...and homeowner's insurance does NOT cover flood damage.
The snow pack in western Maine is currently wicked high ...especially in the Kennebec and Anrdoscoggin basins...
http://www.erh.noaa.gov/car/snow.htm#packand there is lots of thick ice on lakes and rivers to make ice jams.
March and April are historical "flood months" in Maine
If you have property near a lake or river now is the time to see about flood insurance.
Find out where you are located on FEMA flood zone maps at your town office. If you think your are vulnerable, you can find a FEMA flood insurance agent here...
http://www.floodsmart.gov/floodsmart/FEMA flood insurance is cheap - floods are not.
Last year northern Maine got hammered with record floods - southern Maine got lucky.
That is all