
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Fri May-28-04 10:32 PM
Response to Reply #29 |
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everything is much cheaper over there. Houses cost at least half less, insurance and even food and clothes are less expensive. Too many lawyers in NJ or regulations. That's the only thing that makes sense.
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redwitch
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Fri May-28-04 10:11 PM
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28. almost 10,000 a year for my family of four |
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we get behind on other bills because of it. It's really, really hard for us.
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