NJ woman who dodged foreclosure locked out of home

[sabra]

Source: AP

TRENTON, N.J. — A New Jersey woman returned home from Thanksgiving with family to find the locks changed days after she avoided foreclosure.

Bank of America says it made a mistake.

Nina Morra was locked out of her fully furnished Trenton home for three days by an inspector hired by the bank.

The 57-year-old was away when the inspector showed up on Nov. 22. Bank of America spokeswoman Jumana Bauwens says the inspector changed the locks because he thought the dwelling was vacant.

Morra had received a letter from the bank days earlier saying she had been accepted into a new payment program.

...

Morra became delinquent on her mortgage when she suffered a stroke in January.

Read more: http://www.google.com/hostednews/ap/article/ALeqM5hjT1o83gTlsI5DwiXSQNf8yBgaKgD9CCGDVG0

[GodlessBiker]

1. That's conversion of property. Theft. Someone should be arrested.

[slackmaster]

13. It sounds like an honest mistake to me

Just a fuckup.

[GodlessBiker]

16. Honest? I don't agree. Sending her a message perhaps?

[slackmaster]

31. What kind of idiotic message would that be?

"We're a big mean nasty corporation and don't care about the negative publicity this incident is certain to produce."

:crazy:

[Demeter]

32. A Typical NJ Message, IMO

Bringing back the Original Family.

[marshall]

17. In bankruptcies they tell you to hide your car

Don't park it in your driveway, because it will be towed by the lender.

Then at some point the protection kicks in and you are safe.

[proudohioan]

22. Maybe she should have hidden her home while visting family on Thanksgiving????

:sarcasm:

[marshall]

24. Or just stayed home

It's best not to let one's guard down in such a circumstance.

[ProgressiveProfessor]

18. The key is intent and reasonableness

I can go both ways on this one.

[Mudoria]

26. Same here

Sometimes things are just a mistake without any nefarious intention.

[closeupready]

27. That's true, but you can not commit manslaughter without being punished.

That's a different crime I realize, but the point is the same: intent is only part of the equation when determining how to correct such a 'mistake'.

[Pab Sungenis]

33. These fuckups happen all the time.

The day after BoA sent all the documentation to our attorney for the loan modification program, a robosigner filed the court papers to foreclose on us. They didn't even serve us with a court date.

[BuelahWitch]

2. I hope she doesn't have any pets in there

:(

[closeupready]

4. Nor need medication.

n/t

[closeupready]

3. That's a crime.

Very VERY serious, in my opinion. Yes, someone should be arrested.

[Kahuna]

25. It certainly is. nt

[endless october]

5. what if she had pets?

i would have kicked in the fucking door and then sent BOA the bill.

[boobooday]

6. Delinquent on her mortgage after she suffered a stroke

There's a story that ties the two issues together and demonstrates a major part of the problem.

People in this country can't afford to get sick, and if they do get sick, they can't afford to get well.

[closeupready]

7. Good points.

n/t

[msongs]

8. we have to invade afghanistan first = military first everyone else F> U> nt

[KansDem]

9. If this were Pasadena, Texas, she could've "joehorned" the inspector...

...and lived freely to tell the tale.

[AllyCat]

10. Well, if she wasn't so irresponsible to have a stroke, she wouldn't be in this mess

Do I need the little sarcasm thingy?

[niyad]

11. and BOA sent this person out on thanksgiving day??? even sicker than usual.

"he thought the dwelling was vacant"? gee, fully furnished, t-day, and "he thought the dwelling was vacant" I hope she sues the hell out of him and BOA--how many more of these "mistakes" are we going to hear about??

the banks got billions of our dollars to, supposedly, help homeowners-- last week, figures came out saying less than NINETY THOUSAND mortgages had been readjusted.

[closeupready]

19. If it were a civil trial before a jury and I were picked, she would have won before it started.

But I bet it wouldn't even get that far; they'd settle so fast, so hated is the banking industry in these times. No jury would acquit them, IMO.

[John N Morgan]

12. Write in big letters on the inside of the door frame: "LOCKSMITH, IF NOT CALL POLICE"

The space where the door edge normally covers, so it's not seen if the door is not opened.

Locksmiths have licenses and can lose their businesses for allowing access to unauthorized people.

Give them a last second heads up and they will probably not allow entry.

[mbperrin]

14. Always funny how they can get out to do dirty business on Thanksgiving, but

takes THREE days to get back out to correct terroristic retalia....I mean, mistake.

This was a get even by somebody at the bank who did not approve of the new deal. I worked for banks for years (I was young, forgive me), and this sounds just like the repo officer breaking the glass on a car to write up more damage on a stubborn debtor.

[Altoid_Cyclist]

15. What a wierd coincidence.

I just got done with my daily on-line job search.

One of the positions listed sounds exactly like the job requirements listed to be an inspector like the one in this article.

Their web site pretty much confirmed that it wasn't something that I wanted to do.

[zonkers]

20. A 57 year old woman w/ health issues locked out of house for 3 days. Hope she sues them.

[zonkers]

21. Wonder how many lost houses due to abusive 35 dollar returned check fees putting them over the top.

[closeupready]

28. A friend of mine closed his C/B account because he was charged $160 in such fees,

overdrawing his account massively, so that he needed to stop using that account because as someone who lives paycheck to paycheck, he couldn't afford to lose the $100+ he would have lost had he deposited his check to his checking account. And yes, it was one of those "process the big charges first, then if the account is overdrawn, process all the little charges, too, and charge a fee for each little charge" deals.

[zonkers]

29. Insidious.

[Lorien]

23. "Thought it was vacant" and it was fully furnished?

they just become more and more baldfaced in their thievery, don't they?

[doodadem]

30. I had a guy show up at my front gates

I had a guy show up at my front gate about a month ago. They are locked security gates, so he couldn't get in. He could barely speak English. When I asked him what he wanted, he showed me a handwritten scrap of paper with my address on it, and claimed that our bank had sent him to find out why we weren't making our mortgage payments. I ran him off.

I then called Wells Fargo, who we are still trying to get a loan modification with, and said what the hells going on here? Did you send this guy? They claimed no, they didn't know anything about it.

I suspect there are a lot of scam artists preying on the downtrodden out there right now.