Reply #18: very sensible [View All]

[hfojvt]

but it can make it harder to get a loan. I started with a gas credit card. It is nice to make trips without carrying alot of cash. I would not have wanted to goto Europe without my credit cards, although I ended up in one podunk town in Deutschland where they would not take it at the Bahnhof. And I also happened to not have enough Deutschmarks for the train ticket to Amsterdam, and podunk town would not exchange dollars either.
Also, I do not own a car, but I rent one when I need one. You cannot do that without a credit card. So far my platinum card has saved me $25 because it has auto rental insurance as a benefit so I can refuste the insurance from the rental company.