Flaxbee
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Sun Jul-31-05 08:04 PM
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| Anyone have a mortgage with BB&T or Wachovia? |
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Any thoughts or comments on the experience?
Anyone have a bank to recommend?
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| GOPisEvil
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Sun Jul-31-05 08:07 PM
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| 1. I got my mortgage through Bank of America. |
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I had a really good mortgage broker, who walked me through everything and got on the processing center when they were dragging their feet. I would never have chose B 0f A, but they have a first time buyer's program that is really good and saved me a lot of money in PMI.
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| FloridaPat
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Sun Jul-31-05 08:12 PM
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| 2. Which ever bank you pick, plan on having a new mortgage bank |
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every year or 2. I think I'm on my 5th or 6th in the last 10 years. They only issue a mortgage to get the points up front and then sell the loan as soon as they can.
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| madrchsod
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Sun Jul-31-05 08:17 PM
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| 3. try a savings and loan near you, |
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Edited on Sun Jul-31-05 08:18 PM by madrchsod
borrow from someone who will not sell your paper. we went to a local s&l
and got 5 years then refiance but never over 7.5 for 30 years. plus they never sell paper. good luck
never ever go to wells fargo!
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| LeftyMom
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Sun Jul-31-05 08:29 PM
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| 4. Have you checked your local credit union? nt |
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