Banks Saved, Homes and Homeowners Abandoned

[annm4peace]

Banks Saved, Homes and Homeowners Abandoned
by: Grace Kelly
Sun Nov 01, 2009 at 12:29:49 PM CST

While our US government has saved all major banks from their own derivative mistakes, the same US government is allowing homeowners to be pushed out of homes. Our cities are becoming ghost towns of empty homes.

Leslie Parks is just of 5 homeowners who have decided to take a stand by camping out on their homes. The Uptake has the story:
http://www.mnprogressiveproject.com/diary/4367/banks-saved-homes-and-homeowners-abandoned


Listened to Leslie Banks talk of how her mother was duped. The lenders targeted elderly as well as immigrants and less educated people.

Why isn't the Mayor and City Council members putting a Moratorium on Evictions ?

Do you know someone one who could lend Leslie 60,000 so she can keep her mother's home?
at 5% that would be a better investment than most stock.

[FiveGoodMen]

1. This "of-the-people" government is not on our side

[happyslug]

2. Generally such evictions are a COUNTY matter NOT a city matter

In most of the US, it is County Sheriffs deputies who evict people whose house has been foreclosed on. As employees of the County, they are subject to state and County laws and regulations NOT anything passed by a local government. Thus the City Council and put a moratorium on such evictions, but being a CITY rule NOT applicable to COUNTY, STATE and Federal Employees. Since the Moratorium can NOT apply to the Sheriff or his deputies it is meaningless. What you need is for the State (Through its State Legislature or it Governor OR a combination of the two or maybe the State and County Courts) to adopt a moratorium for the moratorium to have any legal or real affect.

[annm4peace]

3. funny, the Sheriff of Cook County, where Chicago is Suspended Foreclosures

there are mayors stopping foreclosures, there are chief of police stopping foreclosures.
I really don't care what you call it. Moratorium on Foreclosures, Moratorium on Evictions.
Suspend Foreclosures, or Suspend Evictions.. Our civil leaders need to step up and protect the people and stop protecting the banks.

http://www.cookcountysheriff.org/press_page/press_evictionSuspension_10_08_08.html

http://stopevictionsmichigan.blogspot.com/2009/02/wayne-countys-sheriff-evans-stops.html

http://www.totalbankruptcy.com/news/articles/foreclosure-mortgage/cook-county-foreclosure-evictions-stopped.aspx

http://mayormenino.com/contents/99

[happyslug]

4. Some large cities are their own county, but that it the exception to the rule

Cities are local municipalities and under the law are NOT part of the State. Counties, on the other hand, are part of the State Government. Now Larger cities (one county or larger) have special rules. For example New York City is made up of Five Boroughs which are the Remains of those Counties after they became part of New York City (And New York State has special rules for New York City and its Boroughs compared to every other city in New York State which are in counties). In Pennsylvania Philadelphia County and City have been one and the same for over 100 years, but the City of Pittsburgh is just the county Seat of Allegheny County (Which tend to be the rule in most Cities).

My point was simple, unless the city-County relationship differs from the norm (As does Philadelphia and New York City as I cite above) local Government can NOT interfere with the action of the State Government. The County is part of the State while the City is almost never is (Exceptions exist, but I am going by general rule). In the city that started this threat it seems to follow the "Normal" city-county-state relationship as opposes to an exception to that rule.