Insurance and the Barge breaking the levee theory

[TrueAmerican]

Some say a barge struck the levee and broke it open. If that was the case would that be deemed not an "act of God" but damaged caused by man? I'm just wondering if there's a reason why they would say it was a foundless rumor. And would there be a differnce in payout of insurance.

I don't believe the barge theory, just playing "devil's advocate".

[Jacobin]

1. "act of god' aint the issue

Its whether its flood damage or wind damage as to what is covered.

Some people are floating the idea that if the wind pushed the barge into the levee and that caused the flood, then its wind damage and not flood damage, but i think that has zero chance of working.

[AirmensMom]

5. I agree.

I live in South FL and my insurance agent has explained numerous times that the windstorm (homeowner's) insurance would cover flooding if it was a result of, say, a window blowing out and rain coming in. But any flooding due to rising water comes under flood insurance.

[Fridays Child]

2. You could have a point. I wonder who owns the barge that's been...

...photographed by the levee.

[rocktivity]

3. Well, it would explain why some people claim they heard explosions

but it would be up to the insurance companies to prove that an impropery tethered barge, as opposed to the hurricane itself, was the cause of it breaking loose.

:headbang:
rocknation

[Name removed]

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[VTMechEngr]

11. OMFG

Not this tinfoil hat stuff again.

[DoYouEverWonder]

8. There is no such thing has a properly tethered barge

in a Cat 4 Hurricane and there's not much anyone can do about it.

[Turbineguy]

6. If so,

I'd hate to be the owner of that barge!

[NYC]

7. But wouldn't the levee have been built to withstand

the impact of a barge? If not, shared blame. Also, if the barge was properly tethered, but the storm broke it loose, it wouldn't be the barge's fault.

I think any way you look at it, it would likelier be the levee's fault than the barge's fault.

[AlCzervik]

9. ok i'm reading "Rising Tide" by John Barry and part of the story of the

1927 Mississippi flood has to do with NO, the poor black parishes in NO were flooded out on purpose and the government was supposed to pay the homeowners a fair price for their property which of course they didn't but anyhow reading this book is like Back to the future. I think many people have read this book and think maybe the same thing happened here with the exception of the people that actually live in the affected area being told about it.

[Jacobin]

13. You obviously haven't finished the book

They blew the levees south of New Orleans in 1927 and fucked the Cajuns in St. Bernard Parish, not the blacks and whites living in New Orleans..

[librechik]

10. i think it was determined the barge brought sandbags to the levee

and then was abandoned. There is no evidence it caused the levee to break. The levees were so waterdamaged that even if there were a collision, it would have been only a small event in a much larger disaster.

Besides, there were 6 levee breaks--is anyone suggesting barges or something caused all of those? (no)

You might have a point there--maybe someone is planning on an insurance claim over it--but more likely spiteful people want the mayor and governor to look bad for neglecting to move the barge or something. Who knows? They are insane people, these RWers, and it's hard to imagine their twisted motives.

[Name removed]

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