Reply #13: Saying "no" should not affect the friendship [View All]

[jberryhill]

I've borrowed from friends, and I've loaned to friends. There's no obligation to say yes to every proposal for a loan among friends, though.

When you loan to friends, you only have to keep in mind one rule:

If not being paid back is going to bother you, then DON'T DO IT.

When you loan to friends, being paid back is a bonus. If not being paid back will cause ANY repercussions at all - DON'T DO IT.

If you can afford to do it as a gift and, hey, maybe he'll gift you back someday, then fine.

Loan the money ONLY if you can do so in the comfort of not expecting ever to be paid back.