I don't know what to do...CC company screwed us...now we're quickly going under. [View All]

[Buddyblazon]

Due date was on the 4th...for a very long time. Chase bought WAMU...moved our date back to the 9th. Then the next month moved it back to the fourth. My wife had moved the automatic withdrawal back to the 6th when they moved their due date back. Didn't notice it got moved back. We were late by two days.

Bumped our rate from 14%....to 30%. Hadn't been late on any payments for anything in over ten years. The payment has now increased dramatically and has pushed us over the breaking point. Talked to them. They're vultures.

Bank won't give us any type of consolidation loan...debt/income too high.

This happened last month. And it's immediately become a major boat anchor.


Don't know what to do...than say, "Go fuck yourself" to them...take the hit and just stop paying them. Our house is far more important than the vultures. We have a boat load of equity...and it's supposed to be our financial springboard when we eventually sell it. If we lose it...we're totally fucked.

Just got a call from the bank that has our car payment. It was due monday. Wife hasn't paid it yet. :(


I'm so bummed. I've spent years reclaiming my credit. I was in the low 500's. Now I'm 720. And it looks like I'm just going to blow it.



What the fuck DU. I have no idea where to turn from here. I've been busting my ass to get more work...but we just can't keep up.

We're idiots. Just out and out idiots.