Reply #2: Point of fact [View All]

[SmileyRose]

I don't know if it's state by state, but in Georgia and Michigan both - every time you pay the nursing home the $3000 you can also pay your family $3000 out of her estate. This was originally done so that spouses were not left destitute and the meager savings a couple worked so damn hard to amass was not completely lost before their children were able to benefit. Please talk to an accountant and/or social worker to find out what the rules are.