Repo Man Takes Van With Holiday Gifts Inside

[Postmanx]

Boston

BOSTON -- A Wrentham, Mass., family said that it has lost all of its Christmas presents that were in the family's minivan, which was reposessed.

"I had everything hidden so the kids couldn't get to them," Corso said.

Between her kids' holiday gifts, several computers and many, many valuables, Corso said that she had $10,000 worth of goods in her minivan when the repo man made a midnight visit to her home.

"A gentleman came to (the) door (and) said he was there to take the car, and we asked him four times not to take it. We had a lot of stuff in the car. We wanted time to clean it out," Corso said.

Corso said that the repo man didn't have time to wait, so her minivan was towed away with her belongings inside.

[leftofcool]

1. $10,000 worth of Christmas Presents................

but couldn't afford to make a mini van payment?

Left of Cool

[livinginphotographs]

8. Maybe it makes me a bad liberal

But I agree with you completely.

[VegasWolf]

15. Guess MasterCard won't make van payments. n/t

[LincolnMcGrath]

36. Where exactly does it say 10K in gifts?

snip

Between her kids' holiday gifts, several computers and many, many valuables, Corso said that she had $10,000 worth of goods in her minivan when the repo man made a midnight visit to her home.

snip

"All of our Christmas presents, personal belongings, electronics, work computers -- there was so much stuff in this car. It was our traveling office," Corso said.

Maybe the gifts only cost $5 bucks? Then again maybe the gifts cost $1100 bucks and were payed for by grandma and grandpa?

[Tight_rope]

41. Even if she didn't spend $10k on presents...

The fact is that she had enough money to buy present but couldn't make the car payment.

[LincolnMcGrath]

42. How do you know she paid for them?

I've been delivering Christmas presents all week to folks not well off enough to afford to buy them themselves. Or maybe grandma and grandpa bought them?

[Tight_rope]

40. Those damn Christian priorities....

[Paleocon]

2. Not enough money to make a car payment???

But plenty to buy a minivan load of Christmas presents???

Sounds reasonable to me! :think:

[dryan]

3. This doesn't make sense....

if this woman could spend $10,000 (!!) on Christmas presents, how come she was behind in her car payments?

[AllegroRondo]

5. VISA

[Mari333]

6. Credit debt...and no common sense..

Ive seen so many people do this. Chalk up their credit cards like drunken sailors, buying junk they dont need, and then get foreclosed on large items like their homes and cars because they have no clue as to how manage their money.
Unbelievable.

[prolesunited]

7. Because they charged all of those

and the credit card company hasn't realized that they can't pay the bill yet. It's the American way.

[kostya]

31. I think you just answered your own question.

[LincolnMcGrath]

39. Its easy. They didn't!

snip
Between her kids' holiday gifts, several computers and many, many valuables, Corso said that she had $10,000 worth of goods in her minivan when the repo man made a midnight visit to her home.

snip
"All of our Christmas presents, personal belongings, electronics, work computers -- there was so much stuff in this car. It was our traveling office," Corso said.

[barb162]

43. I know people like this; it makes sense to them. They can't control

their wild spending.

[ProdigalJunkMail]

4. why was the car repo-ed with $10,000 worth of stuff in the back?

you would think the person would have paid for their transportation needs before 'funding' christmas...sounds more to me like the person is trying to get something out of the the repo company a-la "My stolen car had a Picasso in the trunk..."

theProdigal

[Bono71]

21. Exactly...the woman cites multiple computers (!?).

[htuttle]

9. "Credit is a sacred trust, it's what our free society is founded on."

Do you think they give a damn about their bills in Russia? I said, do you think they give a damn about their bills in Russia? What are you, a fuckin' commie? Huh? Well, you better not be. I don't want no commies in my car. No Christians either.

[FlaGranny]

10. I agree with the rest of you

that if she thought she could spend $10,000 on Christmas presents, she should have made the van payments. But I do hope there is a way to get personal items out of repossessed vehicles. Does the creditor have a right to whatever's inside?

[BiggJawn]

11. No. they can not retain personal items in the vehicle.

But she may be showering her kids with 10 kilobucks worth of "Happy Groundhog Day!" presents.
Takes a while to get things sorted out...

Sounds like my ex-wife. Wouldn't let me have enough of my own paycheck to buy gas to go to work or lunch to fuel myself, but had PLENTY of dough for her punk-ass son's "Gansta Threads"...

Oh, well, lady...Maybe your kids won't kill you when you tell them they're not getting their Rightful Due this year. Maybe they'll just maim you while you sleep....

[uncle ray]

12. yes, you get your stuff back

i had a car repoed because my GF didn't make the payments, "her" car in "my" name, not good, but yes, you can get your stuff back.

on edit: oh, and repo men don't knock on your door at midnight. if he DID he would have let them have their stuff, no, they just take your car when you least expect it, the LAST thing they need is confrontation.

[htuttle]

13. "Repo man's got all night, every night"

[NervousRex]

32. God I love that movie...

haven't seen it in years.

[TO Kid]

25. Depends on the contract

She could probably get the stuff back, MOF if the creditor sells the car for more than the debt they have to give her the difference. OTOH, if she owes more than the car is worth they can seize other property BUT they need to get a court order first.

[SemperEadem]

14. man, what flavor of dumb is this woman?

to me, if you can't make your car payment--something that is necessary to you--then christmas would have to be lean and the kids would just have to understand.

I can see getting them a couple of things which they needed---but valuables that amounted to $10k? If she can charge $10k worth of goods, she could have gotten a cash advance from the credit card for however much the car note was in default and paid that to keep her wheels.

I have no sympathy for this woman. Perhaps this year, she and her children will understand the true meaning of xmas. And the repo man isn't waiting for anything but the bank's check for his services.

[VegasWolf]

16. bush so pissed off he is to reinstate debtor's prision. n/t

[VegasWolf]

17. she's undoubtably voted for bush. n/t

[TahitiNut]

18. "three months late with their car payments"?

"three months"??? Somebody's got a fast path through the court system.

[IA_Seth]

19. As an experienced "repo-man" in Iowa....

I have no sympathy. It isnt like the owners were surprised. In all states that I am familiar with the bank has to make multiple warnings before an order can be sent out.

I have had my share of financial woes, but a dead beat is a dead beat if you ask me....10,000 in gifts but they cant make arrangements with the bank? Serves them right really.

[Bono71]

23. Ah, fellow brother in arms...I bet you have some hair raising stories...

I was shot at on more than 1 occasion (repowing in Flroida during the college years).

[IA_Seth]

24. Heck yeah...

I know a lot of you probably think Iowa is laid back....try to take someone's car/truck/boat/bar/office, etc. and see how they treat ya!

I don't do it anymore, but I ran into my fair share of wack jobs. Everyone has an excuse too, sometimes they are rather comical.

[Bono71]

29. I repoed a stolen truck once and a lady came running out

of a trailer (I kid you not) screaming that her brother gave it to her for her birthday...Dude stole it and gave it away as a present...

[Jack The Tab]

30. A friend of mine did repo for a while...

The best story he ever told was the time a guy threw a vacuum cleaner at him. The whole big thing, he threw it at him in the driveway. Funny stuff.

[FlaGranny]

26. That is probably true in most cases,

but I know of a case where one family filed bankruptcy and kept the car (you can do that in Florida if you owe a certain amount of the car's value or if the value of the car is low enough). In the midst of filing the bankruptcy, the mother of the husband became extremely ill and died a couple of months later. In the midst of all that, they didn't notice that the bank had stopped sending them their normal payment coupons and they forgot all about the car payments. I know, hard to believe, but in the circumstances, not THAT hard to believe. Anyhow, they swore they received not one phone call or letter from the bank. If they had they would have known/remembered. After three months, their car was repossessed. It came as a total shock to them. They had the income to make the payments, and they truly did forget. I never did understand why the make made no effort to contact them.

[UpInArms]

28. I fell victim to a clause in a contract

15 years ago - I moved from Oklahoma "taking mortgaged property" - I was not in arrears on my car payment - they came and took my car from behind my office - I had no warning - I reported that my car had been stolen only to be told (they had to give law enforcement notice but not me) that my car had been removed by the lender.

I called the lender and was told "too bad, so sad".

Oh well - I have paid cash for everything I have driven since - never again will the fine print cost me that dearly.

[LincolnMcGrath]

35. 10K in gifts? Did you read the article?

snip
Between her kids' holiday gifts, several computers and many, many valuables, Corso said that she had $10,000 worth of goods in her minivan when the repo man made a midnight visit to her home.
snip
"All of our Christmas presents, personal belongings, electronics, work computers -- there was so much stuff in this car. It was our traveling office," Corso said.

[Jack_DeLeon]

20. This lady must be dumb...

well aside from wasting $10 on stuff without paying for her vehicle.

She even had the benefit of having the repoguy knock on her door, and she still didnt get her thing?

Honestly I was totally expecting that the repo guy took the vehicle in the cover of darkness without even confronting the person he was repoing from.

If the guy actually spent the time to talk to her, she totally could have just ignored him and gone to the car and taken her stuff out.

[KayLaw]

22. Suspicious

If she wasn't afraid to use the cards to charge all that stuff, why not just the repo guy a credit card check?

[ElsewheresDaughter]

27. she can get them back immediately...my daughters car was repoed with her

laundry in the back seat,,,nearly every piece of clothing she owned...we went the next day and retrieved her belongings...

seems to me that these folks could have made car payments>>>$10,000 worth of presents in the van...sorry but i'm having trouble mustering up any empathy for them...only sympathy for the kids

[LincolnMcGrath]

33. In FL they can charge "storage fees" $$$$$

My cousin was charged $75 dollars a day. And He was not able to get an appointment for 4 or 5 days to get his stuff back.



Also why are so many here assuming they blew 10K on presents? Read it closer it says "between her kids gifts." NOWHERE in the article does it say any items other than the gifts are new purchases.


snip

"All of our Christmas presents, personal belongings, electronics, work computers -- there was so much stuff in this car. It was our traveling office," Corso said.

[Tace]

34. You're Right -- Good Example Of People Rushing To Judgement

And, I was thinking that it's possible the couple had a dispute with the car manufacturer about the quality of the vehicle and may have been withholding payments until the dispute was settled, which probably would only lead to the car being repossessed since they signed with a finance company, not with the manufacturer. Seems possible. My point is that I have no way of knowing the details. One thing for sure, I wouldn't leave anything of value in my vehicle, parked out front.

[barb162]

44. your last sentence; that's for darn sure. I know a kid who lost all

her clothes as she left them in the car overnight as she was moving to a new apt. The car wasn't stolen but everything inside it was. she left the clothes out in open view instead of in the trunk

[Caoimhe]

37. Strange

I've never spent anywhere NEAR $10K on Xmas gifts, and if I did I wouldn't leave them in my car. Of course, I have had a car stolen and stripped of everything inside, so I am uber-cautious. I don't mean to sound harsh, but could it be that she is making some of this up because it was a rather Scrooge move so close to Xmas? I mean, if there isn't $10K worth of stuff in the van, can't she just claim it HAD been there when the car left her place? Don't you have to be pretty arrears before they repo?? I've never had a vehicle repo'd. I drive old beaters.

On a separate note, what does this teach their kids about money?

[LincolnMcGrath]

38. "I've never spent anywhere NEAR $10K on Xmas gifts"

Neither has she.

snip
Between her kids' holiday gifts, several computers and many, many valuables, Corso said that she had $10,000 worth of goods in her minivan when the repo man made a midnight visit to her home.

snip
"All of our Christmas presents, personal belongings, electronics, work computers -- there was so much stuff in this car. It was our traveling office," Corso said.

[sleepyhead]

45. A car is not the place to store valuables.

It could be stolen just as easily as repo'd. Especially not a great idea if you are keeping business computers, data, etc. in the car.

[HeeBGBz]

46. That's just stupid

$10,000 in gifts and she can't make a car payment?

[antigone382]

47. SHE DID NOT SPEND $10,000 ON CHRISTMAS GIFTS!

LincolnMcGrath has posted the same thing about 20 times, and everybody's still saying she shouldn't have spent all that money on gifts. She had $10,000 worth of BELONGINGS in there...not just gifts, and not just things that she had recently paid for. A lot of it was business stuff.

Now, whether or not it was intelligent to leave all that stuff in the car when you knew you were behind on the payments (whether or not it was because of a dispute), is another matter entirely. But she didn't just blow through $10,000 buying little Johnny a garage-ful of Hot Wheels.