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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 06:11 PM Original message |
So debt collectrols are threatening my parents if they file bankrupcty! |
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ayeshahaqqiqa (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 06:21 PM Response to Original message |
1. Good for you |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:12 PM Response to Reply #1 |
9. Good for your doctor, |
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MikeG (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 06:26 PM Response to Original message |
2. They can file Chapter 7 if they have less than $35K equity in their home. |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:13 PM Response to Reply #2 |
10. I'm not sure how much equity they have, |
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NightTrain (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:28 PM Response to Reply #10 |
20. I paid off my bankruptcy lawyer in installments. |
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hickman1937 (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 06:37 PM Response to Original message |
3. Have they tried credit counseling? |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:15 PM Response to Reply #3 |
11. At this point, I'm not sure if |
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Yavin4 (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 06:40 PM Response to Original message |
4. They Should Definitely File |
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no_hypocrisy (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 06:49 PM Response to Original message |
5. Tell them to file before the collectors get a judgment against |
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Acryliccalico (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:00 PM Response to Reply #5 |
8. They can't get blood out of a turnip |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:17 PM Response to Reply #5 |
12. I'm trying to get them to do |
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miss_kitty (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:24 PM Response to Reply #12 |
17. "Imagine that, fighting cancer and having to deal..." |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:28 PM Response to Reply #17 |
21. I'm really sorry, I know that's hard. |
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miss_kitty (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 08:06 PM Response to Reply #21 |
28. Yeah. I have a friend who's a bnky atty |
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LynneSin (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 06:55 PM Response to Original message |
6. Does your state have Health Care Tax Credit? |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:19 PM Response to Reply #6 |
13. Unfortunately, I don't believe |
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ET Awful (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 06:57 PM Response to Original message |
7. Well, making threats like that is illegal, have your parents |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:20 PM Response to Reply #7 |
14. I've been helping them |
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ET Awful (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:31 PM Response to Reply #14 |
23. Many collection agencies are actually under the same corporate umbrella |
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miss_kitty (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:22 PM Response to Original message |
15. What did they do? |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:26 PM Response to Reply #15 |
19. See, my parents don't |
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Cadence (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 09:35 PM Response to Reply #19 |
38. Could they stop paying for the insurance and |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:01 PM Response to Reply #38 |
40. No, because you have to have |
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NightTrain (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:22 PM Response to Original message |
16. I had to file for bankruptcy in 1996. |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:29 PM Response to Reply #16 |
22. That's another reason why I'm trying |
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gizmo1979 (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:25 PM Response to Original message |
18. I had those assholes |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:31 PM Response to Reply #18 |
24. They do, indeed, lie and make threats, |
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Raster (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 08:25 PM Response to Reply #24 |
32. also keep in mind that the collectrolls make a commission on all the |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:07 PM Response to Reply #32 |
42. OMG, that is EXACTLY what |
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Raster (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:43 PM Response to Reply #42 |
50. By far, the woman that called was the worst. She caught me at home, |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:51 PM Response to Reply #50 |
53. That's what drives me crazy |
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WCGreen (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:43 PM Response to Original message |
25. Once you file for protection |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:55 PM Response to Reply #25 |
27. Oh, I know they can't actually |
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WCGreen (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 08:12 PM Response to Reply #27 |
30. Contact me.... |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 08:13 PM Response to Reply #30 |
31. Thanks, I just might |
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the Princess (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 07:54 PM Response to Original message |
26. They are the scum of the earth |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 08:09 PM Response to Reply #26 |
29. They are, indeed, the scum of |
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Jose Diablo (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 08:43 PM Response to Reply #29 |
33. I wonder if debt collectors are republicans n/t |
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Lydia Leftcoast (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 09:06 PM Response to Reply #33 |
34. About twenty years ago, I talked to a bill collector on the bus |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:08 PM Response to Reply #33 |
43. LOL! I think |
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flvegan (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 09:13 PM Response to Original message |
35. Interesting. Several times a day? |
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shesemsmom (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 09:16 PM Response to Reply #35 |
37. Way back when |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:12 PM Response to Reply #37 |
45. It is still the law, |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:10 PM Response to Reply #35 |
44. Oh, collectrolls are well-versed |
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shesemsmom (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 09:13 PM Response to Original message |
36. WTG Give Em HELL |
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Mabeline (210 posts) Send PM | Profile | Ignore | Thu Dec-30-04 09:55 PM Response to Original message |
39. Tell mom to talk to an attorney ASAP, they will tell her to give these |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:14 PM Response to Reply #39 |
46. But they're not interested |
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Hillary08 (197 posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:19 PM Response to Reply #46 |
47. screw 'em |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:29 PM Response to Reply #47 |
48. LOL! |
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warrens (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:07 PM Response to Original message |
41. That is totally illegal |
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Der Blaue Engel (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:35 PM Response to Original message |
49. I finally had to file for bankruptcy... |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:46 PM Response to Reply #49 |
51. Well, the reason |
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Der Blaue Engel (1000+ posts) Send PM | Profile | Ignore | Fri Dec-31-04 12:00 AM Response to Reply #51 |
55. Oh, I know they don't care |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Fri Dec-31-04 12:14 AM Response to Reply #55 |
58. Uh-oh, Beneficial |
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Der Blaue Engel (1000+ posts) Send PM | Profile | Ignore | Fri Dec-31-04 12:38 AM Response to Reply #58 |
59. Yeah, they are nasty fuckers |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Fri Dec-31-04 12:53 AM Response to Reply #59 |
60. Shit, I don't want to hear that, |
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Der Blaue Engel (1000+ posts) Send PM | Profile | Ignore | Fri Dec-31-04 01:04 AM Response to Reply #60 |
61. I would definitely contact a credit counselor... |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Fri Dec-31-04 01:06 AM Response to Reply #61 |
62. Yeah, I know, I've got |
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Raster (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:48 PM Response to Reply #49 |
52. banks and other "legitimate" financial institutions now make more |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Thu Dec-30-04 11:56 PM Response to Reply #52 |
54. "Collection counseling", |
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Raster (1000+ posts) Send PM | Profile | Ignore | Fri Dec-31-04 12:03 AM Response to Reply #54 |
56. I think the last "official" thing I heard was that most personal |
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liberalhistorian (1000+ posts) Send PM | Profile | Ignore | Fri Dec-31-04 12:12 AM Response to Reply #56 |
57. It's not just the working |
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